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About by: Rick Adlam
September 30, 2008, 19:08
Home-loans.net.au is the news and information blog of Mr Mortgage.
Loan News by: Rick Adlam
October 5, 2006, 18:56
Australian Home Loan News Home loan finance news from the US, the UK and Australia Home loan news feeds cover top finance stories about housing, mortgage…
- US Mortgage News by: Rick Adlam
  October 6, 2006, 19:13
  Us Mortgage News on this page by Quicken
- UK Mortgage News by: Rick Adlam
  October 8, 2006, 09:17
  Mortgage finance, home loan and housing news from the UK. Updated on a regular basis by the BBC online news service. To get a summary of the mortgage news…
- Qld News by: Rick Adlam
  October 8, 2006, 17:30
  Queensland, Australia Mortgage and finance news from Google News aggregation. Australian home loan newsfeeds are updated several times an hour for…
Archives by: Rick Adlam
March 17, 2011, 06:59
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Articles by: Rick Adlam
June 4, 2007, 20:39
Home loan and housing articles for home buyers and homeowners seeking mortgage refinance // < !]>
- Finance by: Rick Adlam
  October 11, 2006, 07:29
  Australian business and finance news supplied by Austrailan IT, News Ltd and generated by news.com.au news feeds.
  - Apply by: Rick Adlam
    October 9, 2006, 08:18
    Home loan application To apply for a home loan simply go to Mr Mortgage and complete and submit the online mortgage pre-application forms there. If…
- Homeowner woes as they ramp up mortgage debt by: Rick Adlam
  June 3, 2007, 19:06
  Australian homeowners are splurging on debt including home loan mortgage debt with credit figures showing robust growth despite higher interest rates,…
- Condo' buying in New York by: Rick Adlam
  May 23, 2007, 07:52
  Everyone knows that buying a condominium in New York City is supposed to be much easier than buying a co-op. More expensive maybe, but definitely easier. An…
- Is your bank addicted to selling home loans? by: Rick Adlam
  September 8, 2010, 17:24
  A few years ago you could get 100% home loans, sub-prime mortgages and even 106% home loan finance Then the Global Financial Crisis hit, and suddenly all…
- Bank Fees and charges and how to reduce them by: Rick Adlam
  February 2, 2009, 15:48
  Avoid being ripped off by your bank with fees and charges. If you are like most Australians you will have noticed that your bank is making an art of milking…
- Mortgage Brokers: Research your home loan needs or leave it to a Mortgage Broker? by: Rick Adlam
  March 19, 2011, 08:48
  Most people these days use a mortgage broker to source their home loan, but many still do it themselves. So why is the best way for you? Comparing…
- Why Using a Mortgage Broker Can Save You These 8 Loan Application Mistakes by: Rick Adlam
  May 28, 2010, 15:25
  Loan applications can be approved or declined based on these 8 credit checks. If you are thinking about applying for a home loan use these solutions to ensure…
- Facebook privacy: How to protect your credit rating from identity theft using these 8 Facebook Privacy Tips by: Rick Adlam
  May 24, 2010, 17:01
  Protecting your credit rating from being white-anted because of online identity theft has become an increasing concern of Facebook users recently. …
- Credit Check: What's in your credit report can hurt you and how to fix it by: Rick Adlam
  May 27, 2010, 08:47
  What's in your credit report can hurt you. The credit checks you need to do to prevent that from happening now, before you need a loan. If you…
- Credit Card Security: How to protect yourself from credit card fraud by: Rick Adlam
  July 6, 2010, 14:26
  The WorldWide Web is a game changer when it comes to using your credit cards to shop online these days, and that means that it is also a rich new resource and…
- Home loans: Australian mortgage finance freeze thaws by: Rick Adlam
  September 8, 2010, 20:05
  Australia's home loans offers back to the future Two years ago at the height of the Global financial crisis home loan finance was hard to get. As mortgage…
- Low interest rates can exist with low unemployment rates by: Rick Adlam
  September 10, 2010, 09:43
  Is Australia's tight job market a cause for the RBA to hike interest rates? There is a lot of speculation, both here and in the US, that Australia's…
- Home Loans: Tips you can use with home loans to repair bad credit by: Rick Adlam
  September 23, 2010, 07:17
  For many of us having to use a bad credit home loan can be more a case of bad luck than bad money management. Most people that are in work will pay their home…
- Interest rates: RBA and bank policy problems, and how to fix it. by: Rick Adlam
  October 4, 2010, 07:37
  Interest rates rises concerns for Australian home buyers and homeowners need to be addressed by the RBA and the Government There is evidence that any mortgage…
- First Time Home Buyers Guide by: Rick Adlam
  March 19, 2011, 16:34
  Things look good for first home buyers, and they should take advantage of today's housing market. first home buyers With full employment and a…
Contact by: Rick Adlam
March 17, 2011, 07:04
Contact us about your home loans, mortgage, refinance or debt consolidation needs completing the form below. You can also call Rick Adlam on 0413 268 166 if…
Loan Calculator by: Rick Adlam
April 17, 2010, 06:35
Mortgage Calculator and Loan Calculator Home loan mortgage calculator, with monthly amortization schedule, through to the end of the loan. This…
Privacy Policy by: Rick Adlam
May 20, 2011, 18:24
Your Privacy Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the…
Site Map by: Rick Adlam
December 5, 2008, 09:46
Home Loans Site Map
Table of Contents by: Rick Adlam
March 16, 2011, 22:11
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Blog Posts

Category: Lending (115)
Lending. Articles and posts about lending and in particular personal finnace lending and mortgage lending.
- Super deal rethink for carers by: Rick Adlam
  May 19, 2012, 07:11
  THE Federal Government has been urged to start a superannuation scheme for carers after reports they would need to rely on welfare in retirement.
- NAB latest to drop rates by: Rick Adlam
  May 18, 2012, 07:18
  A price war in Australia's mortgage home loan market is under way, with National Australia Bank following ANZ and Aussie Home Loans in reducing home loan…
- Crisis may have silver lining by: Rick Adlam
  May 17, 2012, 19:12
  AS HARD as it might seem now, leading sociologists are predicting some unexpected benefits may come out of the global economic meltdown.
- Home loan lenders want the biggest slice of your wallet by: Rick Adlam
  May 17, 2012, 07:13
  In the nineteen eigthies a local bank manager working out what I could afford to borrow divvied up my pay packet this way: "A third for the taxman, a third for…
- If Obama is the answer what is the question? by: Rick Adlam
  May 16, 2012, 19:17
  Home Loans view on the recent US financial bailout of the lax finance industry standards that have led to US lending, including home loans grinding to a halt.
- First home buyers grant increased three times for new homes and doubled for used homes by: Rick Adlam
  May 16, 2012, 07:13
  Kevin.Rudd's increase of the first home owners grant is about shoring up jobs and the economy, and increasing home loan activity for buyers and sellers.
- Council rules hit house costs by: Rick Adlam
  May 15, 2012, 19:12
  EXTRA rules imposed by local councils such as those on increased ceiling heights and noise protection can add as much as 14 per cent to home building costs.
- Banks lead slide on Wall Street under non performing home loan debt by: Rick Adlam
  May 15, 2012, 07:25
  Wall Street has slide for the 5th day running on concerns about credit availability to fund business.
- Rate cut may help with the rent by: Rick Adlam
  May 14, 2012, 19:15
  Tenants that rent homes across Australia look set for a short-term reprieve from rising rental prices, with analysts expecting landlords to pass on the…
- Major regional home loan lender in industrial trouble. by: Rick Adlam
  May 14, 2012, 07:14
  The St George Bank, a regional Australian home loan lender, has it hands full with industrial relations trouble on its moves to sack local workers and…
- Will the US Nationalise its Banks to save its economy? by: Rick Adlam
  May 13, 2012, 19:13
  Is the US Congress planning to Nationalise its Banks? Its looking a lot like socialism to many on the republican side of US politics, but deregulation and lax…
- Interest rates on hold till 2007, says the National Australia Bank [NAB] by: Rick Adlam
  May 13, 2012, 07:12
  According to the National Australia Bank, its latest analysis of the business climate consolidates the view that official interest rates will remain on hold…
- Low doc home loan competition hits Adelaide Bank bottomline by: Rick Adlam
  May 12, 2012, 19:16
  Adelaide Bank has issued an earnings downgrade after intensifying competition in the mortgage lending sector forced it to remove premium pricing on its…
- Australian homeowners choosing to shrink debt by: Rick Adlam
  May 12, 2012, 07:11
  Homeowners slay debt but Gen Y gorge on it. Australian mortgagor homeowners who were recently splurging on debt with credit figures showing robust growth…
- Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
  May 10, 2012, 07:15
  The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
- Shared equity home loan fund a family affair in mortgage fund to assist first time home buyers by: Rick Adlam
  May 7, 2012, 19:13
  Melbourne Australia'sÂ Liberman family has entered the fledgling shared equity home loan business through a million investment in an unlisted fund…
- Tightening of mortgage credit generally and construction loans hits builders by: Rick Adlam
  May 5, 2012, 19:13
  The banks have been tightening their credit guidelines on home buyers for over the last year and this is stangling building companies cashflow and construction…
- Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
  May 5, 2012, 07:13
  The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
- Housing affordability falls to lowest recorded index as home loans rise and house values defy gravity by: Rick Adlam
  May 4, 2012, 19:16
  Accumulative home loan mortgage interest rate rises, coupled with higher home prices around Australia have pushed housing affordability to its lowest level on…
- Finance and share markets brace themselves for mortgage rate decision from the RBA tomorrow by: Rick Adlam
  May 3, 2012, 19:13
  The Reserve Bank of Australia is widely expected to raise interest rates, though not all believe it will happen tomorrow. Financial markets are on high…
- Mortgage Lenders going green with a carbon neutral home loans by: Rick Adlam
  May 3, 2012, 07:17
  Mortgage Lenders Go Green by reducing and offsetting carbon emissions in home loan processing. Are you concerned about reducing your carbon footprint? …
- The ten biggest mortgage myths that prevent home buyers and homeowners owning their homes sooner. by: Rick Adlam
  May 2, 2012, 19:11
  Myth #1. A big brand bank home loan is better than a mortgage from non bank lender. Most people don't like the major banks, but this myth prevents them from…
- Developer in trouble by: Rick Adlam
  May 2, 2012, 07:11
  QUEENSLAND'S Environmental Protection Agency has charged developer Jarrod McCracken with eight counts of environmental damage.
- Big home loan seekers get the champagne treatment by: Rick Adlam
  May 1, 2012, 19:14
  Home loan seekers looking to borrow big dollars brings champagne treatment from banks, but many battlers wanting to secure a home have to take what they're…
- John Howard's blaming the states for home loan interest rate rises is seen as a desperate low act by Australian voters and State Pollies by: Rick Adlam
  May 1, 2012, 07:11
  The Federal Government's attempt to blame the states for home mortgage interest rate pressures is complete nonsense and smacks of political desperation, the…
- Mortages can beat the inflation trap using mortgage offset accounts by: Rick Adlam
  April 30, 2012, 19:11
  Mortgage offset accounts give you a far better rate of return, and a rate of return above inflation. Savings accounts in effect lose you money, but an offset…
- Home loan lenders want more of your personal information by: Rick Adlam
  April 28, 2012, 07:13
  Home Loan Lenders want the law changed to capture more of your financial details. Here's a test of just how savvy a consumer you are: when was the last time…
- Get nabbed! National Australia Bank slugs it credit card users in defiance of RBA by: Rick Adlam
  April 26, 2012, 19:11
  National Australia Bank will continue slugging customers for using "non-NAB" cash machines, in defiance of the Reserve Bank. The RBA said financial institution…
- Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
  April 26, 2012, 07:11
  The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
- Bendigo Bank wants to grow customer wealth business with wholesale mortgage home loan lender Adelaide Bank by: Rick Adlam
  April 26, 2012, 07:11
  Bendigo Bank wants to expand wealth management with its .2 billion bid for wholesale customer darling Adelaide Bank. Bendigo and Adelaide, which hold the…
- Housing market crisis blamed on politicians from both sides by: Rick Adlam
  April 25, 2012, 19:11
  Bank Leaders from Australia's biggest banks and home loan lenders have blamed both sides of politics for being lazy and ignoring the national housing…
- You can bank on Queensland by: Rick Adlam
  April 24, 2012, 19:11
  The Bank of Queensland shows the US banks how to run a profitable bank in a down market
- Home Loan Lenders: CBA Rated Worst Australian Mortgage Lender by: Rick Adlam
  April 24, 2012, 07:13
  Its official. People don't like big banks, and they love to hate the CBA The big four banks in my view are in a privileged position in the Australian…
- Home loan mortgage interest rate rise is not needed says Finance Minister by: Rick Adlam
  April 23, 2012, 19:12
  Finance Minister Nick Minchin has indicated he does not believe an expected hone loans mortgage interest rate rise this week is warranted. The Reserve Bank…
- The battle for your mortgage home loan business to intensify by: Rick Adlam
  April 23, 2012, 07:15
  The way some people see it, BankWest head of mortgages John Rolfe holds the key to profitability in the nation's 0 billion mortgage market. The theory…
- The Reserve Bank of Australia blamed for driving house rents skyward as home building dives by: Rick Adlam
  April 22, 2012, 19:12
  The Reserve Bank of Australia Â is being blamed for a dive in housing construction, raising fears that rents are set to rise sky highÂ due to a lack of…
- Home loan mortgage wholesale lender Adelaide Bank in merger talks with community bank Bendigo Bank by: Rick Adlam
  April 22, 2012, 07:14
  Adelaide Bank shareholders will need to approve a planned merger with the larger Bendigo Bank. The boards of the Adelaide and Bendigo banks have announced…
- Westpac plans to drop the BOM on parochial Victorians by: Rick Adlam
  April 15, 2012, 19:15
  After all Westpac has pulled itself from near bankruptcy in the early nineties to be a contender Australia's biggest bank. Mainly at the cost of its mortgage…
- Discount interest rate war begins by: Rick Adlam
  April 11, 2012, 19:13
  NAB and Aussie Home Loans are the latest lenders to join the rush to cut rates, following ANZ's lead.
- Home loan mortgage business underpinned by the Labor Government by: Rick Adlam
  April 7, 2012, 19:16
  Australia's Federal Labor Government plan to enter the home loan mortgage finance business will boost confidence in the non-bank mortgage sector and increase…
- Mortgage interest rate rises are slowing housing finance according to Reserve Bank of Australia figures by: Rick Adlam
  April 6, 2012, 19:17
  The Reserve Bank of Australia (RBA) said three interest rate rises in 2006 had dampened recent demand for housing finance. Australia's central bank said in…
- Mortgage Rates: Banks in for a fight with Greens & Independents. by: Rick Adlam
  April 5, 2012, 07:27
  The Green bank fees and interest rate agenda The Greens have bills before parliament to: Regulate interest rate rises by ensuring banks charge no more than a…
- House prises must fall, or mortgage rates will rise by: Rick Adlam
  April 3, 2012, 19:24
  Interest rates will have to rise further if the dip in inflation late last year is not sustained, the International Monetary Fund has warned. In its…
- Bad Credit Home Loans: Can you refinance your home when you have bad credit rating? by: Rick Adlam
  April 2, 2012, 07:13
  A lot of people are suffering from mortgage stress right now, and they need answers right now. They can't afford to wait for the Government to create competitio…
- Federal Government suggest home loan borrowers may require 20 percent deposit to curb defaults by: Rick Adlam
  April 1, 2012, 19:17
  If you are currently struggling to save 5% for a deposit on a home, a Federal inquiry into mortgage finance may recommend borrowers be required to put up a…
- Professional Pack Mortgage Home Loans. Has competition from non bank mortgage lenders eroded their meaning and even value? by: Rick Adlam
  March 30, 2012, 07:20
  Professional Home loan packages or 'pro packs' were once restricted to people with high income professions and qualifications such as doctors, lawyers,…
- Australian Mortgage Lender defies downturn by expanding Mortgage Broker network by: Rick Adlam
  March 28, 2012, 19:12
  Australian Mortgage Lenders and Mortgage Broker Group Aussie Home Loans Group's aggressive expansion has helped bump up its annual profit despite stagnant east…
- Bank fees: Big banks concerns over mortgage exit fee ban by: Rick Adlam
  March 27, 2012, 19:14
  In any event the ANZ and National Australia Bank have already scrapped mortgage exit fees, while Westpac Banking Group chief executive Gail Kelly told a…
- Bank Fees: Westpac unhappy with Government plan to stop mortgage exit fees by: Rick Adlam
  March 23, 2012, 07:21
  Westpac chief executive, Gail Kelly is not happy with Government plans to ensure that all Australians are free to move their mortgages, and has hit out at…
- Home loan rates on hold as RBA reads the China tea leaves by: Rick Adlam
  March 22, 2012, 19:11
  The Reserve Bank of Australia has left its interest rates options open at its board meeting this afternoon, leaving the official cash rates on hols, as it…
- Government to stop bank excessive credit card interest rates by: Rick Adlam
  March 22, 2012, 07:12
  Australia's banks have been charging over the top interest rates with the excuse that they are risky. That's one thing. Then when the official interest rates…
- Home Loan Interest Rates: Will RBA relent on a June rate rise? by: Rick Adlam
  March 21, 2012, 19:16
  Australian homeowners and renters on hurting over mortgage rates, reduced family support, housing bubble concerns. Home buyers are disinterested. So…
- Australia's financial markets are punting on a mortgage rate rise in April because of rising wage pressures by: Rick Adlam
  March 21, 2012, 07:14
  The Reserve Bank of Australia's suspicion that wage pressure is accelerating is being confirmed by economic data, placing more pressure on interest rates. Th…
- Reserve Bank of Australia cuts official interest rate 100 points to 3.25 per cent by: Rick Adlam
  March 20, 2012, 07:12
  Mortgage Rates in Australia the lowest in 45 years. Mortgage Interest rates are now at their lowest point in 45 years with the news that the RBA has cut the…
- Home loan rates will be pushed up by those that would win your vote by: Rick Adlam
  March 16, 2012, 19:16
  Home affordability and your home loan mortgage interest rates are caught in the crossfire as politicians outbid each other to win the election. The…
- ANZ bank is awarded license to operate in Vietnam by: Rick Adlam
  March 12, 2012, 07:11
  The Australia and New Zealand Banking Group is celebrating after it was the third foreign bank to win a licence to open a fully owned bank in Vietnam. Mr…
- Bank Home Loan Wars: NAB goes after CBA and Westpac high rate clients by: Rick Adlam
  March 11, 2012, 19:12
  National Australia Bank is continuing its home loan assault on its bigger rivals by announcing the launch of new discount online home loans, designed and…
- Is the NAB [National Australia Bank] about to sell its Credit card business? by: Rick Adlam
  March 10, 2012, 19:22
  The National Australia Bank will not confirm or deny rumours that it is considering the sale its billion credit card business. Overseas banking players…
- Bank Fees: NAB to pay your home loan exit fees to switch by: Rick Adlam
  March 10, 2012, 07:29
  Big Bank wars tipped on exit fees to favour the mortgage borrower. The National Australia Bank is an also ran in mortgage home loan lending right now and…
- Home Loans shock! A premium priced home loan from a savvy bank! by: Rick Adlam
  March 7, 2012, 07:13
  Home loan fact: Last year Wespac snared approaching 30% of all home loan mortgages in Australia. That's an outstanding volume by any measure. And now it wants…
- Home loan lending practices under parliamentary scrutiny by: Rick Adlam
  March 6, 2012, 07:29
  A federal parliamentary committee will host a public hearing in Canberra as part of its investigation into home lending practices. The House of Representatives…
- Home Loans: Would making home loans harder to get be better for home buyers? by: Rick Adlam
  March 4, 2012, 19:11
  The reason house prices are so high is that it has been easy for people to get into so much debt, increasing the pool of house buyers. To reduce the pool of…
- Mortgage Rates: Why we pay too much and what to do about it by: Rick Adlam
  March 4, 2012, 07:12
  The solution that we know we all need is a separate, non-bank mortgage back security enterprise, that is Government sponsored and Guaranteed. This will level…
- Mortgage Fees and Charges: Big Four Banks surrender to exit fees rage. by: Rick Adlam
  March 3, 2012, 19:21
  Having offered the cheapest standard variable mortgage rate of the four banks since December last year, the demise of exit fees would be welcomed by the…
- Reserve Bank of Australia Governor hints at mortgage interest rate rise by: Rick Adlam
  March 2, 2012, 19:18
  Mortgage interest rates are more likely to rise than fall in the future, Reserve Bank of Australia Governor Glenn Stevens told a parliamentary committee…
- Bank Fees & Charges: ANZ's plus 11 other Australia's Banks dirty little secret by: Rick Adlam
  February 25, 2012, 07:15
  Bank Customers sue 12 Australian Banks en masse on fees and charges Behind Australia's Banks' Record profits there is a swindle going on. Stealing cents to …
- Why more jobs should not raise interest rates by: Rick Adlam
  February 22, 2012, 19:18
  There is a lot of speculation on Australia's home loan interest rates, both here and in the US, that Australia's wonderfully low unemployment rates and growing…
- Home loans: Is your bank planning to raise your mortgage interest rates? by: Rick Adlam
  February 22, 2012, 07:13
  There has been a lot of talk over the last year about the major banks, headed by the Commonwealth Bank, looking for ways to jack up home loan interest rates…
- Troubled Suncorp home loan lender in the sights of bigger bank by: Rick Adlam
  February 19, 2012, 19:14
  Queensland banking, insurance and investment financial services group Suncorp is losing value quicker than the Zimbabwe currency, so Mr Mortgage said that it…
- RBA: Australian Banks to stand on own strengths by: Rick Adlam
  February 14, 2012, 07:13
  The deposit guarantee enjoyed by Australia’s banks for their customers deposits ended last year after comments by Reserve Bank of Australia’s Governor…
- Home loan advertising blitz by mortgage banks attacked by: Rick Adlam
  February 13, 2012, 19:17
  A home loan advertising blitz encouraging first home buyers to spend the Federal Government's latest hand-out on their house deposit has been slammed as…
- Shop home loan smart to survive by: Rick Adlam
  February 13, 2012, 07:18
  IF you intend to survive the home loan financial storm, you have to shop smarter for your home loan. No matter what the latest crisis on Wall Street, you've…
- Non-bank lenders' interest rate rort by: Rick Adlam
  February 12, 2012, 19:29
  DOZENS of non-bank lenders have failed to pass on successive interest rate cuts to borrowers as politicians ignore their greedy tactics.
- Don't talk about the wallet by: Rick Adlam
  February 12, 2012, 07:14
  MONEY is one of the biggest taboo subjects in conversation between friends, according to Brisbane financial planner, author and mum Justine Davies.
- House prices collapse in UK by: Rick Adlam
  February 11, 2012, 19:38
  Collapsing British house prices are plunging 60,000 home owners a month into negative equity. What will happen with their home loans?
- Home buyers cautious despite the bigger first home owners grant by: Rick Adlam
  February 11, 2012, 07:16
  KEVIN Rudd's bold bid to lure first home buyers into the nation's sluggish housing and new home market has been greeted with caution by young investors, with…
- New Year resolutions wilt under finance debt by: Rick Adlam
  February 10, 2012, 07:12
  If you are one of the thundering herd having trouble keeping those New Year's resolution to save more and spend less, don't worry, you are not alone. A new…
- Extra cash fails to lift home sales by: Rick Adlam
  February 9, 2012, 19:11
  KEVIN Rudd's recent bid to lure first-home buyers into the sluggish property market to buy a reduced price home, has been greeted with caution by young…
- Banks to be Big Brother in credit report profiling by: Rick Adlam
  February 9, 2012, 07:16
  Banks over the last three years have let leading standards slip, in an effort to compete with non conforming lenders . This has lead to higher defaults and…
- Mortgage lenders have seen the light on excessive mortgage exit fees by: Rick Adlam
  February 8, 2012, 07:14
  Most mortgage lenders have obeyed demands that they stop charging excessive fees for closing a mortgage. In January, the Financial Services Authority (FSA)…
- Category: Credit Cards (5)
  Credit card finance issued through credit lenders and banks for personal finance
  - Get nabbed! National Australia Bank slugs it credit card users in defiance of RBA by: Rick Adlam
    April 26, 2012, 19:11
    National Australia Bank will continue slugging customers for using "non-NAB" cash machines, in defiance of the Reserve Bank. The RBA said financial institution…
  - Mortgage Rates: Banks in for a fight with Greens & Independents. by: Rick Adlam
    April 5, 2012, 07:27
    The Green bank fees and interest rate agenda The Greens have bills before parliament to: Regulate interest rate rises by ensuring banks charge no more than a…
  - Government to stop bank excessive credit card interest rates by: Rick Adlam
    March 22, 2012, 07:12
    Australia's banks have been charging over the top interest rates with the excuse that they are risky. That's one thing. Then when the official interest rates…
  - Credit card security online. by: Rick Adlam
    March 17, 2012, 19:11
    Credit card security is a big problem in Australia and there were 1.3 million victims last year in Australia alone, losing an average of ,000 each! So I…
  - Is the NAB [National Australia Bank] about to sell its Credit card business? by: Rick Adlam
    March 10, 2012, 19:22
    The National Australia Bank will not confirm or deny rumours that it is considering the sale its billion credit card business. Overseas banking players…
- Category: Equity Mortgages (3)
  Equity finance mortgages or shared equity finance where the homeowner shares the mortgage and the equity growth with the mortgage lender
  - Equity Finance Mortgage may create a home buying spree by: Rick Adlam
    May 8, 2012, 19:15
    Adelaide Bank's shared equity home loan The Adelaide Bank is the first bank in Australia to launch a shared-equity home loan which could make property…
  - Shared equity home loan fund a family affair in mortgage fund to assist first time home buyers by: Rick Adlam
    May 7, 2012, 19:13
    Melbourne Australia'sÂ Liberman family has entered the fledgling shared equity home loan business through a million investment in an unlisted fund…
  - Nothing down and low deposit finance turns on first home buyers by: Rick Adlam
    April 4, 2012, 07:12
    Home buyers turn to no deposit and low-deposit mortgages Lowering home affordability means that first-time home buyers are cutting back on the size of their…
  - Category: Shared Equity Mortgage (2)
    Shared Equity Mortgage. Articles about a type of home loan that allows the home buyers to share the investment and the growth in equity in the home. First…
    - Equity Finance Mortgage may create a home buying spree by: Rick Adlam
      May 8, 2012, 19:15
      Adelaide Bank's shared equity home loan The Adelaide Bank is the first bank in Australia to launch a shared-equity home loan which could make property…
    - Nothing down and low deposit finance turns on first home buyers by: Rick Adlam
      April 4, 2012, 07:12
      Home buyers turn to no deposit and low-deposit mortgages Lowering home affordability means that first-time home buyers are cutting back on the size of their…
- Category: Mortgage Industry (17)
  Articles and posts that touch on the mortgage industry
  - Mortgage Rates: Why the Banks are free to raise rates. by: Rick Adlam
    May 10, 2012, 19:13
    That brings up a few questions for the Prime Minister. So Julia Gillard, how will you sort out this mess? In particular.... How will you overturn the ability…
  - Mortgage interest rates to trend upward by: Rick Adlam
    May 6, 2012, 19:12
    The Commonwealth Bank of Australia CEO gives his version of Banana-gate to signal mortgage rate increases. Whether you believe that the banks are paying more…
  - Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
    May 5, 2012, 07:13
    The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
  - Mortgage Lenders going green with a carbon neutral home loans by: Rick Adlam
    May 3, 2012, 07:17
    Mortgage Lenders Go Green by reducing and offsetting carbon emissions in home loan processing. Are you concerned about reducing your carbon footprint? …
  - The ten biggest mortgage myths that prevent home buyers and homeowners owning their homes sooner. by: Rick Adlam
    May 2, 2012, 19:11
    Myth #1. A big brand bank home loan is better than a mortgage from non bank lender. Most people don't like the major banks, but this myth prevents them from…
  - Mortages can beat the inflation trap using mortgage offset accounts by: Rick Adlam
    April 30, 2012, 19:11
    Mortgage offset accounts give you a far better rate of return, and a rate of return above inflation. Savings accounts in effect lose you money, but an offset…
  - Home loan mortgage business underpinned by the Labor Government by: Rick Adlam
    April 7, 2012, 19:16
    Australia's Federal Labor Government plan to enter the home loan mortgage finance business will boost confidence in the non-bank mortgage sector and increase…
  - Mortgage interest rate rises are slowing housing finance according to Reserve Bank of Australia figures by: Rick Adlam
    April 6, 2012, 19:17
    The Reserve Bank of Australia (RBA) said three interest rate rises in 2006 had dampened recent demand for housing finance. Australia's central bank said in…
  - Federal Government suggest home loan borrowers may require 20 percent deposit to curb defaults by: Rick Adlam
    April 1, 2012, 19:17
    If you are currently struggling to save 5% for a deposit on a home, a Federal inquiry into mortgage finance may recommend borrowers be required to put up a…
  - Australian Mortgage Lender defies downturn by expanding Mortgage Broker network by: Rick Adlam
    March 28, 2012, 19:12
    Australian Mortgage Lenders and Mortgage Broker Group Aussie Home Loans Group's aggressive expansion has helped bump up its annual profit despite stagnant east…
  - Are Mortgage Brokers honest with home buyers and refinancing homeowners? by: Rick Adlam
    March 25, 2012, 07:13
    If the Mortgage Broker explains to the customert that they are offering a no cost home loan service to them, because the lenders are paying them a commission…
  - Mortgage lenders have seen the light on excessive mortgage exit fees by: Rick Adlam
    February 8, 2012, 07:14
    Most mortgage lenders have obeyed demands that they stop charging excessive fees for closing a mortgage. In January, the Financial Services Authority (FSA)…
  - Category: Mortgage Broker (12)
    Mortgage broker: Articles and posts relating to mortgage brokers, finance brokerage and home loan intermediaries.
    - The ten biggest mortgage myths that prevent home buyers and homeowners owning their homes sooner. by: Rick Adlam
      May 2, 2012, 19:11
      Myth #1. A big brand bank home loan is better than a mortgage from non bank lender. Most people don't like the major banks, but this myth prevents them from…
    - Mortages can beat the inflation trap using mortgage offset accounts by: Rick Adlam
      April 30, 2012, 19:11
      Mortgage offset accounts give you a far better rate of return, and a rate of return above inflation. Savings accounts in effect lose you money, but an offset…
    - Free Mortgage service makes finding the best home home easy. Or does it? by: Rick Adlam
      April 14, 2012, 07:11
      Homes loans have become complicated Can you remember the days when comparing home loans was easy? I can. All you had to do was pick the one with the lowest…
    - Home loan mortgage business underpinned by the Labor Government by: Rick Adlam
      April 7, 2012, 19:16
      Australia's Federal Labor Government plan to enter the home loan mortgage finance business will boost confidence in the non-bank mortgage sector and increase…
    - Federal Government suggest home loan borrowers may require 20 percent deposit to curb defaults by: Rick Adlam
      April 1, 2012, 19:17
      If you are currently struggling to save 5% for a deposit on a home, a Federal inquiry into mortgage finance may recommend borrowers be required to put up a…
    - 8 home loan application mistakes that can get your lenders approval by: Rick Adlam
      April 1, 2012, 07:19
      Just to give you a quick run down, the eight most common mistakes that I often discover in a home loan application are: 1. There are too many credit enquiry…
    - Professional Pack Mortgage Home Loans. Has competition from non bank mortgage lenders eroded their meaning and even value? by: Rick Adlam
      March 30, 2012, 07:20
      Professional Home loan packages or 'pro packs' were once restricted to people with high income professions and qualifications such as doctors, lawyers,…
    - Australian Mortgage Lender defies downturn by expanding Mortgage Broker network by: Rick Adlam
      March 28, 2012, 19:12
      Australian Mortgage Lenders and Mortgage Broker Group Aussie Home Loans Group's aggressive expansion has helped bump up its annual profit despite stagnant east…
    - Are Mortgage Brokers honest with home buyers and refinancing homeowners? by: Rick Adlam
      March 25, 2012, 07:13
      If the Mortgage Broker explains to the customert that they are offering a no cost home loan service to them, because the lenders are paying them a commission…
    - Mortgage lenders have seen the light on excessive mortgage exit fees by: Rick Adlam
      February 8, 2012, 07:14
      Most mortgage lenders have obeyed demands that they stop charging excessive fees for closing a mortgage. In January, the Financial Services Authority (FSA)…
    - Category: Mortgage Choice (2)
      Mortgage brokers handle the sifting and sorting to find the best home loans for their clients for a commission usually paid by the lender.
      - Credit squeeze on home loan mortgage lending is not over yet by: Rick Adlam
        May 4, 2012, 07:12
        The global home loan credit squeeze is a "serious crisis" that is not over yet and will have an impact on government budgets, the IMF's outgoing head Rodrigo…
      - Rams Home Loans as part of the new mortgage landscape by: Rick Adlam
        February 19, 2012, 07:13
        Rams Home Loans are advertising low rates again for business again with sharp rates, after a dire year due to the Global Financial crisi
- Category: Hinckley & Rugby (1)
  - Mortages can beat the inflation trap using mortgage offset accounts by: Rick Adlam
    April 30, 2012, 19:11
    Mortgage offset accounts give you a far better rate of return, and a rate of return above inflation. Savings accounts in effect lose you money, but an offset…
- Category: Credit Report (3)
  - Home loan lenders want more of your personal information by: Rick Adlam
    April 28, 2012, 07:13
    Home Loan Lenders want the law changed to capture more of your financial details. Here's a test of just how savvy a consumer you are: when was the last time…
  - Credit Check: What you’ll discover in your credit report that can hurt you by: Rick Adlam
    April 27, 2012, 07:11
    A bad credit rating can stay with you for up to seven years. So protect your credit worthiness at all costs. Try to stay calm if you are declined a mortgage…
  - Facebook privacy and identity theft concerns by: Rick Adlam
    April 8, 2012, 07:14
    Protecting your credit rating from being white anted because of online identity theft has become an increasing concern of Facebook recently.Facebook and other…
- Category: Lender (99)
  - Super deal rethink for carers by: Rick Adlam
    May 19, 2012, 07:11
    THE Federal Government has been urged to start a superannuation scheme for carers after reports they would need to rely on welfare in retirement.
  - NAB latest to drop rates by: Rick Adlam
    May 18, 2012, 07:18
    A price war in Australia's mortgage home loan market is under way, with National Australia Bank following ANZ and Aussie Home Loans in reducing home loan…
  - Crisis may have silver lining by: Rick Adlam
    May 17, 2012, 19:12
    AS HARD as it might seem now, leading sociologists are predicting some unexpected benefits may come out of the global economic meltdown.
  - Home loan lenders want the biggest slice of your wallet by: Rick Adlam
    May 17, 2012, 07:13
    In the nineteen eigthies a local bank manager working out what I could afford to borrow divvied up my pay packet this way: "A third for the taxman, a third for…
  - First home buyers grant increased three times for new homes and doubled for used homes by: Rick Adlam
    May 16, 2012, 07:13
    Kevin.Rudd's increase of the first home owners grant is about shoring up jobs and the economy, and increasing home loan activity for buyers and sellers.
  - Council rules hit house costs by: Rick Adlam
    May 15, 2012, 19:12
    EXTRA rules imposed by local councils such as those on increased ceiling heights and noise protection can add as much as 14 per cent to home building costs.
  - Rate cut may help with the rent by: Rick Adlam
    May 14, 2012, 19:15
    Tenants that rent homes across Australia look set for a short-term reprieve from rising rental prices, with analysts expecting landlords to pass on the…
  - Low doc home loan competition hits Adelaide Bank bottomline by: Rick Adlam
    May 12, 2012, 19:16
    Adelaide Bank has issued an earnings downgrade after intensifying competition in the mortgage lending sector forced it to remove premium pricing on its…
  - Australian homeowners choosing to shrink debt by: Rick Adlam
    May 12, 2012, 07:11
    Homeowners slay debt but Gen Y gorge on it. Australian mortgagor homeowners who were recently splurging on debt with credit figures showing robust growth…
  - Interest Rates : Where did the RBA get it wrong? by: Rick Adlam
    May 11, 2012, 07:14
    When the RBA lifted interest rates in November last year I said at the time that it was one rate rise too many. The RBA was at the time focused more on getting…
  - Mortgage Rates: Why the Banks are free to raise rates. by: Rick Adlam
    May 10, 2012, 19:13
    That brings up a few questions for the Prime Minister. So Julia Gillard, how will you sort out this mess? In particular.... How will you overturn the ability…
  - Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
    May 10, 2012, 07:15
    The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
  - Equity Finance Mortgage may create a home buying spree by: Rick Adlam
    May 8, 2012, 19:15
    Adelaide Bank's shared equity home loan The Adelaide Bank is the first bank in Australia to launch a shared-equity home loan which could make property…
  - Mortgage interest rates to trend upward by: Rick Adlam
    May 6, 2012, 19:12
    The Commonwealth Bank of Australia CEO gives his version of Banana-gate to signal mortgage rate increases. Whether you believe that the banks are paying more…
  - Home buyers and homeowners confidence highest in 2 years by: Rick Adlam
    May 6, 2012, 07:12
    It is beginning to look like Australia will dodge the recession bullet. Australians’ confidence in the future have risen its best level in nearly two years,…
  - Tightening of mortgage credit generally and construction loans hits builders by: Rick Adlam
    May 5, 2012, 19:13
    The banks have been tightening their credit guidelines on home buyers for over the last year and this is stangling building companies cashflow and construction…
  - Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
    May 5, 2012, 07:13
    The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
  - Housing affordability falls to lowest recorded index as home loans rise and house values defy gravity by: Rick Adlam
    May 4, 2012, 19:16
    Accumulative home loan mortgage interest rate rises, coupled with higher home prices around Australia have pushed housing affordability to its lowest level on…
  - Mortgage Lenders going green with a carbon neutral home loans by: Rick Adlam
    May 3, 2012, 07:17
    Mortgage Lenders Go Green by reducing and offsetting carbon emissions in home loan processing. Are you concerned about reducing your carbon footprint? …
  - The ten biggest mortgage myths that prevent home buyers and homeowners owning their homes sooner. by: Rick Adlam
    May 2, 2012, 19:11
    Myth #1. A big brand bank home loan is better than a mortgage from non bank lender. Most people don't like the major banks, but this myth prevents them from…
  - Developer in trouble by: Rick Adlam
    May 2, 2012, 07:11
    QUEENSLAND'S Environmental Protection Agency has charged developer Jarrod McCracken with eight counts of environmental damage.
  - Big home loan seekers get the champagne treatment by: Rick Adlam
    May 1, 2012, 19:14
    Home loan seekers looking to borrow big dollars brings champagne treatment from banks, but many battlers wanting to secure a home have to take what they're…
  - John Howard's blaming the states for home loan interest rate rises is seen as a desperate low act by Australian voters and State Pollies by: Rick Adlam
    May 1, 2012, 07:11
    The Federal Government's attempt to blame the states for home mortgage interest rate pressures is complete nonsense and smacks of political desperation, the…
  - Home loan lenders want more of your personal information by: Rick Adlam
    April 28, 2012, 07:13
    Home Loan Lenders want the law changed to capture more of your financial details. Here's a test of just how savvy a consumer you are: when was the last time…
  - Mortgage Rates: Will another interest rate rise create mortgage stress for homeowners by: Rick Adlam
    April 27, 2012, 19:11
    A growing number of mortgaged homeowners are feeling the pinch and mortgage payment arrears are rising to 2 percent in some areas of Australia. Whilst this…
  - Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
    April 26, 2012, 07:11
    The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
  - Bendigo Bank wants to grow customer wealth business with wholesale mortgage home loan lender Adelaide Bank by: Rick Adlam
    April 26, 2012, 07:11
    Bendigo Bank wants to expand wealth management with its .2 billion bid for wholesale customer darling Adelaide Bank. Bendigo and Adelaide, which hold the…
  - Housing market crisis blamed on politicians from both sides by: Rick Adlam
    April 25, 2012, 19:11
    Bank Leaders from Australia's biggest banks and home loan lenders have blamed both sides of politics for being lazy and ignoring the national housing…
  - Home Loan Lenders: CBA Rated Worst Australian Mortgage Lender by: Rick Adlam
    April 24, 2012, 07:13
    Its official. People don't like big banks, and they love to hate the CBA The big four banks in my view are in a privileged position in the Australian…
  - Home loan mortgage interest rate rise is not needed says Finance Minister by: Rick Adlam
    April 23, 2012, 19:12
    Finance Minister Nick Minchin has indicated he does not believe an expected hone loans mortgage interest rate rise this week is warranted. The Reserve Bank…
  - The battle for your mortgage home loan business to intensify by: Rick Adlam
    April 23, 2012, 07:15
    The way some people see it, BankWest head of mortgages John Rolfe holds the key to profitability in the nation's 0 billion mortgage market. The theory…
  - The Reserve Bank of Australia blamed for driving house rents skyward as home building dives by: Rick Adlam
    April 22, 2012, 19:12
    The Reserve Bank of Australia Â is being blamed for a dive in housing construction, raising fears that rents are set to rise sky highÂ due to a lack of…
  - Discount interest rate war begins by: Rick Adlam
    April 11, 2012, 19:13
    NAB and Aussie Home Loans are the latest lenders to join the rush to cut rates, following ANZ's lead.
  - Home loan mortgage business underpinned by the Labor Government by: Rick Adlam
    April 7, 2012, 19:16
    Australia's Federal Labor Government plan to enter the home loan mortgage finance business will boost confidence in the non-bank mortgage sector and increase…
  - Mortgage interest rate rises are slowing housing finance according to Reserve Bank of Australia figures by: Rick Adlam
    April 6, 2012, 19:17
    The Reserve Bank of Australia (RBA) said three interest rate rises in 2006 had dampened recent demand for housing finance. Australia's central bank said in…
  - Mortgage Rates: Banks in for a fight with Greens & Independents. by: Rick Adlam
    April 5, 2012, 07:27
    The Green bank fees and interest rate agenda The Greens have bills before parliament to: Regulate interest rate rises by ensuring banks charge no more than a…
  - Home Loans: Why the RBA will leave rates by: Rick Adlam
    April 4, 2012, 19:27
    The Reserve Bank of Australia Board meets today to decide the fate of homeowners home loan rates, and whether to raise interest rates Our tip is that home…
  - House prises must fall, or mortgage rates will rise by: Rick Adlam
    April 3, 2012, 19:24
    Interest rates will have to rise further if the dip in inflation late last year is not sustained, the International Monetary Fund has warned. In its…
  - Australian Mortgage Lender defies downturn by expanding Mortgage Broker network by: Rick Adlam
    March 28, 2012, 19:12
    Australian Mortgage Lenders and Mortgage Broker Group Aussie Home Loans Group's aggressive expansion has helped bump up its annual profit despite stagnant east…
  - Are Mortgage Brokers honest with home buyers and refinancing homeowners? by: Rick Adlam
    March 25, 2012, 07:13
    If the Mortgage Broker explains to the customert that they are offering a no cost home loan service to them, because the lenders are paying them a commission…
  - Jerry Seinfeld doing ads for local Australian mortgage home loan lender by: Rick Adlam
    March 24, 2012, 19:17
    Comedian and Sitcom Star Jerry Seinfeld is to appear in TV commercials for mortgage home loan lender Newcastle Greater Building Society.
  - Home loan rates on hold as RBA reads the China tea leaves by: Rick Adlam
    March 22, 2012, 19:11
    The Reserve Bank of Australia has left its interest rates options open at its board meeting this afternoon, leaving the official cash rates on hols, as it…
  - Australia's financial markets are punting on a mortgage rate rise in April because of rising wage pressures by: Rick Adlam
    March 21, 2012, 07:14
    The Reserve Bank of Australia's suspicion that wage pressure is accelerating is being confirmed by economic data, placing more pressure on interest rates. Th…
  - Survey shows homeowners suffer home loan interest rate pain by: Rick Adlam
    March 19, 2012, 07:11
    The Reserve Bank of AustraliaÂ may have left the official cash rate on hold at 6.25 per cent last week,Â but Australian homeowners are still suffering…
  - Jobs driving mortgage home loan interest rates up by: Rick Adlam
    March 14, 2012, 07:14
    A recovering jobs market could be the trigger an interest-rate rise next month, or use tightening credit standards to curb housing demand.
  - Three of the big four banks raise home loan mortgage interest rates by: Rick Adlam
    March 13, 2012, 07:24
    Three of Australia's "big four" banks have announced changes to home loan mortgage lending, credit card, business loans and deposit rates after Wednesday's…
  - Is the NAB [National Australia Bank] about to sell its Credit card business? by: Rick Adlam
    March 10, 2012, 19:22
    The National Australia Bank will not confirm or deny rumours that it is considering the sale its billion credit card business. Overseas banking players…
  - Home loan interest rate rise tipped for November by: Rick Adlam
    March 7, 2012, 19:13
    Economists say another interest rate rise is possible in November, as the United States economy retreats from the edge of a recession. Stronger than expected…
  - Home Loans shock! A premium priced home loan from a savvy bank! by: Rick Adlam
    March 7, 2012, 07:13
    Home loan fact: Last year Wespac snared approaching 30% of all home loan mortgages in Australia. That's an outstanding volume by any measure. And now it wants…
  - Home loan lending practices under parliamentary scrutiny by: Rick Adlam
    March 6, 2012, 07:29
    A federal parliamentary committee will host a public hearing in Canberra as part of its investigation into home lending practices. The House of Representatives…
  - Mortgage Rates: Forex markets switch from RBA interest rate to Melbourne Cup as a safer bet. by: Rick Adlam
    March 2, 2012, 07:24
    So now the Reserve Bank only has to sit on its hands a wait till things change, and maybe the big Banks will make good on their talk and raise their customers…
  - Home Loan Lenders: Mortgage Lenders proven strong by Fitch by: Rick Adlam
    February 29, 2012, 19:19
    Fitch Ratings found that Australia's mortgage lenders and mortgage insurers could handle a 40 percent overall drop in property values, coupled with a home…
  - Interest rates: The case for leaving rates on hold for home owners and home buyers by: Rick Adlam
    February 25, 2012, 19:18
    Many financial experts are saying that there is a 50% chance that mortgage rates will rise on the back of the RBA raising the official interest rates when it…
  - Interest rate rise before Christmas a possibility by: Rick Adlam
    February 23, 2012, 19:25
    Some experts are now saying that the Reserve Bank of Australia could raise interest rates as early as October. More of them agree that there maybe four…
  - Home loan interest rates: Will the RBA raise them in October. by: Rick Adlam
    February 23, 2012, 07:13
    Interest rate rises hit everyone, those with higher pays in the Mining States of Western Australia and Queensland, as well as those consumer based economies in…
  - Why more jobs should not raise interest rates by: Rick Adlam
    February 22, 2012, 19:18
    There is a lot of speculation on Australia's home loan interest rates, both here and in the US, that Australia's wonderfully low unemployment rates and growing…
  - Home loans: Is your bank planning to raise your mortgage interest rates? by: Rick Adlam
    February 22, 2012, 07:13
    There has been a lot of talk over the last year about the major banks, headed by the Commonwealth Bank, looking for ways to jack up home loan interest rates…
  - Why RBA will leave interest rates on hold by: Rick Adlam
    February 21, 2012, 19:14
    Mortgage home loan interest rates should stay low for the next few months as long as inflation is low, then interest rates should stay as is for home buyers…
  - Home loan advertising blitz by mortgage banks attacked by: Rick Adlam
    February 13, 2012, 19:17
    A home loan advertising blitz encouraging first home buyers to spend the Federal Government's latest hand-out on their house deposit has been slammed as…
  - Shop home loan smart to survive by: Rick Adlam
    February 13, 2012, 07:18
    IF you intend to survive the home loan financial storm, you have to shop smarter for your home loan. No matter what the latest crisis on Wall Street, you've…
  - Non-bank lenders' interest rate rort by: Rick Adlam
    February 12, 2012, 19:29
    DOZENS of non-bank lenders have failed to pass on successive interest rate cuts to borrowers as politicians ignore their greedy tactics.
  - Don't talk about the wallet by: Rick Adlam
    February 12, 2012, 07:14
    MONEY is one of the biggest taboo subjects in conversation between friends, according to Brisbane financial planner, author and mum Justine Davies.
  - House prices collapse in UK by: Rick Adlam
    February 11, 2012, 19:38
    Collapsing British house prices are plunging 60,000 home owners a month into negative equity. What will happen with their home loans?
  - Home buyers cautious despite the bigger first home owners grant by: Rick Adlam
    February 11, 2012, 07:16
    KEVIN Rudd's bold bid to lure first home buyers into the nation's sluggish housing and new home market has been greeted with caution by young investors, with…
  - 100 Point Mortgage Interest rate cut in February gains momentum as depression fear grips RBA by: Rick Adlam
    February 10, 2012, 19:12
    With the home loan and housing markets and residential home construction industry all plunging the Reserve Bank of Australia are now tipped to be lowering the…
  - New Year resolutions wilt under finance debt by: Rick Adlam
    February 10, 2012, 07:12
    If you are one of the thundering herd having trouble keeping those New Year's resolution to save more and spend less, don't worry, you are not alone. A new…
  - Extra cash fails to lift home sales by: Rick Adlam
    February 9, 2012, 19:11
    KEVIN Rudd's recent bid to lure first-home buyers into the sluggish property market to buy a reduced price home, has been greeted with caution by young…
  - Banks to be Big Brother in credit report profiling by: Rick Adlam
    February 9, 2012, 07:16
    Banks over the last three years have let leading standards slip, in an effort to compete with non conforming lenders . This has lead to higher defaults and…
  - Mortgage lenders have seen the light on excessive mortgage exit fees by: Rick Adlam
    February 8, 2012, 07:14
    Most mortgage lenders have obeyed demands that they stop charging excessive fees for closing a mortgage. In January, the Financial Services Authority (FSA)…
  - Category: Banks (80)
    Banks, monetary institutions including central banks, retail banks, investment banks and mortgage banks
    - Super deal rethink for carers by: Rick Adlam
      May 19, 2012, 07:11
      THE Federal Government has been urged to start a superannuation scheme for carers after reports they would need to rely on welfare in retirement.
    - NAB latest to drop rates by: Rick Adlam
      May 18, 2012, 07:18
      A price war in Australia's mortgage home loan market is under way, with National Australia Bank following ANZ and Aussie Home Loans in reducing home loan…
    - Crisis may have silver lining by: Rick Adlam
      May 17, 2012, 19:12
      AS HARD as it might seem now, leading sociologists are predicting some unexpected benefits may come out of the global economic meltdown.
    - Home loan lenders want the biggest slice of your wallet by: Rick Adlam
      May 17, 2012, 07:13
      In the nineteen eigthies a local bank manager working out what I could afford to borrow divvied up my pay packet this way: "A third for the taxman, a third for…
    - If Obama is the answer what is the question? by: Rick Adlam
      May 16, 2012, 19:17
      Home Loans view on the recent US financial bailout of the lax finance industry standards that have led to US lending, including home loans grinding to a halt.
    - First home buyers grant increased three times for new homes and doubled for used homes by: Rick Adlam
      May 16, 2012, 07:13
      Kevin.Rudd's increase of the first home owners grant is about shoring up jobs and the economy, and increasing home loan activity for buyers and sellers.
    - Council rules hit house costs by: Rick Adlam
      May 15, 2012, 19:12
      EXTRA rules imposed by local councils such as those on increased ceiling heights and noise protection can add as much as 14 per cent to home building costs.
    - Banks lead slide on Wall Street under non performing home loan debt by: Rick Adlam
      May 15, 2012, 07:25
      Wall Street has slide for the 5th day running on concerns about credit availability to fund business.
    - Rate cut may help with the rent by: Rick Adlam
      May 14, 2012, 19:15
      Tenants that rent homes across Australia look set for a short-term reprieve from rising rental prices, with analysts expecting landlords to pass on the…
    - Major regional home loan lender in industrial trouble. by: Rick Adlam
      May 14, 2012, 07:14
      The St George Bank, a regional Australian home loan lender, has it hands full with industrial relations trouble on its moves to sack local workers and…
    - Will the US Nationalise its Banks to save its economy? by: Rick Adlam
      May 13, 2012, 19:13
      Is the US Congress planning to Nationalise its Banks? Its looking a lot like socialism to many on the republican side of US politics, but deregulation and lax…
    - Interest rates on hold till 2007, says the National Australia Bank [NAB] by: Rick Adlam
      May 13, 2012, 07:12
      According to the National Australia Bank, its latest analysis of the business climate consolidates the view that official interest rates will remain on hold…
    - Low doc home loan competition hits Adelaide Bank bottomline by: Rick Adlam
      May 12, 2012, 19:16
      Adelaide Bank has issued an earnings downgrade after intensifying competition in the mortgage lending sector forced it to remove premium pricing on its…
    - Australian homeowners choosing to shrink debt by: Rick Adlam
      May 12, 2012, 07:11
      Homeowners slay debt but Gen Y gorge on it. Australian mortgagor homeowners who were recently splurging on debt with credit figures showing robust growth…
    - Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
      May 10, 2012, 07:15
      The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
    - Tightening of mortgage credit generally and construction loans hits builders by: Rick Adlam
      May 5, 2012, 19:13
      The banks have been tightening their credit guidelines on home buyers for over the last year and this is stangling building companies cashflow and construction…
    - Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
      May 5, 2012, 07:13
      The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
    - Housing affordability falls to lowest recorded index as home loans rise and house values defy gravity by: Rick Adlam
      May 4, 2012, 19:16
      Accumulative home loan mortgage interest rate rises, coupled with higher home prices around Australia have pushed housing affordability to its lowest level on…
    - Finance and share markets brace themselves for mortgage rate decision from the RBA tomorrow by: Rick Adlam
      May 3, 2012, 19:13
      The Reserve Bank of Australia is widely expected to raise interest rates, though not all believe it will happen tomorrow. Financial markets are on high…
    - Mortgage Lenders going green with a carbon neutral home loans by: Rick Adlam
      May 3, 2012, 07:17
      Mortgage Lenders Go Green by reducing and offsetting carbon emissions in home loan processing. Are you concerned about reducing your carbon footprint? …
    - The ten biggest mortgage myths that prevent home buyers and homeowners owning their homes sooner. by: Rick Adlam
      May 2, 2012, 19:11
      Myth #1. A big brand bank home loan is better than a mortgage from non bank lender. Most people don't like the major banks, but this myth prevents them from…
    - Developer in trouble by: Rick Adlam
      May 2, 2012, 07:11
      QUEENSLAND'S Environmental Protection Agency has charged developer Jarrod McCracken with eight counts of environmental damage.
    - Big home loan seekers get the champagne treatment by: Rick Adlam
      May 1, 2012, 19:14
      Home loan seekers looking to borrow big dollars brings champagne treatment from banks, but many battlers wanting to secure a home have to take what they're…
    - John Howard's blaming the states for home loan interest rate rises is seen as a desperate low act by Australian voters and State Pollies by: Rick Adlam
      May 1, 2012, 07:11
      The Federal Government's attempt to blame the states for home mortgage interest rate pressures is complete nonsense and smacks of political desperation, the…
    - Home loan lenders want more of your personal information by: Rick Adlam
      April 28, 2012, 07:13
      Home Loan Lenders want the law changed to capture more of your financial details. Here's a test of just how savvy a consumer you are: when was the last time…
    - Get nabbed! National Australia Bank slugs it credit card users in defiance of RBA by: Rick Adlam
      April 26, 2012, 19:11
      National Australia Bank will continue slugging customers for using "non-NAB" cash machines, in defiance of the Reserve Bank. The RBA said financial institution…
    - Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
      April 26, 2012, 07:11
      The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
    - Bendigo Bank wants to grow customer wealth business with wholesale mortgage home loan lender Adelaide Bank by: Rick Adlam
      April 26, 2012, 07:11
      Bendigo Bank wants to expand wealth management with its .2 billion bid for wholesale customer darling Adelaide Bank. Bendigo and Adelaide, which hold the…
    - Housing market crisis blamed on politicians from both sides by: Rick Adlam
      April 25, 2012, 19:11
      Bank Leaders from Australia's biggest banks and home loan lenders have blamed both sides of politics for being lazy and ignoring the national housing…
    - You can bank on Queensland by: Rick Adlam
      April 24, 2012, 19:11
      The Bank of Queensland shows the US banks how to run a profitable bank in a down market
    - Home Loan Lenders: CBA Rated Worst Australian Mortgage Lender by: Rick Adlam
      April 24, 2012, 07:13
      Its official. People don't like big banks, and they love to hate the CBA The big four banks in my view are in a privileged position in the Australian…
    - Home loan mortgage interest rate rise is not needed says Finance Minister by: Rick Adlam
      April 23, 2012, 19:12
      Finance Minister Nick Minchin has indicated he does not believe an expected hone loans mortgage interest rate rise this week is warranted. The Reserve Bank…
    - The battle for your mortgage home loan business to intensify by: Rick Adlam
      April 23, 2012, 07:15
      The way some people see it, BankWest head of mortgages John Rolfe holds the key to profitability in the nation's 0 billion mortgage market. The theory…
    - The Reserve Bank of Australia blamed for driving house rents skyward as home building dives by: Rick Adlam
      April 22, 2012, 19:12
      The Reserve Bank of Australia Â is being blamed for a dive in housing construction, raising fears that rents are set to rise sky highÂ due to a lack of…
    - Home loan mortgage wholesale lender Adelaide Bank in merger talks with community bank Bendigo Bank by: Rick Adlam
      April 22, 2012, 07:14
      Adelaide Bank shareholders will need to approve a planned merger with the larger Bendigo Bank. The boards of the Adelaide and Bendigo banks have announced…
    - Westpac plans to drop the BOM on parochial Victorians by: Rick Adlam
      April 15, 2012, 19:15
      After all Westpac has pulled itself from near bankruptcy in the early nineties to be a contender Australia's biggest bank. Mainly at the cost of its mortgage…
    - Discount interest rate war begins by: Rick Adlam
      April 11, 2012, 19:13
      NAB and Aussie Home Loans are the latest lenders to join the rush to cut rates, following ANZ's lead.
    - Home loan mortgage business underpinned by the Labor Government by: Rick Adlam
      April 7, 2012, 19:16
      Australia's Federal Labor Government plan to enter the home loan mortgage finance business will boost confidence in the non-bank mortgage sector and increase…
    - Mortgage interest rate rises are slowing housing finance according to Reserve Bank of Australia figures by: Rick Adlam
      April 6, 2012, 19:17
      The Reserve Bank of Australia (RBA) said three interest rate rises in 2006 had dampened recent demand for housing finance. Australia's central bank said in…
    - Mortgage Rates: Banks in for a fight with Greens & Independents. by: Rick Adlam
      April 5, 2012, 07:27
      The Green bank fees and interest rate agenda The Greens have bills before parliament to: Regulate interest rate rises by ensuring banks charge no more than a…
    - Professional Pack Mortgage Home Loans. Has competition from non bank mortgage lenders eroded their meaning and even value? by: Rick Adlam
      March 30, 2012, 07:20
      Professional Home loan packages or 'pro packs' were once restricted to people with high income professions and qualifications such as doctors, lawyers,…
    - Australian Mortgage Lender defies downturn by expanding Mortgage Broker network by: Rick Adlam
      March 28, 2012, 19:12
      Australian Mortgage Lenders and Mortgage Broker Group Aussie Home Loans Group's aggressive expansion has helped bump up its annual profit despite stagnant east…
    - Bank fees: Big banks concerns over mortgage exit fee ban by: Rick Adlam
      March 27, 2012, 19:14
      In any event the ANZ and National Australia Bank have already scrapped mortgage exit fees, while Westpac Banking Group chief executive Gail Kelly told a…
    - Are Mortgage Brokers honest with home buyers and refinancing homeowners? by: Rick Adlam
      March 25, 2012, 07:13
      If the Mortgage Broker explains to the customert that they are offering a no cost home loan service to them, because the lenders are paying them a commission…
    - Bank Fees: Westpac unhappy with Government plan to stop mortgage exit fees by: Rick Adlam
      March 23, 2012, 07:21
      Westpac chief executive, Gail Kelly is not happy with Government plans to ensure that all Australians are free to move their mortgages, and has hit out at…
    - Home loan rates on hold as RBA reads the China tea leaves by: Rick Adlam
      March 22, 2012, 19:11
      The Reserve Bank of Australia has left its interest rates options open at its board meeting this afternoon, leaving the official cash rates on hols, as it…
    - Home Loan Interest Rates: Will RBA relent on a June rate rise? by: Rick Adlam
      March 21, 2012, 19:16
      Australian homeowners and renters on hurting over mortgage rates, reduced family support, housing bubble concerns. Home buyers are disinterested. So…
    - Reserve Bank of Australia cuts official interest rate 100 points to 3.25 per cent by: Rick Adlam
      March 20, 2012, 07:12
      Mortgage Rates in Australia the lowest in 45 years. Mortgage Interest rates are now at their lowest point in 45 years with the news that the RBA has cut the…
    - ANZ bank is awarded license to operate in Vietnam by: Rick Adlam
      March 12, 2012, 07:11
      The Australia and New Zealand Banking Group is celebrating after it was the third foreign bank to win a licence to open a fully owned bank in Vietnam. Mr…
    - Bank Home Loan Wars: NAB goes after CBA and Westpac high rate clients by: Rick Adlam
      March 11, 2012, 19:12
      National Australia Bank is continuing its home loan assault on its bigger rivals by announcing the launch of new discount online home loans, designed and…
    - Is the NAB [National Australia Bank] about to sell its Credit card business? by: Rick Adlam
      March 10, 2012, 19:22
      The National Australia Bank will not confirm or deny rumours that it is considering the sale its billion credit card business. Overseas banking players…
    - Bank Fees: NAB to pay your home loan exit fees to switch by: Rick Adlam
      March 10, 2012, 07:29
      Big Bank wars tipped on exit fees to favour the mortgage borrower. The National Australia Bank is an also ran in mortgage home loan lending right now and…
    - Home Loans shock! A premium priced home loan from a savvy bank! by: Rick Adlam
      March 7, 2012, 07:13
      Home loan fact: Last year Wespac snared approaching 30% of all home loan mortgages in Australia. That's an outstanding volume by any measure. And now it wants…
    - Mortgage Rates: Why we pay too much and what to do about it by: Rick Adlam
      March 4, 2012, 07:12
      The solution that we know we all need is a separate, non-bank mortgage back security enterprise, that is Government sponsored and Guaranteed. This will level…
    - Mortgage Fees and Charges: Big Four Banks surrender to exit fees rage. by: Rick Adlam
      March 3, 2012, 19:21
      Having offered the cheapest standard variable mortgage rate of the four banks since December last year, the demise of exit fees would be welcomed by the…
    - Reserve Bank of Australia Governor hints at mortgage interest rate rise by: Rick Adlam
      March 2, 2012, 19:18
      Mortgage interest rates are more likely to rise than fall in the future, Reserve Bank of Australia Governor Glenn Stevens told a parliamentary committee…
    - Mortgage Rates: Forex markets switch from RBA interest rate to Melbourne Cup as a safer bet. by: Rick Adlam
      March 2, 2012, 07:24
      So now the Reserve Bank only has to sit on its hands a wait till things change, and maybe the big Banks will make good on their talk and raise their customers…
    - Home Loan Lenders: Mortgage Lenders proven strong by Fitch by: Rick Adlam
      February 29, 2012, 19:19
      Fitch Ratings found that Australia's mortgage lenders and mortgage insurers could handle a 40 percent overall drop in property values, coupled with a home…
    - Bank Fees & Charges: ANZ's plus 11 other Australia's Banks dirty little secret by: Rick Adlam
      February 25, 2012, 07:15
      Bank Customers sue 12 Australian Banks en masse on fees and charges Behind Australia's Banks' Record profits there is a swindle going on. Stealing cents to …
    - Why more jobs should not raise interest rates by: Rick Adlam
      February 22, 2012, 19:18
      There is a lot of speculation on Australia's home loan interest rates, both here and in the US, that Australia's wonderfully low unemployment rates and growing…
    - Home loans: Is your bank planning to raise your mortgage interest rates? by: Rick Adlam
      February 22, 2012, 07:13
      There has been a lot of talk over the last year about the major banks, headed by the Commonwealth Bank, looking for ways to jack up home loan interest rates…
    - Troubled Suncorp home loan lender in the sights of bigger bank by: Rick Adlam
      February 19, 2012, 19:14
      Queensland banking, insurance and investment financial services group Suncorp is losing value quicker than the Zimbabwe currency, so Mr Mortgage said that it…
    - RBA: Australian Banks to stand on own strengths by: Rick Adlam
      February 14, 2012, 07:13
      The deposit guarantee enjoyed by Australia’s banks for their customers deposits ended last year after comments by Reserve Bank of Australia’s Governor…
    - Home loan advertising blitz by mortgage banks attacked by: Rick Adlam
      February 13, 2012, 19:17
      A home loan advertising blitz encouraging first home buyers to spend the Federal Government's latest hand-out on their house deposit has been slammed as…
    - Shop home loan smart to survive by: Rick Adlam
      February 13, 2012, 07:18
      IF you intend to survive the home loan financial storm, you have to shop smarter for your home loan. No matter what the latest crisis on Wall Street, you've…
    - Non-bank lenders' interest rate rort by: Rick Adlam
      February 12, 2012, 19:29
      DOZENS of non-bank lenders have failed to pass on successive interest rate cuts to borrowers as politicians ignore their greedy tactics.
    - Don't talk about the wallet by: Rick Adlam
      February 12, 2012, 07:14
      MONEY is one of the biggest taboo subjects in conversation between friends, according to Brisbane financial planner, author and mum Justine Davies.
    - House prices collapse in UK by: Rick Adlam
      February 11, 2012, 19:38
      Collapsing British house prices are plunging 60,000 home owners a month into negative equity. What will happen with their home loans?
    - Home buyers cautious despite the bigger first home owners grant by: Rick Adlam
      February 11, 2012, 07:16
      KEVIN Rudd's bold bid to lure first home buyers into the nation's sluggish housing and new home market has been greeted with caution by young investors, with…
    - New Year resolutions wilt under finance debt by: Rick Adlam
      February 10, 2012, 07:12
      If you are one of the thundering herd having trouble keeping those New Year's resolution to save more and spend less, don't worry, you are not alone. A new…
    - Extra cash fails to lift home sales by: Rick Adlam
      February 9, 2012, 19:11
      KEVIN Rudd's recent bid to lure first-home buyers into the sluggish property market to buy a reduced price home, has been greeted with caution by young…
    - Banks to be Big Brother in credit report profiling by: Rick Adlam
      February 9, 2012, 07:16
      Banks over the last three years have let leading standards slip, in an effort to compete with non conforming lenders . This has lead to higher defaults and…
    - Mortgage lenders have seen the light on excessive mortgage exit fees by: Rick Adlam
      February 8, 2012, 07:14
      Most mortgage lenders have obeyed demands that they stop charging excessive fees for closing a mortgage. In January, the Financial Services Authority (FSA)…
    - Category: Nthn Rock (1)
      UK Bank
      - Mortgage lenders have seen the light on excessive mortgage exit fees by: Rick Adlam
        February 8, 2012, 07:14
        Most mortgage lenders have obeyed demands that they stop charging excessive fees for closing a mortgage. In January, the Financial Services Authority (FSA)…
    - Category: National Bank Of Australia (13)
      National Bank of Australia: Australia’s Largest of the big four national retail and business banks. Competitive in the mortgage business business, with…
      - Mortgage Rates: Why the Banks are free to raise rates. by: Rick Adlam
        May 10, 2012, 19:13
        That brings up a few questions for the Prime Minister. So Julia Gillard, how will you sort out this mess? In particular.... How will you overturn the ability…
      - Home Loans: Are Choice being paid by the banks to do promos? by: Rick Adlam
        May 9, 2012, 19:19
        If you can get a better loan interest rate just by asking, what does that tell you about the bank? Its ripping all their clients off! So why would you continue…
      - Mortgage Lenders going green with a carbon neutral home loans by: Rick Adlam
        May 3, 2012, 07:17
        Mortgage Lenders Go Green by reducing and offsetting carbon emissions in home loan processing. Are you concerned about reducing your carbon footprint? …
      - Mortgage Fees: Will mortgage "exit fee" ban undo homebuyers by: Rick Adlam
        April 29, 2012, 07:11
        Mortgage fees: The Australian Labor government is about to legislate against home loan exit fees. Is this good or bad news for new home buyers ? From July 2011…
      - Get nabbed! National Australia Bank slugs it credit card users in defiance of RBA by: Rick Adlam
        April 26, 2012, 19:11
        National Australia Bank will continue slugging customers for using "non-NAB" cash machines, in defiance of the Reserve Bank. The RBA said financial institution…
      - Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
        April 26, 2012, 07:11
        The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
      - Mortgage Rates: Banks in for a fight with Greens & Independents. by: Rick Adlam
        April 5, 2012, 07:27
        The Green bank fees and interest rate agenda The Greens have bills before parliament to: Regulate interest rate rises by ensuring banks charge no more than a…
      - Bank fees: Big banks concerns over mortgage exit fee ban by: Rick Adlam
        March 27, 2012, 19:14
        In any event the ANZ and National Australia Bank have already scrapped mortgage exit fees, while Westpac Banking Group chief executive Gail Kelly told a…
      - Three of the big four banks raise home loan mortgage interest rates by: Rick Adlam
        March 13, 2012, 07:24
        Three of Australia's "big four" banks have announced changes to home loan mortgage lending, credit card, business loans and deposit rates after Wednesday's…
      - Bank Home Loan Wars: NAB goes after CBA and Westpac high rate clients by: Rick Adlam
        March 11, 2012, 19:12
        National Australia Bank is continuing its home loan assault on its bigger rivals by announcing the launch of new discount online home loans, designed and…
      - Bank Fees: NAB to pay your home loan exit fees to switch by: Rick Adlam
        March 10, 2012, 07:29
        Big Bank wars tipped on exit fees to favour the mortgage borrower. The National Australia Bank is an also ran in mortgage home loan lending right now and…
      - Mortgage Fees and Charges: Big Four Banks surrender to exit fees rage. by: Rick Adlam
        March 3, 2012, 19:21
        Having offered the cheapest standard variable mortgage rate of the four banks since December last year, the demise of exit fees would be welcomed by the…
      - Mortgage Rates: Forex markets switch from RBA interest rate to Melbourne Cup as a safer bet. by: Rick Adlam
        March 2, 2012, 07:24
        So now the Reserve Bank only has to sit on its hands a wait till things change, and maybe the big Banks will make good on their talk and raise their customers…
    - Category: Westpac (16)
      Westpac Banking Corporation. Major [big four] Australian retail and business bank service provider.
      - Mortgage Rates: Why the Banks are free to raise rates. by: Rick Adlam
        May 10, 2012, 19:13
        That brings up a few questions for the Prime Minister. So Julia Gillard, how will you sort out this mess? In particular.... How will you overturn the ability…
      - Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
        May 10, 2012, 07:15
        The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
      - Home Loans: Are Choice being paid by the banks to do promos? by: Rick Adlam
        May 9, 2012, 19:19
        If you can get a better loan interest rate just by asking, what does that tell you about the bank? Its ripping all their clients off! So why would you continue…
      - Mortgage Fees: Will mortgage "exit fee" ban undo homebuyers by: Rick Adlam
        April 29, 2012, 07:11
        Mortgage fees: The Australian Labor government is about to legislate against home loan exit fees. Is this good or bad news for new home buyers ? From July 2011…
      - Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
        April 26, 2012, 07:11
        The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
      - Home Loan Lenders: CBA Rated Worst Australian Mortgage Lender by: Rick Adlam
        April 24, 2012, 07:13
        Its official. People don't like big banks, and they love to hate the CBA The big four banks in my view are in a privileged position in the Australian…
      - Westpac plans to drop the BOM on parochial Victorians by: Rick Adlam
        April 15, 2012, 19:15
        After all Westpac has pulled itself from near bankruptcy in the early nineties to be a contender Australia's biggest bank. Mainly at the cost of its mortgage…
      - Mortgage Rates: Banks in for a fight with Greens & Independents. by: Rick Adlam
        April 5, 2012, 07:27
        The Green bank fees and interest rate agenda The Greens have bills before parliament to: Regulate interest rate rises by ensuring banks charge no more than a…
      - Bank fees: Big banks concerns over mortgage exit fee ban by: Rick Adlam
        March 27, 2012, 19:14
        In any event the ANZ and National Australia Bank have already scrapped mortgage exit fees, while Westpac Banking Group chief executive Gail Kelly told a…
      - Are Mortgage Brokers honest with home buyers and refinancing homeowners? by: Rick Adlam
        March 25, 2012, 07:13
        If the Mortgage Broker explains to the customert that they are offering a no cost home loan service to them, because the lenders are paying them a commission…
      - Bank Fees: Westpac unhappy with Government plan to stop mortgage exit fees by: Rick Adlam
        March 23, 2012, 07:21
        Westpac chief executive, Gail Kelly is not happy with Government plans to ensure that all Australians are free to move their mortgages, and has hit out at…
      - Reserve Bank of Australia cuts official interest rate 100 points to 3.25 per cent by: Rick Adlam
        March 20, 2012, 07:12
        Mortgage Rates in Australia the lowest in 45 years. Mortgage Interest rates are now at their lowest point in 45 years with the news that the RBA has cut the…
      - Three of the big four banks raise home loan mortgage interest rates by: Rick Adlam
        March 13, 2012, 07:24
        Three of Australia's "big four" banks have announced changes to home loan mortgage lending, credit card, business loans and deposit rates after Wednesday's…
      - Bank Fees: NAB to pay your home loan exit fees to switch by: Rick Adlam
        March 10, 2012, 07:29
        Big Bank wars tipped on exit fees to favour the mortgage borrower. The National Australia Bank is an also ran in mortgage home loan lending right now and…
      - Home Loans shock! A premium priced home loan from a savvy bank! by: Rick Adlam
        March 7, 2012, 07:13
        Home loan fact: Last year Wespac snared approaching 30% of all home loan mortgages in Australia. That's an outstanding volume by any measure. And now it wants…
      - Mortgage Fees and Charges: Big Four Banks surrender to exit fees rage. by: Rick Adlam
        March 3, 2012, 19:21
        Having offered the cheapest standard variable mortgage rate of the four banks since December last year, the demise of exit fees would be welcomed by the…
    - Category: HSBC (1)
      Major UK, China and International retail and business bank. Boutique banker in Australia with excellent products, low service fees and great service.
      - Mortgage Lenders going green with a carbon neutral home loans by: Rick Adlam
        May 3, 2012, 07:17
        Mortgage Lenders Go Green by reducing and offsetting carbon emissions in home loan processing. Are you concerned about reducing your carbon footprint? …
    - Category: Adelaide Bank (4)
      Adelaide Bank. Regional retail and business bank, and major wholesale mortgage banker with unique mortgage solutions, including line of credit, shared equity…
      - Equity Finance Mortgage may create a home buying spree by: Rick Adlam
        May 8, 2012, 19:15
        Adelaide Bank's shared equity home loan The Adelaide Bank is the first bank in Australia to launch a shared-equity home loan which could make property…
      - Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
        May 5, 2012, 07:13
        The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
      - Bendigo Bank wants to grow customer wealth business with wholesale mortgage home loan lender Adelaide Bank by: Rick Adlam
        April 26, 2012, 07:11
        Bendigo Bank wants to expand wealth management with its .2 billion bid for wholesale customer darling Adelaide Bank. Bendigo and Adelaide, which hold the…
      - Home loan mortgage wholesale lender Adelaide Bank in merger talks with community bank Bendigo Bank by: Rick Adlam
        April 22, 2012, 07:14
        Adelaide Bank shareholders will need to approve a planned merger with the larger Bendigo Bank. The boards of the Adelaide and Bendigo banks have announced…
    - Category: Bankwest (3)
      Western Australian regional retail and business bank. Owned by HSOC, and innovative national wholesale mortgage lender.
      - Mortgage Rates: Why the Banks are free to raise rates. by: Rick Adlam
        May 10, 2012, 19:13
        That brings up a few questions for the Prime Minister. So Julia Gillard, how will you sort out this mess? In particular.... How will you overturn the ability…
      - The battle for your mortgage home loan business to intensify by: Rick Adlam
        April 23, 2012, 07:15
        The way some people see it, BankWest head of mortgages John Rolfe holds the key to profitability in the nation's 0 billion mortgage market. The theory…
      - New Year resolutions wilt under finance debt by: Rick Adlam
        February 10, 2012, 07:12
        If you are one of the thundering herd having trouble keeping those New Year's resolution to save more and spend less, don't worry, you are not alone. A new…
    - Category: Commonwealth Bank (23)
      Australia’s second largest big four bank. Great retail network, but has had low scores in customer services and relationships in recent times.
      - Australian homeowners choosing to shrink debt by: Rick Adlam
        May 12, 2012, 07:11
        Homeowners slay debt but Gen Y gorge on it. Australian mortgagor homeowners who were recently splurging on debt with credit figures showing robust growth…
      - Mortgage Rates: Why the Banks are free to raise rates. by: Rick Adlam
        May 10, 2012, 19:13
        That brings up a few questions for the Prime Minister. So Julia Gillard, how will you sort out this mess? In particular.... How will you overturn the ability…
      - Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
        May 10, 2012, 07:15
        The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
      - Home Loans: Are Choice being paid by the banks to do promos? by: Rick Adlam
        May 9, 2012, 19:19
        If you can get a better loan interest rate just by asking, what does that tell you about the bank? Its ripping all their clients off! So why would you continue…
      - Mortgage interest rates to trend upward by: Rick Adlam
        May 6, 2012, 19:12
        The Commonwealth Bank of Australia CEO gives his version of Banana-gate to signal mortgage rate increases. Whether you believe that the banks are paying more…
      - Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
        May 5, 2012, 07:13
        The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
      - Housing affordability falls to lowest recorded index as home loans rise and house values defy gravity by: Rick Adlam
        May 4, 2012, 19:16
        Accumulative home loan mortgage interest rate rises, coupled with higher home prices around Australia have pushed housing affordability to its lowest level on…
      - Big home loan seekers get the champagne treatment by: Rick Adlam
        May 1, 2012, 19:14
        Home loan seekers looking to borrow big dollars brings champagne treatment from banks, but many battlers wanting to secure a home have to take what they're…
      - Mortgage Fees: Will mortgage "exit fee" ban undo homebuyers by: Rick Adlam
        April 29, 2012, 07:11
        Mortgage fees: The Australian Labor government is about to legislate against home loan exit fees. Is this good or bad news for new home buyers ? From July 2011…
      - Home loan lenders want more of your personal information by: Rick Adlam
        April 28, 2012, 07:13
        Home Loan Lenders want the law changed to capture more of your financial details. Here's a test of just how savvy a consumer you are: when was the last time…
      - Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
        April 26, 2012, 07:11
        The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
      - Housing market crisis blamed on politicians from both sides by: Rick Adlam
        April 25, 2012, 19:11
        Bank Leaders from Australia's biggest banks and home loan lenders have blamed both sides of politics for being lazy and ignoring the national housing…
      - Home Loan Lenders: CBA Rated Worst Australian Mortgage Lender by: Rick Adlam
        April 24, 2012, 07:13
        Its official. People don't like big banks, and they love to hate the CBA The big four banks in my view are in a privileged position in the Australian…
      - Mortgage Rates: Banks in for a fight with Greens & Independents. by: Rick Adlam
        April 5, 2012, 07:27
        The Green bank fees and interest rate agenda The Greens have bills before parliament to: Regulate interest rate rises by ensuring banks charge no more than a…
      - Are Mortgage Brokers honest with home buyers and refinancing homeowners? by: Rick Adlam
        March 25, 2012, 07:13
        If the Mortgage Broker explains to the customert that they are offering a no cost home loan service to them, because the lenders are paying them a commission…
      - Bank Fees: NAB to pay your home loan exit fees to switch by: Rick Adlam
        March 10, 2012, 07:29
        Big Bank wars tipped on exit fees to favour the mortgage borrower. The National Australia Bank is an also ran in mortgage home loan lending right now and…
      - Mortgage Fees and Charges: Big Four Banks surrender to exit fees rage. by: Rick Adlam
        March 3, 2012, 19:21
        Having offered the cheapest standard variable mortgage rate of the four banks since December last year, the demise of exit fees would be welcomed by the…
      - Mortgage Rates: Forex markets switch from RBA interest rate to Melbourne Cup as a safer bet. by: Rick Adlam
        March 2, 2012, 07:24
        So now the Reserve Bank only has to sit on its hands a wait till things change, and maybe the big Banks will make good on their talk and raise their customers…
      - Home Loan Lenders: Mortgage Lenders proven strong by Fitch by: Rick Adlam
        February 29, 2012, 19:19
        Fitch Ratings found that Australia's mortgage lenders and mortgage insurers could handle a 40 percent overall drop in property values, coupled with a home…
      - Interest rate rise before Christmas a possibility by: Rick Adlam
        February 23, 2012, 19:25
        Some experts are now saying that the Reserve Bank of Australia could raise interest rates as early as October. More of them agree that there maybe four…
      - Why more jobs should not raise interest rates by: Rick Adlam
        February 22, 2012, 19:18
        There is a lot of speculation on Australia's home loan interest rates, both here and in the US, that Australia's wonderfully low unemployment rates and growing…
      - Home loans: Is your bank planning to raise your mortgage interest rates? by: Rick Adlam
        February 22, 2012, 07:13
        There has been a lot of talk over the last year about the major banks, headed by the Commonwealth Bank, looking for ways to jack up home loan interest rates…
      - Troubled Suncorp home loan lender in the sights of bigger bank by: Rick Adlam
        February 19, 2012, 19:14
        Queensland banking, insurance and investment financial services group Suncorp is losing value quicker than the Zimbabwe currency, so Mr Mortgage said that it…
    - Category: ANZ Bank (14)
      ANZ Bank is a National, “big four” retail and business bank with some wholesale mortgage products. In the shadows of the the other big for it has…
      - Mortgage Rates: Why the Banks are free to raise rates. by: Rick Adlam
        May 10, 2012, 19:13
        That brings up a few questions for the Prime Minister. So Julia Gillard, how will you sort out this mess? In particular.... How will you overturn the ability…
      - Home Loans: Are Choice being paid by the banks to do promos? by: Rick Adlam
        May 9, 2012, 19:19
        If you can get a better loan interest rate just by asking, what does that tell you about the bank? Its ripping all their clients off! So why would you continue…
      - Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
        May 5, 2012, 07:13
        The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
      - Mortgage Fees: Will mortgage "exit fee" ban undo homebuyers by: Rick Adlam
        April 29, 2012, 07:11
        Mortgage fees: The Australian Labor government is about to legislate against home loan exit fees. Is this good or bad news for new home buyers ? From July 2011…
      - Home loan lenders want more of your personal information by: Rick Adlam
        April 28, 2012, 07:13
        Home Loan Lenders want the law changed to capture more of your financial details. Here's a test of just how savvy a consumer you are: when was the last time…
      - Home Loan Lenders: CBA Rated Worst Australian Mortgage Lender by: Rick Adlam
        April 24, 2012, 07:13
        Its official. People don't like big banks, and they love to hate the CBA The big four banks in my view are in a privileged position in the Australian…
      - The Reserve Bank of Australia blamed for driving house rents skyward as home building dives by: Rick Adlam
        April 22, 2012, 19:12
        The Reserve Bank of Australia Â is being blamed for a dive in housing construction, raising fears that rents are set to rise sky highÂ due to a lack of…
      - Mortgage Rates: Banks in for a fight with Greens & Independents. by: Rick Adlam
        April 5, 2012, 07:27
        The Green bank fees and interest rate agenda The Greens have bills before parliament to: Regulate interest rate rises by ensuring banks charge no more than a…
      - Bank fees: Big banks concerns over mortgage exit fee ban by: Rick Adlam
        March 27, 2012, 19:14
        In any event the ANZ and National Australia Bank have already scrapped mortgage exit fees, while Westpac Banking Group chief executive Gail Kelly told a…
      - Three of the big four banks raise home loan mortgage interest rates by: Rick Adlam
        March 13, 2012, 07:24
        Three of Australia's "big four" banks have announced changes to home loan mortgage lending, credit card, business loans and deposit rates after Wednesday's…
      - ANZ bank is awarded license to operate in Vietnam by: Rick Adlam
        March 12, 2012, 07:11
        The Australia and New Zealand Banking Group is celebrating after it was the third foreign bank to win a licence to open a fully owned bank in Vietnam. Mr…
      - Bank Fees: NAB to pay your home loan exit fees to switch by: Rick Adlam
        March 10, 2012, 07:29
        Big Bank wars tipped on exit fees to favour the mortgage borrower. The National Australia Bank is an also ran in mortgage home loan lending right now and…
      - Mortgage Fees and Charges: Big Four Banks surrender to exit fees rage. by: Rick Adlam
        March 3, 2012, 19:21
        Having offered the cheapest standard variable mortgage rate of the four banks since December last year, the demise of exit fees would be welcomed by the…
      - Bank Fees & Charges: ANZ's plus 11 other Australia's Banks dirty little secret by: Rick Adlam
        February 25, 2012, 07:15
        Bank Customers sue 12 Australian Banks en masse on fees and charges Behind Australia's Banks' Record profits there is a swindle going on. Stealing cents to …
    - Category: Bendigo Bank (2)
      Bendigo Bank is a regional bank that is spreading nationally under the theme of a community Bank. Recently Merged with the Adelaide Bank.
      - Bendigo Bank wants to grow customer wealth business with wholesale mortgage home loan lender Adelaide Bank by: Rick Adlam
        April 26, 2012, 07:11
        Bendigo Bank wants to expand wealth management with its .2 billion bid for wholesale customer darling Adelaide Bank. Bendigo and Adelaide, which hold the…
      - Home loan mortgage wholesale lender Adelaide Bank in merger talks with community bank Bendigo Bank by: Rick Adlam
        April 22, 2012, 07:14
        Adelaide Bank shareholders will need to approve a planned merger with the larger Bendigo Bank. The boards of the Adelaide and Bendigo banks have announced…
    - Category: Bank of Queensland (1)
      The Bank of Queensland is a regional bank of Queensland, Australia. BOQ has the major theme the personal bank, where everyone can talk to their bank manager…
      - You can bank on Queensland by: Rick Adlam
        April 24, 2012, 19:11
        The Bank of Queensland shows the US banks how to run a profitable bank in a down market
    - Category: Suncorp (1)
      - Troubled Suncorp home loan lender in the sights of bigger bank by: Rick Adlam
        February 19, 2012, 19:14
        Queensland banking, insurance and investment financial services group Suncorp is losing value quicker than the Zimbabwe currency, so Mr Mortgage said that it…
  - Category: Reserve Bank of Australia (30)
    The Reseve Bank of Australia is Australia’s Central Bank and is responsible for setting the wholesale lending interest rate with the view to control…
    - Interest Rates : Where did the RBA get it wrong? by: Rick Adlam
      May 11, 2012, 07:14
      When the RBA lifted interest rates in November last year I said at the time that it was one rate rise too many. The RBA was at the time focused more on getting…
    - Mortgage interest rates to trend upward by: Rick Adlam
      May 6, 2012, 19:12
      The Commonwealth Bank of Australia CEO gives his version of Banana-gate to signal mortgage rate increases. Whether you believe that the banks are paying more…
    - Home buyers and homeowners confidence highest in 2 years by: Rick Adlam
      May 6, 2012, 07:12
      It is beginning to look like Australia will dodge the recession bullet. Australians’ confidence in the future have risen its best level in nearly two years,…
    - Finance and share markets brace themselves for mortgage rate decision from the RBA tomorrow by: Rick Adlam
      May 3, 2012, 19:13
      The Reserve Bank of Australia is widely expected to raise interest rates, though not all believe it will happen tomorrow. Financial markets are on high…
    - John Howard's blaming the states for home loan interest rate rises is seen as a desperate low act by Australian voters and State Pollies by: Rick Adlam
      May 1, 2012, 07:11
      The Federal Government's attempt to blame the states for home mortgage interest rate pressures is complete nonsense and smacks of political desperation, the…
    - Mortgage Fees: Will mortgage "exit fee" ban undo homebuyers by: Rick Adlam
      April 29, 2012, 07:11
      Mortgage fees: The Australian Labor government is about to legislate against home loan exit fees. Is this good or bad news for new home buyers ? From July 2011…
    - Mortgage Rates: Will another interest rate rise create mortgage stress for homeowners by: Rick Adlam
      April 27, 2012, 19:11
      A growing number of mortgaged homeowners are feeling the pinch and mortgage payment arrears are rising to 2 percent in some areas of Australia. Whilst this…
    - Home loan mortgage interest rate rise is not needed says Finance Minister by: Rick Adlam
      April 23, 2012, 19:12
      Finance Minister Nick Minchin has indicated he does not believe an expected hone loans mortgage interest rate rise this week is warranted. The Reserve Bank…
    - The Reserve Bank of Australia blamed for driving house rents skyward as home building dives by: Rick Adlam
      April 22, 2012, 19:12
      The Reserve Bank of Australia Â is being blamed for a dive in housing construction, raising fears that rents are set to rise sky highÂ due to a lack of…
    - Mortgage interest rate rises are slowing housing finance according to Reserve Bank of Australia figures by: Rick Adlam
      April 6, 2012, 19:17
      The Reserve Bank of Australia (RBA) said three interest rate rises in 2006 had dampened recent demand for housing finance. Australia's central bank said in…
    - Home Loans: Why the RBA will leave rates by: Rick Adlam
      April 4, 2012, 19:27
      The Reserve Bank of Australia Board meets today to decide the fate of homeowners home loan rates, and whether to raise interest rates Our tip is that home…
    - House prises must fall, or mortgage rates will rise by: Rick Adlam
      April 3, 2012, 19:24
      Interest rates will have to rise further if the dip in inflation late last year is not sustained, the International Monetary Fund has warned. In its…
    - Home loan rates on hold as RBA reads the China tea leaves by: Rick Adlam
      March 22, 2012, 19:11
      The Reserve Bank of Australia has left its interest rates options open at its board meeting this afternoon, leaving the official cash rates on hols, as it…
    - Home Loan Interest Rates: Will RBA relent on a June rate rise? by: Rick Adlam
      March 21, 2012, 19:16
      Australian homeowners and renters on hurting over mortgage rates, reduced family support, housing bubble concerns. Home buyers are disinterested. So…
    - Australia's financial markets are punting on a mortgage rate rise in April because of rising wage pressures by: Rick Adlam
      March 21, 2012, 07:14
      The Reserve Bank of Australia's suspicion that wage pressure is accelerating is being confirmed by economic data, placing more pressure on interest rates. Th…
    - Reserve Bank of Australia cuts official interest rate 100 points to 3.25 per cent by: Rick Adlam
      March 20, 2012, 07:12
      Mortgage Rates in Australia the lowest in 45 years. Mortgage Interest rates are now at their lowest point in 45 years with the news that the RBA has cut the…
    - Survey shows homeowners suffer home loan interest rate pain by: Rick Adlam
      March 19, 2012, 07:11
      The Reserve Bank of AustraliaÂ may have left the official cash rate on hold at 6.25 per cent last week,Â but Australian homeowners are still suffering…
    - Jobs driving mortgage home loan interest rates up by: Rick Adlam
      March 14, 2012, 07:14
      A recovering jobs market could be the trigger an interest-rate rise next month, or use tightening credit standards to curb housing demand.
    - Home loan interest rate rise tipped for November by: Rick Adlam
      March 7, 2012, 19:13
      Economists say another interest rate rise is possible in November, as the United States economy retreats from the edge of a recession. Stronger than expected…
    - Reserve Bank of Australia Governor hints at mortgage interest rate rise by: Rick Adlam
      March 2, 2012, 19:18
      Mortgage interest rates are more likely to rise than fall in the future, Reserve Bank of Australia Governor Glenn Stevens told a parliamentary committee…
    - Interest rates: The case for leaving rates on hold for home owners and home buyers by: Rick Adlam
      February 25, 2012, 19:18
      Many financial experts are saying that there is a 50% chance that mortgage rates will rise on the back of the RBA raising the official interest rates when it…
    - Interest rate rise before Christmas a possibility by: Rick Adlam
      February 23, 2012, 19:25
      Some experts are now saying that the Reserve Bank of Australia could raise interest rates as early as October. More of them agree that there maybe four…
    - Home loan interest rates: Will the RBA raise them in October. by: Rick Adlam
      February 23, 2012, 07:13
      Interest rate rises hit everyone, those with higher pays in the Mining States of Western Australia and Queensland, as well as those consumer based economies in…
    - Why more jobs should not raise interest rates by: Rick Adlam
      February 22, 2012, 19:18
      There is a lot of speculation on Australia's home loan interest rates, both here and in the US, that Australia's wonderfully low unemployment rates and growing…
    - Home loans: Is your bank planning to raise your mortgage interest rates? by: Rick Adlam
      February 22, 2012, 07:13
      There has been a lot of talk over the last year about the major banks, headed by the Commonwealth Bank, looking for ways to jack up home loan interest rates…
    - Why RBA will leave interest rates on hold by: Rick Adlam
      February 21, 2012, 19:14
      Mortgage home loan interest rates should stay low for the next few months as long as inflation is low, then interest rates should stay as is for home buyers…
    - Interest rates to stay low for months by: Rick Adlam
      February 20, 2012, 19:11
      Australian homeowners blessed with a Goldilocks economy: not too hot for rates to rise, and not too cold to cause unemployment to be a concern. Over time the…
    - Interest rates to stay low at Adelaide RBA meetup by: Rick Adlam
      February 20, 2012, 07:19
      More good news for mortgage payment strapped home owners! As we predicted in May 2010, the Reserve Bank of Australia will likely leave official interest rates…
    - RBA: Australian Banks to stand on own strengths by: Rick Adlam
      February 14, 2012, 07:13
      The deposit guarantee enjoyed by Australia’s banks for their customers deposits ended last year after comments by Reserve Bank of Australia’s Governor…
    - 100 Point Mortgage Interest rate cut in February gains momentum as depression fear grips RBA by: Rick Adlam
      February 10, 2012, 19:12
      With the home loan and housing markets and residential home construction industry all plunging the Reserve Bank of Australia are now tipped to be lowering the…
  - Category: Non Bank Lenders (7)
    - Home Loans: will exit fee ban kill non-bank lenders? by: Rick Adlam
      May 18, 2012, 19:14
      Before the Global Financial Crisis, mortgage managers and non-bank lenders the were writing around one in six home loans. More importantly they were a threat…
    - Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
      May 5, 2012, 07:13
      The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
    - Home loan lenders want more of your personal information by: Rick Adlam
      April 28, 2012, 07:13
      Home Loan Lenders want the law changed to capture more of your financial details. Here's a test of just how savvy a consumer you are: when was the last time…
    - Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
      April 26, 2012, 07:11
      The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
    - Home Loan Lenders: CBA Rated Worst Australian Mortgage Lender by: Rick Adlam
      April 24, 2012, 07:13
      Its official. People don't like big banks, and they love to hate the CBA The big four banks in my view are in a privileged position in the Australian…
    - Category: GE Money (1)
      - Home loan lenders want more of your personal information by: Rick Adlam
        April 28, 2012, 07:13
        Home Loan Lenders want the law changed to capture more of your financial details. Here's a test of just how savvy a consumer you are: when was the last time…
    - Category: Rams Home Loans (2)
      - Mortgage Rates: Why the Banks are free to raise rates. by: Rick Adlam
        May 10, 2012, 19:13
        That brings up a few questions for the Prime Minister. So Julia Gillard, how will you sort out this mess? In particular.... How will you overturn the ability…
      - Rams Home Loans as part of the new mortgage landscape by: Rick Adlam
        February 19, 2012, 07:13
        Rams Home Loans are advertising low rates again for business again with sharp rates, after a dire year due to the Global Financial crisi
  - Category: Home Loan Lenders (1)
    - Home Loan Lenders: CBA Rated Worst Australian Mortgage Lender by: Rick Adlam
      April 24, 2012, 07:13
      Its official. People don't like big banks, and they love to hate the CBA The big four banks in my view are in a privileged position in the Australian…
- Category: US Finance (7)
  Home Loan finance that relates to US mortgage loans.
  - If Obama is the answer what is the question? by: Rick Adlam
    May 16, 2012, 19:17
    Home Loans view on the recent US financial bailout of the lax finance industry standards that have led to US lending, including home loans grinding to a halt.
  - Banks lead slide on Wall Street under non performing home loan debt by: Rick Adlam
    May 15, 2012, 07:25
    Wall Street has slide for the 5th day running on concerns about credit availability to fund business.
  - Will the US Nationalise its Banks to save its economy? by: Rick Adlam
    May 13, 2012, 19:13
    Is the US Congress planning to Nationalise its Banks? Its looking a lot like socialism to many on the republican side of US politics, but deregulation and lax…
  - Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
    May 5, 2012, 07:13
    The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
  - US Home Loans: Fannie Mae and Freddie Mac to be wound down by: Rick Adlam
    March 5, 2012, 07:17
    It has been reported that the Obama administration has proposed a hose -down of the US mortgage market that would limit the Government's role in supporting…
  - Interest rates: The case for leaving rates on hold for home owners and home buyers by: Rick Adlam
    February 25, 2012, 19:18
    Many financial experts are saying that there is a 50% chance that mortgage rates will rise on the back of the RBA raising the official interest rates when it…
  - US Interest Rate stays at zero percent, but could go lower! by: Rick Adlam
    February 24, 2012, 07:12
    Good news for homeowners and home buyers in the US: Interest rates are held at zero percent, and rates could be headed lower.
Category: Interest Rates (97)
Interest rates: Articles and posts that contain references to interest rates and in particular mortgage interest rates
- Super deal rethink for carers by: Rick Adlam
  May 19, 2012, 07:11
  THE Federal Government has been urged to start a superannuation scheme for carers after reports they would need to rely on welfare in retirement.
- NAB latest to drop rates by: Rick Adlam
  May 18, 2012, 07:18
  A price war in Australia's mortgage home loan market is under way, with National Australia Bank following ANZ and Aussie Home Loans in reducing home loan…
- Crisis may have silver lining by: Rick Adlam
  May 17, 2012, 19:12
  AS HARD as it might seem now, leading sociologists are predicting some unexpected benefits may come out of the global economic meltdown.
- First home buyers grant increased three times for new homes and doubled for used homes by: Rick Adlam
  May 16, 2012, 07:13
  Kevin.Rudd's increase of the first home owners grant is about shoring up jobs and the economy, and increasing home loan activity for buyers and sellers.
- Council rules hit house costs by: Rick Adlam
  May 15, 2012, 19:12
  EXTRA rules imposed by local councils such as those on increased ceiling heights and noise protection can add as much as 14 per cent to home building costs.
- Rate cut may help with the rent by: Rick Adlam
  May 14, 2012, 19:15
  Tenants that rent homes across Australia look set for a short-term reprieve from rising rental prices, with analysts expecting landlords to pass on the…
- Interest rates on hold till 2007, says the National Australia Bank [NAB] by: Rick Adlam
  May 13, 2012, 07:12
  According to the National Australia Bank, its latest analysis of the business climate consolidates the view that official interest rates will remain on hold…
- Low doc home loan competition hits Adelaide Bank bottomline by: Rick Adlam
  May 12, 2012, 19:16
  Adelaide Bank has issued an earnings downgrade after intensifying competition in the mortgage lending sector forced it to remove premium pricing on its…
- Australian homeowners choosing to shrink debt by: Rick Adlam
  May 12, 2012, 07:11
  Homeowners slay debt but Gen Y gorge on it. Australian mortgagor homeowners who were recently splurging on debt with credit figures showing robust growth…
- Interest Rates : Where did the RBA get it wrong? by: Rick Adlam
  May 11, 2012, 07:14
  When the RBA lifted interest rates in November last year I said at the time that it was one rate rise too many. The RBA was at the time focused more on getting…
- Mortgage Rates: Why the Banks are free to raise rates. by: Rick Adlam
  May 10, 2012, 19:13
  That brings up a few questions for the Prime Minister. So Julia Gillard, how will you sort out this mess? In particular.... How will you overturn the ability…
- Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
  May 10, 2012, 07:15
  The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
- Home Loans: Are Choice being paid by the banks to do promos? by: Rick Adlam
  May 9, 2012, 19:19
  If you can get a better loan interest rate just by asking, what does that tell you about the bank? Its ripping all their clients off! So why would you continue…
- Mortgage interest rates to trend upward by: Rick Adlam
  May 6, 2012, 19:12
  The Commonwealth Bank of Australia CEO gives his version of Banana-gate to signal mortgage rate increases. Whether you believe that the banks are paying more…
- Home buyers and homeowners confidence highest in 2 years by: Rick Adlam
  May 6, 2012, 07:12
  It is beginning to look like Australia will dodge the recession bullet. Australians’ confidence in the future have risen its best level in nearly two years,…
- Tightening of mortgage credit generally and construction loans hits builders by: Rick Adlam
  May 5, 2012, 19:13
  The banks have been tightening their credit guidelines on home buyers for over the last year and this is stangling building companies cashflow and construction…
- Housing affordability falls to lowest recorded index as home loans rise and house values defy gravity by: Rick Adlam
  May 4, 2012, 19:16
  Accumulative home loan mortgage interest rate rises, coupled with higher home prices around Australia have pushed housing affordability to its lowest level on…
- Finance and share markets brace themselves for mortgage rate decision from the RBA tomorrow by: Rick Adlam
  May 3, 2012, 19:13
  The Reserve Bank of Australia is widely expected to raise interest rates, though not all believe it will happen tomorrow. Financial markets are on high…
- The ten biggest mortgage myths that prevent home buyers and homeowners owning their homes sooner. by: Rick Adlam
  May 2, 2012, 19:11
  Myth #1. A big brand bank home loan is better than a mortgage from non bank lender. Most people don't like the major banks, but this myth prevents them from…
- Developer in trouble by: Rick Adlam
  May 2, 2012, 07:11
  QUEENSLAND'S Environmental Protection Agency has charged developer Jarrod McCracken with eight counts of environmental damage.
- John Howard's blaming the states for home loan interest rate rises is seen as a desperate low act by Australian voters and State Pollies by: Rick Adlam
  May 1, 2012, 07:11
  The Federal Government's attempt to blame the states for home mortgage interest rate pressures is complete nonsense and smacks of political desperation, the…
- Mortages can beat the inflation trap using mortgage offset accounts by: Rick Adlam
  April 30, 2012, 19:11
  Mortgage offset accounts give you a far better rate of return, and a rate of return above inflation. Savings accounts in effect lose you money, but an offset…
- Home loan applications growth caused by first home buyers by: Rick Adlam
  April 28, 2012, 19:11
  First home buyers increase mortgage home loan approvals 10% as first home buyers grab home buying bargains.
- Mortgage Rates: Will another interest rate rise create mortgage stress for homeowners by: Rick Adlam
  April 27, 2012, 19:11
  A growing number of mortgaged homeowners are feeling the pinch and mortgage payment arrears are rising to 2 percent in some areas of Australia. Whilst this…
- Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
  April 26, 2012, 07:11
  The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
- Home loan mortgage interest rate rise is not needed says Finance Minister by: Rick Adlam
  April 23, 2012, 19:12
  Finance Minister Nick Minchin has indicated he does not believe an expected hone loans mortgage interest rate rise this week is warranted. The Reserve Bank…
- The battle for your mortgage home loan business to intensify by: Rick Adlam
  April 23, 2012, 07:15
  The way some people see it, BankWest head of mortgages John Rolfe holds the key to profitability in the nation's 0 billion mortgage market. The theory…
- The Reserve Bank of Australia blamed for driving house rents skyward as home building dives by: Rick Adlam
  April 22, 2012, 19:12
  The Reserve Bank of Australia Â is being blamed for a dive in housing construction, raising fears that rents are set to rise sky highÂ due to a lack of…
- Higher home loan interest rates should be factored in by: Rick Adlam
  April 20, 2012, 07:12
  Australia's strong economy, lower unemployment rates, a higher $AU dollar and raising housing and rental values, we should expect higher mortgage interest…
- More Households are effected as home loan "mortgage stress" spreads by: Rick Adlam
  April 19, 2012, 19:11
  Mortgage defaults are on the rise as more Australians feel the bite of recession. The western and south-western suburbs of Sydney suffered first and…
- Home buyers choosing variable rate not fixed rate home loans in a sign of lack of concern for home mortgage interest rate rises by: Rick Adlam
  April 17, 2012, 07:16
  Uptake of fixed interest rate home loans have fallen to the lowest rate in almost two years, but may rise again as fears escalate of an increase in interest…
- Home loan mortgage repayments set to soar by: Rick Adlam
  April 15, 2012, 07:14
  Home loan repayments are set to soar as rampant economic growth might force two mortgage interest rate rises within six months, pushing up mortgage repayments,…
- Property Investors asked to reconsider rush into superannuation by: Rick Adlam
  April 13, 2012, 19:13
  Existing property investors are being urged to reconsider rushing the sale of their investment property to take advantage of superannuation changes, as…
- Home Loan Interest Rates: RBA hints to August rate rise by: Rick Adlam
  April 13, 2012, 07:16
  Reserve Bank of Australia's Governor, Mr Glenn Stevens gave a big hint as August as likely time for another move to increase interest rates. That would mean a…
- Discount interest rate war begins by: Rick Adlam
  April 11, 2012, 19:13
  NAB and Aussie Home Loans are the latest lenders to join the rush to cut rates, following ANZ's lead.
- Home Loan rate rise in August? Inflation and house price increases indicate yes! by: Rick Adlam
  April 10, 2012, 19:11
  Home loan rates could be on the way up again as early as August, presenting Prime Minister John Howard with fresh political problems as housing affordability…
- Home loan mortgage business underpinned by the Labor Government by: Rick Adlam
  April 7, 2012, 19:16
  Australia's Federal Labor Government plan to enter the home loan mortgage finance business will boost confidence in the non-bank mortgage sector and increase…
- Mortgage interest rate rises are slowing housing finance according to Reserve Bank of Australia figures by: Rick Adlam
  April 6, 2012, 19:17
  The Reserve Bank of Australia (RBA) said three interest rate rises in 2006 had dampened recent demand for housing finance. Australia's central bank said in…
- A falling housing market will keep the Australian Dream alive by: Rick Adlam
  April 5, 2012, 19:12
  As Victoria's housing values have plummeted about billion in the past six months, we need to ask why it is such a bad thing. Afterall the Sharemarket has…
- Mortgage Rates: Banks in for a fight with Greens & Independents. by: Rick Adlam
  April 5, 2012, 07:27
  The Green bank fees and interest rate agenda The Greens have bills before parliament to: Regulate interest rate rises by ensuring banks charge no more than a…
- Home Loans: Why the RBA will leave rates by: Rick Adlam
  April 4, 2012, 19:27
  The Reserve Bank of Australia Board meets today to decide the fate of homeowners home loan rates, and whether to raise interest rates Our tip is that home…
- House prises must fall, or mortgage rates will rise by: Rick Adlam
  April 3, 2012, 19:24
  Interest rates will have to rise further if the dip in inflation late last year is not sustained, the International Monetary Fund has warned. In its…
- Bad Credit Home Loans: Can you refinance your home when you have bad credit rating? by: Rick Adlam
  April 2, 2012, 07:13
  A lot of people are suffering from mortgage stress right now, and they need answers right now. They can't afford to wait for the Government to create competitio…
- Professional Pack Mortgage Home Loans. Has competition from non bank mortgage lenders eroded their meaning and even value? by: Rick Adlam
  March 30, 2012, 07:20
  Professional Home loan packages or 'pro packs' were once restricted to people with high income professions and qualifications such as doctors, lawyers,…
- Australian Mortgage Lender defies downturn by expanding Mortgage Broker network by: Rick Adlam
  March 28, 2012, 19:12
  Australian Mortgage Lenders and Mortgage Broker Group Aussie Home Loans Group's aggressive expansion has helped bump up its annual profit despite stagnant east…
- Bank Fees: Westpac unhappy with Government plan to stop mortgage exit fees by: Rick Adlam
  March 23, 2012, 07:21
  Westpac chief executive, Gail Kelly is not happy with Government plans to ensure that all Australians are free to move their mortgages, and has hit out at…
- Australia's financial markets are punting on a mortgage rate rise in April because of rising wage pressures by: Rick Adlam
  March 21, 2012, 07:14
  The Reserve Bank of Australia's suspicion that wage pressure is accelerating is being confirmed by economic data, placing more pressure on interest rates. Th…
- Survey shows homeowners suffer home loan interest rate pain by: Rick Adlam
  March 19, 2012, 07:11
  The Reserve Bank of AustraliaÂ may have left the official cash rate on hold at 6.25 per cent last week,Â but Australian homeowners are still suffering…
- Most Households taking the interest rate rises in their stride by: Rick Adlam
  March 18, 2012, 19:14
  Australian mortgaged homeowners, those rentingÂ and potential home buyers are in the main taking the two home loan interest rate rises that occurred…
- Home loan debts makes Middle class turn against John Howard as mortgage stress bites the 'belt. by: Rick Adlam
  March 18, 2012, 07:12
  Many Australians feel worse off than a year ago with some planning on switching votes to Kevin Rudd. Voters intend to punish the Government for recent…
- Home loan rates will be pushed up by those that would win your vote by: Rick Adlam
  March 16, 2012, 19:16
  Home affordability and your home loan mortgage interest rates are caught in the crossfire as politicians outbid each other to win the election. The…
- Jobs driving mortgage home loan interest rates up by: Rick Adlam
  March 14, 2012, 07:14
  A recovering jobs market could be the trigger an interest-rate rise next month, or use tightening credit standards to curb housing demand.
- Three of the big four banks raise home loan mortgage interest rates by: Rick Adlam
  March 13, 2012, 07:24
  Three of Australia's "big four" banks have announced changes to home loan mortgage lending, credit card, business loans and deposit rates after Wednesday's…
- Stable and low Interest Rates Drive New Home Sales Higher by: Rick Adlam
  March 12, 2012, 19:12
  The U.S. Census Bureau and the Department of Housing and Urban Development announced that sales of new, single-family homes in March jumped 2.6 percent…
- Home loan interest rates to rise on election promises by: Rick Adlam
  March 8, 2012, 07:12
  A home loan interest rise looks likely before too long. Besides rising inflation and a new housing price hick in Queensland, there is still a risk of another…
- Home loan interest rate rise tipped for November by: Rick Adlam
  March 7, 2012, 19:13
  Economists say another interest rate rise is possible in November, as the United States economy retreats from the edge of a recession. Stronger than expected…
- Home Loans shock! A premium priced home loan from a savvy bank! by: Rick Adlam
  March 7, 2012, 07:13
  Home loan fact: Last year Wespac snared approaching 30% of all home loan mortgages in Australia. That's an outstanding volume by any measure. And now it wants…
- Labor and the Coalition are adding home loan interest rate pressures by promising tax cuts by: Rick Adlam
  March 6, 2012, 19:18
  The Australian Democrats are warning CPI figures released today highlight problems with the major parties' tax policies. The Consumer Price Index (CPI)…
- Reserve Bank of Australia raises mortgage interest rates 0.25% by: Rick Adlam
  March 5, 2012, 19:15
  Reserve Bank of Australia raised mortgage interest rates by 25 basis points to bring the official cash interest rate to 4.0 percent The Reserve Bank of…
- US Home Loans: Fannie Mae and Freddie Mac to be wound down by: Rick Adlam
  March 5, 2012, 07:17
  It has been reported that the Obama administration has proposed a hose -down of the US mortgage market that would limit the Government's role in supporting…
- Home Loans: Would making home loans harder to get be better for home buyers? by: Rick Adlam
  March 4, 2012, 19:11
  The reason house prices are so high is that it has been easy for people to get into so much debt, increasing the pool of house buyers. To reduce the pool of…
- Reserve Bank of Australia Governor hints at mortgage interest rate rise by: Rick Adlam
  March 2, 2012, 19:18
  Mortgage interest rates are more likely to rise than fall in the future, Reserve Bank of Australia Governor Glenn Stevens told a parliamentary committee…
- Mortgage Rates: Forex markets switch from RBA interest rate to Melbourne Cup as a safer bet. by: Rick Adlam
  March 2, 2012, 07:24
  So now the Reserve Bank only has to sit on its hands a wait till things change, and maybe the big Banks will make good on their talk and raise their customers…
- Mortgage Rate Rises: Home loans with lower rates that stay low for the life of the loan by: Rick Adlam
  March 1, 2012, 19:14
  We need real competition for our four major banks who have been writing over 90% of all loans in recent times. We all need to demand the introduction of a real…
- Mortgage Rates: Why Joe Hockey's Interest Rate Plan makes Wayne Swan look good by: Rick Adlam
  March 1, 2012, 07:13
  Politics and interest rates don't mix, but nobody seems to have told Joe Hockey that, so two can play that silly game. The Shadow Treasurer seems to have been…
- Interest rates: Will RBA cancel Christmas.... again? by: Rick Adlam
  February 28, 2012, 19:14
  Home buyers have to cope with the talk of interest rate rises by the RBA being seconded by the banks wanting to raise rates independently to improve their…
- Interest rates: Fixing our Mortgage and home buying problems by: Rick Adlam
  February 28, 2012, 07:11
  In that article I have suggested that Interest rates rises concerns for Australian home buyers and homeowners need to be addressed by the RBA and the Government…
- Interest Rates: RBA will leave rates as is because home prices will fall regardless by: Rick Adlam
  February 27, 2012, 19:13
  The RBA may see raising interest rates now as a chance to nail the house price rises and get home values to slide even further. On the other hand leaving…
- First Home Buyers: Australia defies the house price gravity by: Rick Adlam
  February 27, 2012, 07:12
  Why First homebuyers aren't buying? Affordability! During the last 10-year period, house prices have risen highest in Perth and Brisbane, where home prices…
- Interest rates: The case for leaving rates on hold for home owners and home buyers by: Rick Adlam
  February 25, 2012, 19:18
  Many financial experts are saying that there is a 50% chance that mortgage rates will rise on the back of the RBA raising the official interest rates when it…
- US Interest Rate stays at zero percent, but could go lower! by: Rick Adlam
  February 24, 2012, 07:12
  Good news for homeowners and home buyers in the US: Interest rates are held at zero percent, and rates could be headed lower.
- Interest rate rise before Christmas a possibility by: Rick Adlam
  February 23, 2012, 19:25
  Some experts are now saying that the Reserve Bank of Australia could raise interest rates as early as October. More of them agree that there maybe four…
- Home loan interest rates: Will the RBA raise them in October. by: Rick Adlam
  February 23, 2012, 07:13
  Interest rate rises hit everyone, those with higher pays in the Mining States of Western Australia and Queensland, as well as those consumer based economies in…
- Why more jobs should not raise interest rates by: Rick Adlam
  February 22, 2012, 19:18
  There is a lot of speculation on Australia's home loan interest rates, both here and in the US, that Australia's wonderfully low unemployment rates and growing…
- Home loans: Is your bank planning to raise your mortgage interest rates? by: Rick Adlam
  February 22, 2012, 07:13
  There has been a lot of talk over the last year about the major banks, headed by the Commonwealth Bank, looking for ways to jack up home loan interest rates…
- Why RBA will leave interest rates on hold by: Rick Adlam
  February 21, 2012, 19:14
  Mortgage home loan interest rates should stay low for the next few months as long as inflation is low, then interest rates should stay as is for home buyers…
- Interest rates to stay low for months by: Rick Adlam
  February 20, 2012, 19:11
  Australian homeowners blessed with a Goldilocks economy: not too hot for rates to rise, and not too cold to cause unemployment to be a concern. Over time the…
- Interest rates to stay low at Adelaide RBA meetup by: Rick Adlam
  February 20, 2012, 07:19
  More good news for mortgage payment strapped home owners! As we predicted in May 2010, the Reserve Bank of Australia will likely leave official interest rates…
- Rams Home Loans as part of the new mortgage landscape by: Rick Adlam
  February 19, 2012, 07:13
  Rams Home Loans are advertising low rates again for business again with sharp rates, after a dire year due to the Global Financial crisi
- Reserve Bank of Australia "white ants" Abbott's economy credentials by: Rick Adlam
  February 18, 2012, 19:12
  Lower interest rates are magnets to struggling mortgage belt voters. so Tony Abbott seems to be on safe ground, except the RBA Governor seems to have torpedoed…
- RBA interest rates hike could pin back Gillard's lead by: Rick Adlam
  February 18, 2012, 07:17
  Mortgage interest rates are never far from voters minds, and especially at election time. Mortgage interest rates may go up during the election and that may…
- Interest Rates: Abbott recycles failed interest rate pledge, and runs into Gillard King Hit by: Rick Adlam
  February 17, 2012, 19:15
  How many ways dumb is Abbott's opening gambit on him delivering lower interest rates? Tony Abbott must think we all have the memories of guppies. Or maybe…
- US Mortgage loan applications improve while Australia booms by: Rick Adlam
  February 16, 2012, 07:19
  Loan application rates of the US and Australia are trending up In the US improving predictions and mortgage loan applications moving up with new home sales…
- Home loan advertising blitz by mortgage banks attacked by: Rick Adlam
  February 13, 2012, 19:17
  A home loan advertising blitz encouraging first home buyers to spend the Federal Government's latest hand-out on their house deposit has been slammed as…
- Shop home loan smart to survive by: Rick Adlam
  February 13, 2012, 07:18
  IF you intend to survive the home loan financial storm, you have to shop smarter for your home loan. No matter what the latest crisis on Wall Street, you've…
- Non-bank lenders' interest rate rort by: Rick Adlam
  February 12, 2012, 19:29
  DOZENS of non-bank lenders have failed to pass on successive interest rate cuts to borrowers as politicians ignore their greedy tactics.
- Don't talk about the wallet by: Rick Adlam
  February 12, 2012, 07:14
  MONEY is one of the biggest taboo subjects in conversation between friends, according to Brisbane financial planner, author and mum Justine Davies.
- House prices collapse in UK by: Rick Adlam
  February 11, 2012, 19:38
  Collapsing British house prices are plunging 60,000 home owners a month into negative equity. What will happen with their home loans?
- Home buyers cautious despite the bigger first home owners grant by: Rick Adlam
  February 11, 2012, 07:16
  KEVIN Rudd's bold bid to lure first home buyers into the nation's sluggish housing and new home market has been greeted with caution by young investors, with…
- 100 Point Mortgage Interest rate cut in February gains momentum as depression fear grips RBA by: Rick Adlam
  February 10, 2012, 19:12
  With the home loan and housing markets and residential home construction industry all plunging the Reserve Bank of Australia are now tipped to be lowering the…
- Extra cash fails to lift home sales by: Rick Adlam
  February 9, 2012, 19:11
  KEVIN Rudd's recent bid to lure first-home buyers into the sluggish property market to buy a reduced price home, has been greeted with caution by young…
- Banks to be Big Brother in credit report profiling by: Rick Adlam
  February 9, 2012, 07:16
  Banks over the last three years have let leading standards slip, in an effort to compete with non conforming lenders . This has lead to higher defaults and…
- Category: Mortgage Rates (28)
  Mortgage rates. Posts and articles and news about the effects of economic circumstances on mortgage interest rate movements
  - Mortgage Rates: Why the Banks are free to raise rates. by: Rick Adlam
    May 10, 2012, 19:13
    That brings up a few questions for the Prime Minister. So Julia Gillard, how will you sort out this mess? In particular.... How will you overturn the ability…
  - Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
    May 10, 2012, 07:15
    The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
  - Mortgage interest rates to trend upward by: Rick Adlam
    May 6, 2012, 19:12
    The Commonwealth Bank of Australia CEO gives his version of Banana-gate to signal mortgage rate increases. Whether you believe that the banks are paying more…
  - Home buyers and homeowners confidence highest in 2 years by: Rick Adlam
    May 6, 2012, 07:12
    It is beginning to look like Australia will dodge the recession bullet. Australians’ confidence in the future have risen its best level in nearly two years,…
  - Tightening of mortgage credit generally and construction loans hits builders by: Rick Adlam
    May 5, 2012, 19:13
    The banks have been tightening their credit guidelines on home buyers for over the last year and this is stangling building companies cashflow and construction…
  - The ten biggest mortgage myths that prevent home buyers and homeowners owning their homes sooner. by: Rick Adlam
    May 2, 2012, 19:11
    Myth #1. A big brand bank home loan is better than a mortgage from non bank lender. Most people don't like the major banks, but this myth prevents them from…
  - John Howard's blaming the states for home loan interest rate rises is seen as a desperate low act by Australian voters and State Pollies by: Rick Adlam
    May 1, 2012, 07:11
    The Federal Government's attempt to blame the states for home mortgage interest rate pressures is complete nonsense and smacks of political desperation, the…
  - Mortages can beat the inflation trap using mortgage offset accounts by: Rick Adlam
    April 30, 2012, 19:11
    Mortgage offset accounts give you a far better rate of return, and a rate of return above inflation. Savings accounts in effect lose you money, but an offset…
  - Mortgage Rates: Will another interest rate rise create mortgage stress for homeowners by: Rick Adlam
    April 27, 2012, 19:11
    A growing number of mortgaged homeowners are feeling the pinch and mortgage payment arrears are rising to 2 percent in some areas of Australia. Whilst this…
  - Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
    April 26, 2012, 07:11
    The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
  - Home loan mortgage interest rate rise is not needed says Finance Minister by: Rick Adlam
    April 23, 2012, 19:12
    Finance Minister Nick Minchin has indicated he does not believe an expected hone loans mortgage interest rate rise this week is warranted. The Reserve Bank…
  - Mortgage interest rate rises are slowing housing finance according to Reserve Bank of Australia figures by: Rick Adlam
    April 6, 2012, 19:17
    The Reserve Bank of Australia (RBA) said three interest rate rises in 2006 had dampened recent demand for housing finance. Australia's central bank said in…
  - A falling housing market will keep the Australian Dream alive by: Rick Adlam
    April 5, 2012, 19:12
    As Victoria's housing values have plummeted about billion in the past six months, we need to ask why it is such a bad thing. Afterall the Sharemarket has…
  - Mortgage Rates: Banks in for a fight with Greens & Independents. by: Rick Adlam
    April 5, 2012, 07:27
    The Green bank fees and interest rate agenda The Greens have bills before parliament to: Regulate interest rate rises by ensuring banks charge no more than a…
  - Home loan rates on hold as RBA reads the China tea leaves by: Rick Adlam
    March 22, 2012, 19:11
    The Reserve Bank of Australia has left its interest rates options open at its board meeting this afternoon, leaving the official cash rates on hols, as it…
  - Home loan debts makes Middle class turn against John Howard as mortgage stress bites the 'belt. by: Rick Adlam
    March 18, 2012, 07:12
    Many Australians feel worse off than a year ago with some planning on switching votes to Kevin Rudd. Voters intend to punish the Government for recent…
  - Stable and low Interest Rates Drive New Home Sales Higher by: Rick Adlam
    March 12, 2012, 19:12
    The U.S. Census Bureau and the Department of Housing and Urban Development announced that sales of new, single-family homes in March jumped 2.6 percent…
  - Home Loans shock! A premium priced home loan from a savvy bank! by: Rick Adlam
    March 7, 2012, 07:13
    Home loan fact: Last year Wespac snared approaching 30% of all home loan mortgages in Australia. That's an outstanding volume by any measure. And now it wants…
  - Reserve Bank of Australia raises mortgage interest rates 0.25% by: Rick Adlam
    March 5, 2012, 19:15
    Reserve Bank of Australia raised mortgage interest rates by 25 basis points to bring the official cash interest rate to 4.0 percent The Reserve Bank of…
  - US Home Loans: Fannie Mae and Freddie Mac to be wound down by: Rick Adlam
    March 5, 2012, 07:17
    It has been reported that the Obama administration has proposed a hose -down of the US mortgage market that would limit the Government's role in supporting…
  - Mortgage Rates: Why we pay too much and what to do about it by: Rick Adlam
    March 4, 2012, 07:12
    The solution that we know we all need is a separate, non-bank mortgage back security enterprise, that is Government sponsored and Guaranteed. This will level…
  - Mortgage Rate Rises: Home loans with lower rates that stay low for the life of the loan by: Rick Adlam
    March 1, 2012, 19:14
    We need real competition for our four major banks who have been writing over 90% of all loans in recent times. We all need to demand the introduction of a real…
  - Mortgage Rates: Why Joe Hockey's Interest Rate Plan makes Wayne Swan look good by: Rick Adlam
    March 1, 2012, 07:13
    Politics and interest rates don't mix, but nobody seems to have told Joe Hockey that, so two can play that silly game. The Shadow Treasurer seems to have been…
  - Interest rate rise before Christmas a possibility by: Rick Adlam
    February 23, 2012, 19:25
    Some experts are now saying that the Reserve Bank of Australia could raise interest rates as early as October. More of them agree that there maybe four…
  - Why RBA will leave interest rates on hold by: Rick Adlam
    February 21, 2012, 19:14
    Mortgage home loan interest rates should stay low for the next few months as long as inflation is low, then interest rates should stay as is for home buyers…
  - Mortgage interest rates to stay low by: Rick Adlam
    February 21, 2012, 07:16
    RBA will leave mortgage interest rates on hold for the rest of the year. Mr Mortgage predicts that home loan rates will stay as is till at least Feb 2011.…
  - US Mortgage loan applications improve while Australia booms by: Rick Adlam
    February 16, 2012, 07:19
    Loan application rates of the US and Australia are trending up In the US improving predictions and mortgage loan applications moving up with new home sales…
  - Banks to be Big Brother in credit report profiling by: Rick Adlam
    February 9, 2012, 07:16
    Banks over the last three years have let leading standards slip, in an effort to compete with non conforming lenders . This has lead to higher defaults and…
- Category: Home Loan Interest Rates (29)
  - Interest Rates : Where did the RBA get it wrong? by: Rick Adlam
    May 11, 2012, 07:14
    When the RBA lifted interest rates in November last year I said at the time that it was one rate rise too many. The RBA was at the time focused more on getting…
  - Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
    May 10, 2012, 07:15
    The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
  - Thinking of fixing your home loan interest rate? by: Rick Adlam
    May 9, 2012, 07:11
    Should you fix your home loan interest rate at this time? These uncertain financial times have homeowners seeking security of a fixed interest rate.
  - Mortgage interest rates to trend upward by: Rick Adlam
    May 6, 2012, 19:12
    The Commonwealth Bank of Australia CEO gives his version of Banana-gate to signal mortgage rate increases. Whether you believe that the banks are paying more…
  - Home buyers and homeowners confidence highest in 2 years by: Rick Adlam
    May 6, 2012, 07:12
    It is beginning to look like Australia will dodge the recession bullet. Australians’ confidence in the future have risen its best level in nearly two years,…
  - Housing affordability falls to lowest recorded index as home loans rise and house values defy gravity by: Rick Adlam
    May 4, 2012, 19:16
    Accumulative home loan mortgage interest rate rises, coupled with higher home prices around Australia have pushed housing affordability to its lowest level on…
  - John Howard's blaming the states for home loan interest rate rises is seen as a desperate low act by Australian voters and State Pollies by: Rick Adlam
    May 1, 2012, 07:11
    The Federal Government's attempt to blame the states for home mortgage interest rate pressures is complete nonsense and smacks of political desperation, the…
  - Home loan applications growth caused by first home buyers by: Rick Adlam
    April 28, 2012, 19:11
    First home buyers increase mortgage home loan approvals 10% as first home buyers grab home buying bargains.
  - Mortgage Rates: Will another interest rate rise create mortgage stress for homeowners by: Rick Adlam
    April 27, 2012, 19:11
    A growing number of mortgaged homeowners are feeling the pinch and mortgage payment arrears are rising to 2 percent in some areas of Australia. Whilst this…
  - Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
    April 26, 2012, 07:11
    The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
  - Home loan mortgage repayments set to soar by: Rick Adlam
    April 15, 2012, 07:14
    Home loan repayments are set to soar as rampant economic growth might force two mortgage interest rate rises within six months, pushing up mortgage repayments,…
  - Home Loan Interest Rates: RBA hints to August rate rise by: Rick Adlam
    April 13, 2012, 07:16
    Reserve Bank of Australia's Governor, Mr Glenn Stevens gave a big hint as August as likely time for another move to increase interest rates. That would mean a…
  - A falling housing market will keep the Australian Dream alive by: Rick Adlam
    April 5, 2012, 19:12
    As Victoria's housing values have plummeted about billion in the past six months, we need to ask why it is such a bad thing. Afterall the Sharemarket has…
  - Home Loans: Why the RBA will leave rates by: Rick Adlam
    April 4, 2012, 19:27
    The Reserve Bank of Australia Board meets today to decide the fate of homeowners home loan rates, and whether to raise interest rates Our tip is that home…
  - Home loan rates on hold as RBA reads the China tea leaves by: Rick Adlam
    March 22, 2012, 19:11
    The Reserve Bank of Australia has left its interest rates options open at its board meeting this afternoon, leaving the official cash rates on hols, as it…
  - Home loan debts makes Middle class turn against John Howard as mortgage stress bites the 'belt. by: Rick Adlam
    March 18, 2012, 07:12
    Many Australians feel worse off than a year ago with some planning on switching votes to Kevin Rudd. Voters intend to punish the Government for recent…
  - Home loan rates will be pushed up by those that would win your vote by: Rick Adlam
    March 16, 2012, 19:16
    Home affordability and your home loan mortgage interest rates are caught in the crossfire as politicians outbid each other to win the election. The…
  - Inflation puts pressure on home loan interest rates by: Rick Adlam
    March 13, 2012, 19:21
    The latest Consumer Price Index (CPI) figures show a quarterly rise in the cost of living of 1.9 per cent, raising the likelihood of another home loan interest…
  - Three of the big four banks raise home loan mortgage interest rates by: Rick Adlam
    March 13, 2012, 07:24
    Three of Australia's "big four" banks have announced changes to home loan mortgage lending, credit card, business loans and deposit rates after Wednesday's…
  - Home loan interest rate rise tipped for November by: Rick Adlam
    March 7, 2012, 19:13
    Economists say another interest rate rise is possible in November, as the United States economy retreats from the edge of a recession. Stronger than expected…
  - Mortgage Rate Rises: Home loans with lower rates that stay low for the life of the loan by: Rick Adlam
    March 1, 2012, 19:14
    We need real competition for our four major banks who have been writing over 90% of all loans in recent times. We all need to demand the introduction of a real…
  - Interest rate rise before Christmas a possibility by: Rick Adlam
    February 23, 2012, 19:25
    Some experts are now saying that the Reserve Bank of Australia could raise interest rates as early as October. More of them agree that there maybe four…
  - Why more jobs should not raise interest rates by: Rick Adlam
    February 22, 2012, 19:18
    There is a lot of speculation on Australia's home loan interest rates, both here and in the US, that Australia's wonderfully low unemployment rates and growing…
  - Home loans: Is your bank planning to raise your mortgage interest rates? by: Rick Adlam
    February 22, 2012, 07:13
    There has been a lot of talk over the last year about the major banks, headed by the Commonwealth Bank, looking for ways to jack up home loan interest rates…
  - Mortgage interest rates to stay low by: Rick Adlam
    February 21, 2012, 07:16
    RBA will leave mortgage interest rates on hold for the rest of the year. Mr Mortgage predicts that home loan rates will stay as is till at least Feb 2011.…
  - Reserve Bank of Australia "white ants" Abbott's economy credentials by: Rick Adlam
    February 18, 2012, 19:12
    Lower interest rates are magnets to struggling mortgage belt voters. so Tony Abbott seems to be on safe ground, except the RBA Governor seems to have torpedoed…
  - RBA interest rates hike could pin back Gillard's lead by: Rick Adlam
    February 18, 2012, 07:17
    Mortgage interest rates are never far from voters minds, and especially at election time. Mortgage interest rates may go up during the election and that may…
  - 100 Point Mortgage Interest rate cut in February gains momentum as depression fear grips RBA by: Rick Adlam
    February 10, 2012, 19:12
    With the home loan and housing markets and residential home construction industry all plunging the Reserve Bank of Australia are now tipped to be lowering the…
  - Banks to be Big Brother in credit report profiling by: Rick Adlam
    February 9, 2012, 07:16
    Banks over the last three years have let leading standards slip, in an effort to compete with non conforming lenders . This has lead to higher defaults and…
Category: Homeowners (78)
Homeowners: Articles and posts concerning homeowners
- Super deal rethink for carers by: Rick Adlam
  May 19, 2012, 07:11
  THE Federal Government has been urged to start a superannuation scheme for carers after reports they would need to rely on welfare in retirement.
- NAB latest to drop rates by: Rick Adlam
  May 18, 2012, 07:18
  A price war in Australia's mortgage home loan market is under way, with National Australia Bank following ANZ and Aussie Home Loans in reducing home loan…
- Crisis may have silver lining by: Rick Adlam
  May 17, 2012, 19:12
  AS HARD as it might seem now, leading sociologists are predicting some unexpected benefits may come out of the global economic meltdown.
- First home buyers grant increased three times for new homes and doubled for used homes by: Rick Adlam
  May 16, 2012, 07:13
  Kevin.Rudd's increase of the first home owners grant is about shoring up jobs and the economy, and increasing home loan activity for buyers and sellers.
- Council rules hit house costs by: Rick Adlam
  May 15, 2012, 19:12
  EXTRA rules imposed by local councils such as those on increased ceiling heights and noise protection can add as much as 14 per cent to home building costs.
- Rate cut may help with the rent by: Rick Adlam
  May 14, 2012, 19:15
  Tenants that rent homes across Australia look set for a short-term reprieve from rising rental prices, with analysts expecting landlords to pass on the…
- Low doc home loan competition hits Adelaide Bank bottomline by: Rick Adlam
  May 12, 2012, 19:16
  Adelaide Bank has issued an earnings downgrade after intensifying competition in the mortgage lending sector forced it to remove premium pricing on its…
- Australian homeowners choosing to shrink debt by: Rick Adlam
  May 12, 2012, 07:11
  Homeowners slay debt but Gen Y gorge on it. Australian mortgagor homeowners who were recently splurging on debt with credit figures showing robust growth…
- Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
  May 10, 2012, 07:15
  The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
- Thinking of fixing your home loan interest rate? by: Rick Adlam
  May 9, 2012, 07:11
  Should you fix your home loan interest rate at this time? These uncertain financial times have homeowners seeking security of a fixed interest rate.
- Home buyers and homeowners confidence highest in 2 years by: Rick Adlam
  May 6, 2012, 07:12
  It is beginning to look like Australia will dodge the recession bullet. Australians’ confidence in the future have risen its best level in nearly two years,…
- Tightening of mortgage credit generally and construction loans hits builders by: Rick Adlam
  May 5, 2012, 19:13
  The banks have been tightening their credit guidelines on home buyers for over the last year and this is stangling building companies cashflow and construction…
- Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
  May 5, 2012, 07:13
  The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
- The ten biggest mortgage myths that prevent home buyers and homeowners owning their homes sooner. by: Rick Adlam
  May 2, 2012, 19:11
  Myth #1. A big brand bank home loan is better than a mortgage from non bank lender. Most people don't like the major banks, but this myth prevents them from…
- Developer in trouble by: Rick Adlam
  May 2, 2012, 07:11
  QUEENSLAND'S Environmental Protection Agency has charged developer Jarrod McCracken with eight counts of environmental damage.
- Home loan applications growth caused by first home buyers by: Rick Adlam
  April 28, 2012, 19:11
  First home buyers increase mortgage home loan approvals 10% as first home buyers grab home buying bargains.
- Mortgage Rates: Will another interest rate rise create mortgage stress for homeowners by: Rick Adlam
  April 27, 2012, 19:11
  A growing number of mortgaged homeowners are feeling the pinch and mortgage payment arrears are rising to 2 percent in some areas of Australia. Whilst this…
- Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
  April 26, 2012, 07:11
  The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
- The battle for your mortgage home loan business to intensify by: Rick Adlam
  April 23, 2012, 07:15
  The way some people see it, BankWest head of mortgages John Rolfe holds the key to profitability in the nation's 0 billion mortgage market. The theory…
- The Reserve Bank of Australia blamed for driving house rents skyward as home building dives by: Rick Adlam
  April 22, 2012, 19:12
  The Reserve Bank of Australia Â is being blamed for a dive in housing construction, raising fears that rents are set to rise sky highÂ due to a lack of…
- Housing demand to move home values and mortgage loans higher by: Rick Adlam
  April 21, 2012, 19:11
  More than 63,300 people took a home home loan in March Owner occupied loans totalled .82bn Strong housing demand will boost house prices More than…
- House prices are in the end set by the market. But who sets them in the beginning. by: Rick Adlam
  April 21, 2012, 07:14
  House prices are defying gravity as lower affordability pushes many would-be homeowners aside. So if the average first home buyer is missing out, who is doing…
- Higher home loan interest rates should be factored in by: Rick Adlam
  April 20, 2012, 07:12
  Australia's strong economy, lower unemployment rates, a higher $AU dollar and raising housing and rental values, we should expect higher mortgage interest…
- More Households are effected as home loan "mortgage stress" spreads by: Rick Adlam
  April 19, 2012, 19:11
  Mortgage defaults are on the rise as more Australians feel the bite of recession. The western and south-western suburbs of Sydney suffered first and…
- Housing affordability improves as house prices dip, home mortgage rates stay flat by: Rick Adlam
  April 18, 2012, 07:11
  Homes for sale are sticking in the market longer, and homeowners are either removing their homes from the market, multi-listing the property with many real…
- What happened to Labor's 0M housing affordability plan? by: Rick Adlam
  April 17, 2012, 19:13
  Readers will know that I say that the reason that homes are unaffordable is that land prices are too high. They are too high by at least 0,000. Here's the…
- Home buyers choosing variable rate not fixed rate home loans in a sign of lack of concern for home mortgage interest rate rises by: Rick Adlam
  April 17, 2012, 07:16
  Uptake of fixed interest rate home loans have fallen to the lowest rate in almost two years, but may rise again as fears escalate of an increase in interest…
- Want to be a millionaire? Buy a home and wait for it to be worth million by: Rick Adlam
  April 16, 2012, 19:12
  Melbourne, Victoria's capital, now has 17 one million-dollar suburbs, which is more than double the number at the start of the year. Has the property…
- Is the Australian dream of homeownership gone for first time home buyers on low to mid incomes? by: Rick Adlam
  April 16, 2012, 07:16
  Buying a home for low to mid income earners is fast becoming an un-affordable dream Higher interest rates, over the top land prices and tougher credit rules…
- Property Investors asked to reconsider rush into superannuation by: Rick Adlam
  April 13, 2012, 19:13
  Existing property investors are being urged to reconsider rushing the sale of their investment property to take advantage of superannuation changes, as…
- Discount interest rate war begins by: Rick Adlam
  April 11, 2012, 19:13
  NAB and Aussie Home Loans are the latest lenders to join the rush to cut rates, following ANZ's lead.
- A falling housing market will keep the Australian Dream alive by: Rick Adlam
  April 5, 2012, 19:12
  As Victoria's housing values have plummeted about billion in the past six months, we need to ask why it is such a bad thing. Afterall the Sharemarket has…
- Home Loans: Why the RBA will leave rates by: Rick Adlam
  April 4, 2012, 19:27
  The Reserve Bank of Australia Board meets today to decide the fate of homeowners home loan rates, and whether to raise interest rates Our tip is that home…
- Professional Pack Mortgage Home Loans. Has competition from non bank mortgage lenders eroded their meaning and even value? by: Rick Adlam
  March 30, 2012, 07:20
  Professional Home loan packages or 'pro packs' were once restricted to people with high income professions and qualifications such as doctors, lawyers,…
- Home loans: QLD Floods wash away the dream of homeownership by: Rick Adlam
  March 26, 2012, 07:15
  Those that are in a position to buy right now, need to shop around and drive a hard bargain. There will be plenty out there right now. Remember what seems…
- Are Mortgage Brokers honest with home buyers and refinancing homeowners? by: Rick Adlam
  March 25, 2012, 07:13
  If the Mortgage Broker explains to the customert that they are offering a no cost home loan service to them, because the lenders are paying them a commission…
- Home loan rates on hold as RBA reads the China tea leaves by: Rick Adlam
  March 22, 2012, 19:11
  The Reserve Bank of Australia has left its interest rates options open at its board meeting this afternoon, leaving the official cash rates on hols, as it…
- Home Loan Interest Rates: Will RBA relent on a June rate rise? by: Rick Adlam
  March 21, 2012, 19:16
  Australian homeowners and renters on hurting over mortgage rates, reduced family support, housing bubble concerns. Home buyers are disinterested. So…
- Housing shortgage a result of the economic boom and new superannuation laws by: Rick Adlam
  March 19, 2012, 19:11
  An economic boom and changes to superannuation laws are behind a chronic housing shortage in Western Australia, WA Housing Minister Michelle Roberts says. A…
- Survey shows homeowners suffer home loan interest rate pain by: Rick Adlam
  March 19, 2012, 07:11
  The Reserve Bank of AustraliaÂ may have left the official cash rate on hold at 6.25 per cent last week,Â but Australian homeowners are still suffering…
- Most Households taking the interest rate rises in their stride by: Rick Adlam
  March 18, 2012, 19:14
  Australian mortgaged homeowners, those rentingÂ and potential home buyers are in the main taking the two home loan interest rate rises that occurred…
- New home construction and housing sales down 12 percent on Last year by: Rick Adlam
  March 17, 2012, 07:17
  The Housing Industry Association says that new home construction and home sales dropped 0.8 per cent last month due to a big drop in the sale of units. The…
- Labor leader Kevin Rudd says new housing affordability strategy needed by: Rick Adlam
  March 15, 2012, 19:14
  Australia's home buyers need a national housing affordability strategy now to deal with an increasing home ownership and rental crisis, Labor leader Kevin Rudd…
- Housing affordability strategy needed for home buyers and renters by: Rick Adlam
  March 15, 2012, 07:17
  Australia needs a national housing affordability strategy now to deal with an increasing home ownership and rental crisis, Labor leader Kevin Rudd says. Mr…
- Home loan seekers to follow the Dollar by: Rick Adlam
  March 11, 2012, 07:17
  The sea change,the tree change and the oasis change were all buying tips for the baby boomer. But first home buyers should buy their first home where there…
- First home buyers double bonaza as Rudd spends surpluses by: Rick Adlam
  March 9, 2012, 19:13
  First home buyers have been given till 30 june 2009 to contract to buy and receive extra cash to buy a reale home or more to build a new home.
- Reserve Bank of Australia raises mortgage interest rates 0.25% by: Rick Adlam
  March 5, 2012, 19:15
  Reserve Bank of Australia raised mortgage interest rates by 25 basis points to bring the official cash interest rate to 4.0 percent The Reserve Bank of…
- Mortgage Rates: RBA may lift rates next month or August by: Rick Adlam
  March 3, 2012, 07:11
  Mortgage Rates: RBA may lift rates next month, if not then August As the impact of rising fuel prices and the devastation of the floods hit Australian…
- Mortgage Rate Rises: Home loans with lower rates that stay low for the life of the loan by: Rick Adlam
  March 1, 2012, 19:14
  We need real competition for our four major banks who have been writing over 90% of all loans in recent times. We all need to demand the introduction of a real…
- Home Loan Lenders: Mortgage Lenders proven strong by Fitch by: Rick Adlam
  February 29, 2012, 19:19
  Fitch Ratings found that Australia's mortgage lenders and mortgage insurers could handle a 40 percent overall drop in property values, coupled with a home…
- Interest rates: Fixing our Mortgage and home buying problems by: Rick Adlam
  February 28, 2012, 07:11
  In that article I have suggested that Interest rates rises concerns for Australian home buyers and homeowners need to be addressed by the RBA and the Government…
- Interest rate rise before Christmas a possibility by: Rick Adlam
  February 23, 2012, 19:25
  Some experts are now saying that the Reserve Bank of Australia could raise interest rates as early as October. More of them agree that there maybe four…
- Home loans: Is your bank planning to raise your mortgage interest rates? by: Rick Adlam
  February 22, 2012, 07:13
  There has been a lot of talk over the last year about the major banks, headed by the Commonwealth Bank, looking for ways to jack up home loan interest rates…
- Why RBA will leave interest rates on hold by: Rick Adlam
  February 21, 2012, 19:14
  Mortgage home loan interest rates should stay low for the next few months as long as inflation is low, then interest rates should stay as is for home buyers…
- US Mortgage loan applications improve while Australia booms by: Rick Adlam
  February 16, 2012, 07:19
  Loan application rates of the US and Australia are trending up In the US improving predictions and mortgage loan applications moving up with new home sales…
- Home loan advertising blitz by mortgage banks attacked by: Rick Adlam
  February 13, 2012, 19:17
  A home loan advertising blitz encouraging first home buyers to spend the Federal Government's latest hand-out on their house deposit has been slammed as…
- Shop home loan smart to survive by: Rick Adlam
  February 13, 2012, 07:18
  IF you intend to survive the home loan financial storm, you have to shop smarter for your home loan. No matter what the latest crisis on Wall Street, you've…
- Non-bank lenders' interest rate rort by: Rick Adlam
  February 12, 2012, 19:29
  DOZENS of non-bank lenders have failed to pass on successive interest rate cuts to borrowers as politicians ignore their greedy tactics.
- Don't talk about the wallet by: Rick Adlam
  February 12, 2012, 07:14
  MONEY is one of the biggest taboo subjects in conversation between friends, according to Brisbane financial planner, author and mum Justine Davies.
- House prices collapse in UK by: Rick Adlam
  February 11, 2012, 19:38
  Collapsing British house prices are plunging 60,000 home owners a month into negative equity. What will happen with their home loans?
- Home buyers cautious despite the bigger first home owners grant by: Rick Adlam
  February 11, 2012, 07:16
  KEVIN Rudd's bold bid to lure first home buyers into the nation's sluggish housing and new home market has been greeted with caution by young investors, with…
- 100 Point Mortgage Interest rate cut in February gains momentum as depression fear grips RBA by: Rick Adlam
  February 10, 2012, 19:12
  With the home loan and housing markets and residential home construction industry all plunging the Reserve Bank of Australia are now tipped to be lowering the…
- Extra cash fails to lift home sales by: Rick Adlam
  February 9, 2012, 19:11
  KEVIN Rudd's recent bid to lure first-home buyers into the sluggish property market to buy a reduced price home, has been greeted with caution by young…
- Mortgage lenders have seen the light on excessive mortgage exit fees by: Rick Adlam
  February 8, 2012, 07:14
  Most mortgage lenders have obeyed demands that they stop charging excessive fees for closing a mortgage. In January, the Financial Services Authority (FSA)…
- Category: Home Buyers (55)
  Home buyers including first time home buyers
  - Low doc home loan competition hits Adelaide Bank bottomline by: Rick Adlam
    May 12, 2012, 19:16
    Adelaide Bank has issued an earnings downgrade after intensifying competition in the mortgage lending sector forced it to remove premium pricing on its…
  - Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
    May 10, 2012, 07:15
    The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
  - Equity Finance Mortgage may create a home buying spree by: Rick Adlam
    May 8, 2012, 19:15
    Adelaide Bank's shared equity home loan The Adelaide Bank is the first bank in Australia to launch a shared-equity home loan which could make property…
  - Shared equity home loan fund a family affair in mortgage fund to assist first time home buyers by: Rick Adlam
    May 7, 2012, 19:13
    Melbourne Australia'sÂ Liberman family has entered the fledgling shared equity home loan business through a million investment in an unlisted fund…
  - Home buyers and homeowners confidence highest in 2 years by: Rick Adlam
    May 6, 2012, 07:12
    It is beginning to look like Australia will dodge the recession bullet. Australians’ confidence in the future have risen its best level in nearly two years,…
  - Tightening of mortgage credit generally and construction loans hits builders by: Rick Adlam
    May 5, 2012, 19:13
    The banks have been tightening their credit guidelines on home buyers for over the last year and this is stangling building companies cashflow and construction…
  - Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
    May 5, 2012, 07:13
    The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
  - The ten biggest mortgage myths that prevent home buyers and homeowners owning their homes sooner. by: Rick Adlam
    May 2, 2012, 19:11
    Myth #1. A big brand bank home loan is better than a mortgage from non bank lender. Most people don't like the major banks, but this myth prevents them from…
  - Mortgage shoppers and home buyers are choosing green home loans and energy smart homes. by: Rick Adlam
    April 30, 2012, 07:14
    Home buyer Shift. Archicentre's Victorian manager David Hallett says home buyers and home ownersÂ want to know whether they are buying an energy guzzler or…
  - Home buyers need to invest in pest and building inspections by an expert before buying a home by: Rick Adlam
    April 29, 2012, 19:11
    Try as we might to be emotionally detached, when most of us are looking to buy a house or an apartment, the property's overt attractiveness is often a big part…
  - Home loan applications growth caused by first home buyers by: Rick Adlam
    April 28, 2012, 19:11
    First home buyers increase mortgage home loan approvals 10% as first home buyers grab home buying bargains.
  - Mortgage Rates: Will another interest rate rise create mortgage stress for homeowners by: Rick Adlam
    April 27, 2012, 19:11
    A growing number of mortgaged homeowners are feeling the pinch and mortgage payment arrears are rising to 2 percent in some areas of Australia. Whilst this…
  - Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
    April 26, 2012, 07:11
    The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
  - The battle for your mortgage home loan business to intensify by: Rick Adlam
    April 23, 2012, 07:15
    The way some people see it, BankWest head of mortgages John Rolfe holds the key to profitability in the nation's 0 billion mortgage market. The theory…
  - The Reserve Bank of Australia blamed for driving house rents skyward as home building dives by: Rick Adlam
    April 22, 2012, 19:12
    The Reserve Bank of Australia Â is being blamed for a dive in housing construction, raising fears that rents are set to rise sky highÂ due to a lack of…
  - Housing demand to move home values and mortgage loans higher by: Rick Adlam
    April 21, 2012, 19:11
    More than 63,300 people took a home home loan in March Owner occupied loans totalled .82bn Strong housing demand will boost house prices More than…
  - House prices are in the end set by the market. But who sets them in the beginning. by: Rick Adlam
    April 21, 2012, 07:14
    House prices are defying gravity as lower affordability pushes many would-be homeowners aside. So if the average first home buyer is missing out, who is doing…
  - Australian Government slams States on housing affordability by: Rick Adlam
    April 20, 2012, 19:12
    THE Federal Government has urged the states to cut stamp duties on conveyancing and to release new land for development to make housing more affordable. Comm…
  - Higher home loan interest rates should be factored in by: Rick Adlam
    April 20, 2012, 07:12
    Australia's strong economy, lower unemployment rates, a higher $AU dollar and raising housing and rental values, we should expect higher mortgage interest…
  - Housing affordability improves as house prices dip, home mortgage rates stay flat by: Rick Adlam
    April 18, 2012, 07:11
    Homes for sale are sticking in the market longer, and homeowners are either removing their homes from the market, multi-listing the property with many real…
  - What happened to Labor's 0M housing affordability plan? by: Rick Adlam
    April 17, 2012, 19:13
    Readers will know that I say that the reason that homes are unaffordable is that land prices are too high. They are too high by at least 0,000. Here's the…
  - Home buyers choosing variable rate not fixed rate home loans in a sign of lack of concern for home mortgage interest rate rises by: Rick Adlam
    April 17, 2012, 07:16
    Uptake of fixed interest rate home loans have fallen to the lowest rate in almost two years, but may rise again as fears escalate of an increase in interest…
  - Want to be a millionaire? Buy a home and wait for it to be worth million by: Rick Adlam
    April 16, 2012, 19:12
    Melbourne, Victoria's capital, now has 17 one million-dollar suburbs, which is more than double the number at the start of the year. Has the property…
  - Property Investors asked to reconsider rush into superannuation by: Rick Adlam
    April 13, 2012, 19:13
    Existing property investors are being urged to reconsider rushing the sale of their investment property to take advantage of superannuation changes, as…
  - Adversity and the love of horses turns farm girl into property investor and mortgage guru by: Rick Adlam
    April 12, 2012, 07:15
    For Anita Bell investing in property opened a new career as an author, with her first book 'Your Mortgage'. But life was not always so fortunate for Anita. I…
  - A falling housing market will keep the Australian Dream alive by: Rick Adlam
    April 5, 2012, 19:12
    As Victoria's housing values have plummeted about billion in the past six months, we need to ask why it is such a bad thing. Afterall the Sharemarket has…
  - Home Loans: Why the RBA will leave rates by: Rick Adlam
    April 4, 2012, 19:27
    The Reserve Bank of Australia Board meets today to decide the fate of homeowners home loan rates, and whether to raise interest rates Our tip is that home…
  - Nothing down and low deposit finance turns on first home buyers by: Rick Adlam
    April 4, 2012, 07:12
    Home buyers turn to no deposit and low-deposit mortgages Lowering home affordability means that first-time home buyers are cutting back on the size of their…
  - Federal Government suggest home loan borrowers may require 20 percent deposit to curb defaults by: Rick Adlam
    April 1, 2012, 19:17
    If you are currently struggling to save 5% for a deposit on a home, a Federal inquiry into mortgage finance may recommend borrowers be required to put up a…
  - 8 home loan application mistakes that can get your lenders approval by: Rick Adlam
    April 1, 2012, 07:19
    Just to give you a quick run down, the eight most common mistakes that I often discover in a home loan application are: 1. There are too many credit enquiry…
  - Professional Pack Mortgage Home Loans. Has competition from non bank mortgage lenders eroded their meaning and even value? by: Rick Adlam
    March 30, 2012, 07:20
    Professional Home loan packages or 'pro packs' were once restricted to people with high income professions and qualifications such as doctors, lawyers,…
  - Home loans: QLD Floods wash away the dream of homeownership by: Rick Adlam
    March 26, 2012, 07:15
    Those that are in a position to buy right now, need to shop around and drive a hard bargain. There will be plenty out there right now. Remember what seems…
  - Home loan rates on hold as RBA reads the China tea leaves by: Rick Adlam
    March 22, 2012, 19:11
    The Reserve Bank of Australia has left its interest rates options open at its board meeting this afternoon, leaving the official cash rates on hols, as it…
  - Home Loan Interest Rates: Will RBA relent on a June rate rise? by: Rick Adlam
    March 21, 2012, 19:16
    Australian homeowners and renters on hurting over mortgage rates, reduced family support, housing bubble concerns. Home buyers are disinterested. So…
  - Australia's cost of housing is too high: Report by: Rick Adlam
    March 20, 2012, 19:12
    Housing affordability in Australia is dropping and is now among the worst in the world, a further sign that many state and local government polices are…
  - Housing shortgage a result of the economic boom and new superannuation laws by: Rick Adlam
    March 19, 2012, 19:11
    An economic boom and changes to superannuation laws are behind a chronic housing shortage in Western Australia, WA Housing Minister Michelle Roberts says. A…
  - Most Households taking the interest rate rises in their stride by: Rick Adlam
    March 18, 2012, 19:14
    Australian mortgaged homeowners, those rentingÂ and potential home buyers are in the main taking the two home loan interest rate rises that occurred…
  - New home construction and housing sales down 12 percent on Last year by: Rick Adlam
    March 17, 2012, 07:17
    The Housing Industry Association says that new home construction and home sales dropped 0.8 per cent last month due to a big drop in the sale of units. The…
  - Labor leader Kevin Rudd says new housing affordability strategy needed by: Rick Adlam
    March 15, 2012, 19:14
    Australia's home buyers need a national housing affordability strategy now to deal with an increasing home ownership and rental crisis, Labor leader Kevin Rudd…
  - Housing affordability strategy needed for home buyers and renters by: Rick Adlam
    March 15, 2012, 07:17
    Australia needs a national housing affordability strategy now to deal with an increasing home ownership and rental crisis, Labor leader Kevin Rudd says. Mr…
  - First home buyers double bonaza as Rudd spends surpluses by: Rick Adlam
    March 9, 2012, 19:13
    First home buyers have been given till 30 june 2009 to contract to buy and receive extra cash to buy a reale home or more to build a new home.
  - Mortgage Stamp Duty to be dropped in Queensland Australia by: Rick Adlam
    March 8, 2012, 19:21
    Queensland will join other mainland states in abolishishing stamp duty on mortgages in Tuesday's Queensland State Budget, with an average 00 coming off the…
  - Reserve Bank of Australia raises mortgage interest rates 0.25% by: Rick Adlam
    March 5, 2012, 19:15
    Reserve Bank of Australia raised mortgage interest rates by 25 basis points to bring the official cash interest rate to 4.0 percent The Reserve Bank of…
  - Mortgage Rates: RBA may lift rates next month or August by: Rick Adlam
    March 3, 2012, 07:11
    Mortgage Rates: RBA may lift rates next month, if not then August As the impact of rising fuel prices and the devastation of the floods hit Australian…
  - Home Loan Lenders: Mortgage Lenders proven strong by Fitch by: Rick Adlam
    February 29, 2012, 19:19
    Fitch Ratings found that Australia's mortgage lenders and mortgage insurers could handle a 40 percent overall drop in property values, coupled with a home…
  - Interest rates: Fixing our Mortgage and home buying problems by: Rick Adlam
    February 28, 2012, 07:11
    In that article I have suggested that Interest rates rises concerns for Australian home buyers and homeowners need to be addressed by the RBA and the Government…
  - Interest rate rise before Christmas a possibility by: Rick Adlam
    February 23, 2012, 19:25
    Some experts are now saying that the Reserve Bank of Australia could raise interest rates as early as October. More of them agree that there maybe four…
  - Why RBA will leave interest rates on hold by: Rick Adlam
    February 21, 2012, 19:14
    Mortgage home loan interest rates should stay low for the next few months as long as inflation is low, then interest rates should stay as is for home buyers…
  - US Mortgage loan applications improve while Australia booms by: Rick Adlam
    February 16, 2012, 07:19
    Loan application rates of the US and Australia are trending up In the US improving predictions and mortgage loan applications moving up with new home sales…
  - 100 Point Mortgage Interest rate cut in February gains momentum as depression fear grips RBA by: Rick Adlam
    February 10, 2012, 19:12
    With the home loan and housing markets and residential home construction industry all plunging the Reserve Bank of Australia are now tipped to be lowering the…
  - Mortgage lenders have seen the light on excessive mortgage exit fees by: Rick Adlam
    February 8, 2012, 07:14
    Most mortgage lenders have obeyed demands that they stop charging excessive fees for closing a mortgage. In January, the Financial Services Authority (FSA)…
  - Category: First time home buyers (14)
    - Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
      May 10, 2012, 07:15
      The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
    - Home loan applications growth caused by first home buyers by: Rick Adlam
      April 28, 2012, 19:11
      First home buyers increase mortgage home loan approvals 10% as first home buyers grab home buying bargains.
    - First Home buyers: Avoid these mistakes buying your first home. by: Rick Adlam
      April 19, 2012, 07:12
      Being turned off by credit problems that are easily fixed Credit is getting harder to get for all applicants and especially for credit impaired. If you are a…
    - First Home Buyer tips: A guide to buying your first home. by: Rick Adlam
      April 14, 2012, 19:15
      Don't buy a new home as your first home. If you were buying a home 10 years ago, this would not make sense. But things are different today. Land prices are…
    - A falling housing market will keep the Australian Dream alive by: Rick Adlam
      April 5, 2012, 19:12
      As Victoria's housing values have plummeted about billion in the past six months, we need to ask why it is such a bad thing. Afterall the Sharemarket has…
    - Nothing down and low deposit finance turns on first home buyers by: Rick Adlam
      April 4, 2012, 07:12
      Home buyers turn to no deposit and low-deposit mortgages Lowering home affordability means that first-time home buyers are cutting back on the size of their…
    - Federal Government suggest home loan borrowers may require 20 percent deposit to curb defaults by: Rick Adlam
      April 1, 2012, 19:17
      If you are currently struggling to save 5% for a deposit on a home, a Federal inquiry into mortgage finance may recommend borrowers be required to put up a…
    - Home loan rates on hold as RBA reads the China tea leaves by: Rick Adlam
      March 22, 2012, 19:11
      The Reserve Bank of Australia has left its interest rates options open at its board meeting this afternoon, leaving the official cash rates on hols, as it…
    - New home construction and housing sales down 12 percent on Last year by: Rick Adlam
      March 17, 2012, 07:17
      The Housing Industry Association says that new home construction and home sales dropped 0.8 per cent last month due to a big drop in the sale of units. The…
    - Home loan seekers to follow the Dollar by: Rick Adlam
      March 11, 2012, 07:17
      The sea change,the tree change and the oasis change were all buying tips for the baby boomer. But first home buyers should buy their first home where there…
    - First home buyers double bonaza as Rudd spends surpluses by: Rick Adlam
      March 9, 2012, 19:13
      First home buyers have been given till 30 june 2009 to contract to buy and receive extra cash to buy a reale home or more to build a new home.
    - Is the First Home Owners Grant really pushing up house prices? by: Rick Adlam
      March 9, 2012, 07:13
      Australia’s first home buyers get a ,000 First Home Owners Grant, and ,000 for first time buyers that build new home. In some states that can be more.…
    - Reserve Bank of Australia raises mortgage interest rates 0.25% by: Rick Adlam
      March 5, 2012, 19:15
      Reserve Bank of Australia raised mortgage interest rates by 25 basis points to bring the official cash interest rate to 4.0 percent The Reserve Bank of…
    - Interest rates: Fixing our Mortgage and home buying problems by: Rick Adlam
      February 28, 2012, 07:11
      In that article I have suggested that Interest rates rises concerns for Australian home buyers and homeowners need to be addressed by the RBA and the Government…
Category: Housing (88)
Housing articles and posts referencing new homes, housing construction and housing matters.
- Super deal rethink for carers by: Rick Adlam
  May 19, 2012, 07:11
  THE Federal Government has been urged to start a superannuation scheme for carers after reports they would need to rely on welfare in retirement.
- NAB latest to drop rates by: Rick Adlam
  May 18, 2012, 07:18
  A price war in Australia's mortgage home loan market is under way, with National Australia Bank following ANZ and Aussie Home Loans in reducing home loan…
- Crisis may have silver lining by: Rick Adlam
  May 17, 2012, 19:12
  AS HARD as it might seem now, leading sociologists are predicting some unexpected benefits may come out of the global economic meltdown.
- Home loan lenders want the biggest slice of your wallet by: Rick Adlam
  May 17, 2012, 07:13
  In the nineteen eigthies a local bank manager working out what I could afford to borrow divvied up my pay packet this way: "A third for the taxman, a third for…
- First home buyers grant increased three times for new homes and doubled for used homes by: Rick Adlam
  May 16, 2012, 07:13
  Kevin.Rudd's increase of the first home owners grant is about shoring up jobs and the economy, and increasing home loan activity for buyers and sellers.
- Council rules hit house costs by: Rick Adlam
  May 15, 2012, 19:12
  EXTRA rules imposed by local councils such as those on increased ceiling heights and noise protection can add as much as 14 per cent to home building costs.
- Rate cut may help with the rent by: Rick Adlam
  May 14, 2012, 19:15
  Tenants that rent homes across Australia look set for a short-term reprieve from rising rental prices, with analysts expecting landlords to pass on the…
- Australian homeowners choosing to shrink debt by: Rick Adlam
  May 12, 2012, 07:11
  Homeowners slay debt but Gen Y gorge on it. Australian mortgagor homeowners who were recently splurging on debt with credit figures showing robust growth…
- Interest Rates : Where did the RBA get it wrong? by: Rick Adlam
  May 11, 2012, 07:14
  When the RBA lifted interest rates in November last year I said at the time that it was one rate rise too many. The RBA was at the time focused more on getting…
- Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
  May 10, 2012, 07:15
  The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
- Equity Finance Mortgage may create a home buying spree by: Rick Adlam
  May 8, 2012, 19:15
  Adelaide Bank's shared equity home loan The Adelaide Bank is the first bank in Australia to launch a shared-equity home loan which could make property…
- Tightening of mortgage credit generally and construction loans hits builders by: Rick Adlam
  May 5, 2012, 19:13
  The banks have been tightening their credit guidelines on home buyers for over the last year and this is stangling building companies cashflow and construction…
- Housing affordability falls to lowest recorded index as home loans rise and house values defy gravity by: Rick Adlam
  May 4, 2012, 19:16
  Accumulative home loan mortgage interest rate rises, coupled with higher home prices around Australia have pushed housing affordability to its lowest level on…
- Credit squeeze on home loan mortgage lending is not over yet by: Rick Adlam
  May 4, 2012, 07:12
  The global home loan credit squeeze is a "serious crisis" that is not over yet and will have an impact on government budgets, the IMF's outgoing head Rodrigo…
- Developer in trouble by: Rick Adlam
  May 2, 2012, 07:11
  QUEENSLAND'S Environmental Protection Agency has charged developer Jarrod McCracken with eight counts of environmental damage.
- Big home loan seekers get the champagne treatment by: Rick Adlam
  May 1, 2012, 19:14
  Home loan seekers looking to borrow big dollars brings champagne treatment from banks, but many battlers wanting to secure a home have to take what they're…
- Home buyers need to invest in pest and building inspections by an expert before buying a home by: Rick Adlam
  April 29, 2012, 19:11
  Try as we might to be emotionally detached, when most of us are looking to buy a house or an apartment, the property's overt attractiveness is often a big part…
- Housing market crisis blamed on politicians from both sides by: Rick Adlam
  April 25, 2012, 19:11
  Bank Leaders from Australia's biggest banks and home loan lenders have blamed both sides of politics for being lazy and ignoring the national housing…
- The Reserve Bank of Australia blamed for driving house rents skyward as home building dives by: Rick Adlam
  April 22, 2012, 19:12
  The Reserve Bank of Australia Â is being blamed for a dive in housing construction, raising fears that rents are set to rise sky highÂ due to a lack of…
- Housing demand to move home values and mortgage loans higher by: Rick Adlam
  April 21, 2012, 19:11
  More than 63,300 people took a home home loan in March Owner occupied loans totalled .82bn Strong housing demand will boost house prices More than…
- House prices are in the end set by the market. But who sets them in the beginning. by: Rick Adlam
  April 21, 2012, 07:14
  House prices are defying gravity as lower affordability pushes many would-be homeowners aside. So if the average first home buyer is missing out, who is doing…
- Australian Government slams States on housing affordability by: Rick Adlam
  April 20, 2012, 19:12
  THE Federal Government has urged the states to cut stamp duties on conveyancing and to release new land for development to make housing more affordable. Comm…
- Higher home loan interest rates should be factored in by: Rick Adlam
  April 20, 2012, 07:12
  Australia's strong economy, lower unemployment rates, a higher $AU dollar and raising housing and rental values, we should expect higher mortgage interest…
- Is the Australian dream of homeownership gone for first time home buyers on low to mid incomes? by: Rick Adlam
  April 16, 2012, 07:16
  Buying a home for low to mid income earners is fast becoming an un-affordable dream Higher interest rates, over the top land prices and tougher credit rules…
- Property Investors asked to reconsider rush into superannuation by: Rick Adlam
  April 13, 2012, 19:13
  Existing property investors are being urged to reconsider rushing the sale of their investment property to take advantage of superannuation changes, as…
- Adversity and the love of horses turns farm girl into property investor and mortgage guru by: Rick Adlam
  April 12, 2012, 07:15
  For Anita Bell investing in property opened a new career as an author, with her first book 'Your Mortgage'. But life was not always so fortunate for Anita. I…
- Discount interest rate war begins by: Rick Adlam
  April 11, 2012, 19:13
  NAB and Aussie Home Loans are the latest lenders to join the rush to cut rates, following ANZ's lead.
- Real estate prices on the rise in Melbourne by: Rick Adlam
  April 11, 2012, 07:19
  Talk of a real estate price surge in Melbourne since the start of the year gets little support from the first house price data survey for the June quarter. It…
- Home Loan rate rise in August? Inflation and house price increases indicate yes! by: Rick Adlam
  April 10, 2012, 19:11
  Home loan rates could be on the way up again as early as August, presenting Prime Minister John Howard with fresh political problems as housing affordability…
- Home loan mortgage business underpinned by the Labor Government by: Rick Adlam
  April 7, 2012, 19:16
  Australia's Federal Labor Government plan to enter the home loan mortgage finance business will boost confidence in the non-bank mortgage sector and increase…
- Mortgage interest rate rises are slowing housing finance according to Reserve Bank of Australia figures by: Rick Adlam
  April 6, 2012, 19:17
  The Reserve Bank of Australia (RBA) said three interest rate rises in 2006 had dampened recent demand for housing finance. Australia's central bank said in…
- House prises must fall, or mortgage rates will rise by: Rick Adlam
  April 3, 2012, 19:24
  Interest rates will have to rise further if the dip in inflation late last year is not sustained, the International Monetary Fund has warned. In its…
- Federal Government suggest home loan borrowers may require 20 percent deposit to curb defaults by: Rick Adlam
  April 1, 2012, 19:17
  If you are currently struggling to save 5% for a deposit on a home, a Federal inquiry into mortgage finance may recommend borrowers be required to put up a…
- Australia's cost of housing is too high: Report by: Rick Adlam
  March 20, 2012, 19:12
  Housing affordability in Australia is dropping and is now among the worst in the world, a further sign that many state and local government polices are…
- Housing shortgage a result of the economic boom and new superannuation laws by: Rick Adlam
  March 19, 2012, 19:11
  An economic boom and changes to superannuation laws are behind a chronic housing shortage in Western Australia, WA Housing Minister Michelle Roberts says. A…
- Survey shows homeowners suffer home loan interest rate pain by: Rick Adlam
  March 19, 2012, 07:11
  The Reserve Bank of AustraliaÂ may have left the official cash rate on hold at 6.25 per cent last week,Â but Australian homeowners are still suffering…
- Home loan debts makes Middle class turn against John Howard as mortgage stress bites the 'belt. by: Rick Adlam
  March 18, 2012, 07:12
  Many Australians feel worse off than a year ago with some planning on switching votes to Kevin Rudd. Voters intend to punish the Government for recent…
- New home construction and housing sales down 12 percent on Last year by: Rick Adlam
  March 17, 2012, 07:17
  The Housing Industry Association says that new home construction and home sales dropped 0.8 per cent last month due to a big drop in the sale of units. The…
- Labor leader Kevin Rudd says new housing affordability strategy needed by: Rick Adlam
  March 15, 2012, 19:14
  Australia's home buyers need a national housing affordability strategy now to deal with an increasing home ownership and rental crisis, Labor leader Kevin Rudd…
- Housing affordability strategy needed for home buyers and renters by: Rick Adlam
  March 15, 2012, 07:17
  Australia needs a national housing affordability strategy now to deal with an increasing home ownership and rental crisis, Labor leader Kevin Rudd says. Mr…
- Jobs driving mortgage home loan interest rates up by: Rick Adlam
  March 14, 2012, 07:14
  A recovering jobs market could be the trigger an interest-rate rise next month, or use tightening credit standards to curb housing demand.
- First home buyers double bonaza as Rudd spends surpluses by: Rick Adlam
  March 9, 2012, 19:13
  First home buyers have been given till 30 june 2009 to contract to buy and receive extra cash to buy a reale home or more to build a new home.
- Reserve Bank of Australia raises mortgage interest rates 0.25% by: Rick Adlam
  March 5, 2012, 19:15
  Reserve Bank of Australia raised mortgage interest rates by 25 basis points to bring the official cash interest rate to 4.0 percent The Reserve Bank of…
- US Home Loans: Fannie Mae and Freddie Mac to be wound down by: Rick Adlam
  March 5, 2012, 07:17
  It has been reported that the Obama administration has proposed a hose -down of the US mortgage market that would limit the Government's role in supporting…
- Home Loans: Would making home loans harder to get be better for home buyers? by: Rick Adlam
  March 4, 2012, 19:11
  The reason house prices are so high is that it has been easy for people to get into so much debt, increasing the pool of house buyers. To reduce the pool of…
- Mortgage Rates: RBA may lift rates next month or August by: Rick Adlam
  March 3, 2012, 07:11
  Mortgage Rates: RBA may lift rates next month, if not then August As the impact of rising fuel prices and the devastation of the floods hit Australian…
- Interest Rates: RBA will leave rates as is because home prices will fall regardless by: Rick Adlam
  February 27, 2012, 19:13
  The RBA may see raising interest rates now as a chance to nail the house price rises and get home values to slide even further. On the other hand leaving…
- First Home Buyers: Australia defies the house price gravity by: Rick Adlam
  February 27, 2012, 07:12
  Why First homebuyers aren't buying? Affordability! During the last 10-year period, house prices have risen highest in Perth and Brisbane, where home prices…
- First home buyers: Is Queensland paradise lost to homebuyers? by: Rick Adlam
  February 26, 2012, 19:12
  Housing prices have trebled over the past ten years and wages have gone up maybe 50%? A report suggests that two-thirds of Queensland families would not be…
- Interest rates: The case for leaving rates on hold for home owners and home buyers by: Rick Adlam
  February 25, 2012, 19:18
  Many financial experts are saying that there is a 50% chance that mortgage rates will rise on the back of the RBA raising the official interest rates when it…
- Housing shortgage: Brickworks Ltd joins growing demands for Government land & housing shortage solution by: Rick Adlam
  February 24, 2012, 19:15
  Mr Mortgage has been saying for over a year that the housing shortage experienced in Australia's Capital cities can only be addressed by a Government level…
- Home loan interest rates: Will the RBA raise them in October. by: Rick Adlam
  February 23, 2012, 07:13
  Interest rate rises hit everyone, those with higher pays in the Mining States of Western Australia and Queensland, as well as those consumer based economies in…
- Why RBA will leave interest rates on hold by: Rick Adlam
  February 21, 2012, 19:14
  Mortgage home loan interest rates should stay low for the next few months as long as inflation is low, then interest rates should stay as is for home buyers…
- Brisbane & Gold Coast home loan/housing bubble unlikely to burst by: Rick Adlam
  February 14, 2012, 19:19
  House prices in Brisbane and the Gold Coast are still rising and the question that many people are asking is when will the house price and home loan finance…
- Home loan advertising blitz by mortgage banks attacked by: Rick Adlam
  February 13, 2012, 19:17
  A home loan advertising blitz encouraging first home buyers to spend the Federal Government's latest hand-out on their house deposit has been slammed as…
- Shop home loan smart to survive by: Rick Adlam
  February 13, 2012, 07:18
  IF you intend to survive the home loan financial storm, you have to shop smarter for your home loan. No matter what the latest crisis on Wall Street, you've…
- Non-bank lenders' interest rate rort by: Rick Adlam
  February 12, 2012, 19:29
  DOZENS of non-bank lenders have failed to pass on successive interest rate cuts to borrowers as politicians ignore their greedy tactics.
- Don't talk about the wallet by: Rick Adlam
  February 12, 2012, 07:14
  MONEY is one of the biggest taboo subjects in conversation between friends, according to Brisbane financial planner, author and mum Justine Davies.
- House prices collapse in UK by: Rick Adlam
  February 11, 2012, 19:38
  Collapsing British house prices are plunging 60,000 home owners a month into negative equity. What will happen with their home loans?
- Home buyers cautious despite the bigger first home owners grant by: Rick Adlam
  February 11, 2012, 07:16
  KEVIN Rudd's bold bid to lure first home buyers into the nation's sluggish housing and new home market has been greeted with caution by young investors, with…
- 100 Point Mortgage Interest rate cut in February gains momentum as depression fear grips RBA by: Rick Adlam
  February 10, 2012, 19:12
  With the home loan and housing markets and residential home construction industry all plunging the Reserve Bank of Australia are now tipped to be lowering the…
- Extra cash fails to lift home sales by: Rick Adlam
  February 9, 2012, 19:11
  KEVIN Rudd's recent bid to lure first-home buyers into the sluggish property market to buy a reduced price home, has been greeted with caution by young…
- Mortgage lenders have seen the light on excessive mortgage exit fees by: Rick Adlam
  February 8, 2012, 07:14
  Most mortgage lenders have obeyed demands that they stop charging excessive fees for closing a mortgage. In January, the Financial Services Authority (FSA)…
- Category: Housing Market (67)
  The housing market consists of existing housing stock and new residential homes.
  - Super deal rethink for carers by: Rick Adlam
    May 19, 2012, 07:11
    THE Federal Government has been urged to start a superannuation scheme for carers after reports they would need to rely on welfare in retirement.
  - NAB latest to drop rates by: Rick Adlam
    May 18, 2012, 07:18
    A price war in Australia's mortgage home loan market is under way, with National Australia Bank following ANZ and Aussie Home Loans in reducing home loan…
  - Crisis may have silver lining by: Rick Adlam
    May 17, 2012, 19:12
    AS HARD as it might seem now, leading sociologists are predicting some unexpected benefits may come out of the global economic meltdown.
  - Home loan lenders want the biggest slice of your wallet by: Rick Adlam
    May 17, 2012, 07:13
    In the nineteen eigthies a local bank manager working out what I could afford to borrow divvied up my pay packet this way: "A third for the taxman, a third for…
  - First home buyers grant increased three times for new homes and doubled for used homes by: Rick Adlam
    May 16, 2012, 07:13
    Kevin.Rudd's increase of the first home owners grant is about shoring up jobs and the economy, and increasing home loan activity for buyers and sellers.
  - Council rules hit house costs by: Rick Adlam
    May 15, 2012, 19:12
    EXTRA rules imposed by local councils such as those on increased ceiling heights and noise protection can add as much as 14 per cent to home building costs.
  - Rate cut may help with the rent by: Rick Adlam
    May 14, 2012, 19:15
    Tenants that rent homes across Australia look set for a short-term reprieve from rising rental prices, with analysts expecting landlords to pass on the…
  - Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
    May 10, 2012, 07:15
    The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
  - Construction Loans: new home sales & construction lending falls for third straight quarter by: Rick Adlam
    May 7, 2012, 07:11
    Construction loans have fallen steeply over the past 9 months, inline with new home sales. Australian Bureau of Statistics show that the number of new homes…
  - Home buyers and homeowners confidence highest in 2 years by: Rick Adlam
    May 6, 2012, 07:12
    It is beginning to look like Australia will dodge the recession bullet. Australians’ confidence in the future have risen its best level in nearly two years,…
  - Tightening of mortgage credit generally and construction loans hits builders by: Rick Adlam
    May 5, 2012, 19:13
    The banks have been tightening their credit guidelines on home buyers for over the last year and this is stangling building companies cashflow and construction…
  - Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
    May 5, 2012, 07:13
    The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
  - Credit squeeze on home loan mortgage lending is not over yet by: Rick Adlam
    May 4, 2012, 07:12
    The global home loan credit squeeze is a "serious crisis" that is not over yet and will have an impact on government budgets, the IMF's outgoing head Rodrigo…
  - Developer in trouble by: Rick Adlam
    May 2, 2012, 07:11
    QUEENSLAND'S Environmental Protection Agency has charged developer Jarrod McCracken with eight counts of environmental damage.
  - Big home loan seekers get the champagne treatment by: Rick Adlam
    May 1, 2012, 19:14
    Home loan seekers looking to borrow big dollars brings champagne treatment from banks, but many battlers wanting to secure a home have to take what they're…
  - Home loan applications growth caused by first home buyers by: Rick Adlam
    April 28, 2012, 19:11
    First home buyers increase mortgage home loan approvals 10% as first home buyers grab home buying bargains.
  - Housing market crisis blamed on politicians from both sides by: Rick Adlam
    April 25, 2012, 19:11
    Bank Leaders from Australia's biggest banks and home loan lenders have blamed both sides of politics for being lazy and ignoring the national housing…
  - Housing demand to move home values and mortgage loans higher by: Rick Adlam
    April 21, 2012, 19:11
    More than 63,300 people took a home home loan in March Owner occupied loans totalled .82bn Strong housing demand will boost house prices More than…
  - House prices are in the end set by the market. But who sets them in the beginning. by: Rick Adlam
    April 21, 2012, 07:14
    House prices are defying gravity as lower affordability pushes many would-be homeowners aside. So if the average first home buyer is missing out, who is doing…
  - More Households are effected as home loan "mortgage stress" spreads by: Rick Adlam
    April 19, 2012, 19:11
    Mortgage defaults are on the rise as more Australians feel the bite of recession. The western and south-western suburbs of Sydney suffered first and…
  - Housing affordability improves as house prices dip, home mortgage rates stay flat by: Rick Adlam
    April 18, 2012, 07:11
    Homes for sale are sticking in the market longer, and homeowners are either removing their homes from the market, multi-listing the property with many real…
  - What happened to Labor's 0M housing affordability plan? by: Rick Adlam
    April 17, 2012, 19:13
    Readers will know that I say that the reason that homes are unaffordable is that land prices are too high. They are too high by at least 0,000. Here's the…
  - Home buyers choosing variable rate not fixed rate home loans in a sign of lack of concern for home mortgage interest rate rises by: Rick Adlam
    April 17, 2012, 07:16
    Uptake of fixed interest rate home loans have fallen to the lowest rate in almost two years, but may rise again as fears escalate of an increase in interest…
  - Want to be a millionaire? Buy a home and wait for it to be worth million by: Rick Adlam
    April 16, 2012, 19:12
    Melbourne, Victoria's capital, now has 17 one million-dollar suburbs, which is more than double the number at the start of the year. Has the property…
  - Is the Australian dream of homeownership gone for first time home buyers on low to mid incomes? by: Rick Adlam
    April 16, 2012, 07:16
    Buying a home for low to mid income earners is fast becoming an un-affordable dream Higher interest rates, over the top land prices and tougher credit rules…
  - Discount interest rate war begins by: Rick Adlam
    April 11, 2012, 19:13
    NAB and Aussie Home Loans are the latest lenders to join the rush to cut rates, following ANZ's lead.
  - Real estate prices on the rise in Melbourne by: Rick Adlam
    April 11, 2012, 07:19
    Talk of a real estate price surge in Melbourne since the start of the year gets little support from the first house price data survey for the June quarter. It…
  - Home loan mortgage business underpinned by the Labor Government by: Rick Adlam
    April 7, 2012, 19:16
    Australia's Federal Labor Government plan to enter the home loan mortgage finance business will boost confidence in the non-bank mortgage sector and increase…
  - Mortgage interest rate rises are slowing housing finance according to Reserve Bank of Australia figures by: Rick Adlam
    April 6, 2012, 19:17
    The Reserve Bank of Australia (RBA) said three interest rate rises in 2006 had dampened recent demand for housing finance. Australia's central bank said in…
  - A falling housing market will keep the Australian Dream alive by: Rick Adlam
    April 5, 2012, 19:12
    As Victoria's housing values have plummeted about billion in the past six months, we need to ask why it is such a bad thing. Afterall the Sharemarket has…
  - Home loans: QLD Floods wash away the dream of homeownership by: Rick Adlam
    March 26, 2012, 07:15
    Those that are in a position to buy right now, need to shop around and drive a hard bargain. There will be plenty out there right now. Remember what seems…
  - Home loan rates on hold as RBA reads the China tea leaves by: Rick Adlam
    March 22, 2012, 19:11
    The Reserve Bank of Australia has left its interest rates options open at its board meeting this afternoon, leaving the official cash rates on hols, as it…
  - Home Loan Interest Rates: Will RBA relent on a June rate rise? by: Rick Adlam
    March 21, 2012, 19:16
    Australian homeowners and renters on hurting over mortgage rates, reduced family support, housing bubble concerns. Home buyers are disinterested. So…
  - Housing shortgage a result of the economic boom and new superannuation laws by: Rick Adlam
    March 19, 2012, 19:11
    An economic boom and changes to superannuation laws are behind a chronic housing shortage in Western Australia, WA Housing Minister Michelle Roberts says. A…
  - Home loan debts makes Middle class turn against John Howard as mortgage stress bites the 'belt. by: Rick Adlam
    March 18, 2012, 07:12
    Many Australians feel worse off than a year ago with some planning on switching votes to Kevin Rudd. Voters intend to punish the Government for recent…
  - New home construction and housing sales down 12 percent on Last year by: Rick Adlam
    March 17, 2012, 07:17
    The Housing Industry Association says that new home construction and home sales dropped 0.8 per cent last month due to a big drop in the sale of units. The…
  - Top Ten tips for home builders to make more new home sales by: Rick Adlam
    March 16, 2012, 07:12
    Be customer focused. Forget about your competition, what they are doing and not doing. Define who your prime customer is, and focus on satisfying their needs…
  - Labor leader Kevin Rudd says new housing affordability strategy needed by: Rick Adlam
    March 15, 2012, 19:14
    Australia's home buyers need a national housing affordability strategy now to deal with an increasing home ownership and rental crisis, Labor leader Kevin Rudd…
  - Housing affordability strategy needed for home buyers and renters by: Rick Adlam
    March 15, 2012, 07:17
    Australia needs a national housing affordability strategy now to deal with an increasing home ownership and rental crisis, Labor leader Kevin Rudd says. Mr…
  - Australian housing affordability talks as first time home buyers priced out of the market by: Rick Adlam
    March 14, 2012, 19:14
    House prices are fast becoming out of for most first time home buyers. Debate is raging in the community about housing affordability and the official…
  - Jobs driving mortgage home loan interest rates up by: Rick Adlam
    March 14, 2012, 07:14
    A recovering jobs market could be the trigger an interest-rate rise next month, or use tightening credit standards to curb housing demand.
  - Stable and low Interest Rates Drive New Home Sales Higher by: Rick Adlam
    March 12, 2012, 19:12
    The U.S. Census Bureau and the Department of Housing and Urban Development announced that sales of new, single-family homes in March jumped 2.6 percent…
  - Home loan seekers to follow the Dollar by: Rick Adlam
    March 11, 2012, 07:17
    The sea change,the tree change and the oasis change were all buying tips for the baby boomer. But first home buyers should buy their first home where there…
  - First home buyers double bonaza as Rudd spends surpluses by: Rick Adlam
    March 9, 2012, 19:13
    First home buyers have been given till 30 june 2009 to contract to buy and receive extra cash to buy a reale home or more to build a new home.
  - Home loan interest rates to rise on election promises by: Rick Adlam
    March 8, 2012, 07:12
    A home loan interest rise looks likely before too long. Besides rising inflation and a new housing price hick in Queensland, there is still a risk of another…
  - US Home Loans: Fannie Mae and Freddie Mac to be wound down by: Rick Adlam
    March 5, 2012, 07:17
    It has been reported that the Obama administration has proposed a hose -down of the US mortgage market that would limit the Government's role in supporting…
  - Mortgage Rates: RBA may lift rates next month or August by: Rick Adlam
    March 3, 2012, 07:11
    Mortgage Rates: RBA may lift rates next month, if not then August As the impact of rising fuel prices and the devastation of the floods hit Australian…
  - Home Loan Lenders: Mortgage Lenders proven strong by Fitch by: Rick Adlam
    February 29, 2012, 19:19
    Fitch Ratings found that Australia's mortgage lenders and mortgage insurers could handle a 40 percent overall drop in property values, coupled with a home…
  - Interest rates: Fixing our Mortgage and home buying problems by: Rick Adlam
    February 28, 2012, 07:11
    In that article I have suggested that Interest rates rises concerns for Australian home buyers and homeowners need to be addressed by the RBA and the Government…
  - Interest Rates: RBA will leave rates as is because home prices will fall regardless by: Rick Adlam
    February 27, 2012, 19:13
    The RBA may see raising interest rates now as a chance to nail the house price rises and get home values to slide even further. On the other hand leaving…
  - First Home Buyers: Australia defies the house price gravity by: Rick Adlam
    February 27, 2012, 07:12
    Why First homebuyers aren't buying? Affordability! During the last 10-year period, house prices have risen highest in Perth and Brisbane, where home prices…
  - First home buyers: Is Queensland paradise lost to homebuyers? by: Rick Adlam
    February 26, 2012, 19:12
    Housing prices have trebled over the past ten years and wages have gone up maybe 50%? A report suggests that two-thirds of Queensland families would not be…
  - McDermott link to property scam by: Rick Adlam
    February 26, 2012, 07:12
    Former Australian Test cricketer Craig McDermott has been linked to the sale of Queensland real estate property to interstate investors at allegedly inflated…
  - Housing shortgage: Brickworks Ltd joins growing demands for Government land & housing shortage solution by: Rick Adlam
    February 24, 2012, 19:15
    Mr Mortgage has been saying for over a year that the housing shortage experienced in Australia's Capital cities can only be addressed by a Government level…
  - Why more jobs should not raise interest rates by: Rick Adlam
    February 22, 2012, 19:18
    There is a lot of speculation on Australia's home loan interest rates, both here and in the US, that Australia's wonderfully low unemployment rates and growing…
  - Construction loans dive as building approvals fall to lowest this year by: Rick Adlam
    February 17, 2012, 07:12
    In the year to May, building approvals were up a quarter on last year, which had, as you recall a terrible time with property investors leaving for the stock…
  - US Mortgage loan applications improve while Australia booms by: Rick Adlam
    February 16, 2012, 07:19
    Loan application rates of the US and Australia are trending up In the US improving predictions and mortgage loan applications moving up with new home sales…
  - Brisbane & Gold Coast home loan/housing bubble unlikely to burst by: Rick Adlam
    February 14, 2012, 19:19
    House prices in Brisbane and the Gold Coast are still rising and the question that many people are asking is when will the house price and home loan finance…
  - Home loan advertising blitz by mortgage banks attacked by: Rick Adlam
    February 13, 2012, 19:17
    A home loan advertising blitz encouraging first home buyers to spend the Federal Government's latest hand-out on their house deposit has been slammed as…
  - Shop home loan smart to survive by: Rick Adlam
    February 13, 2012, 07:18
    IF you intend to survive the home loan financial storm, you have to shop smarter for your home loan. No matter what the latest crisis on Wall Street, you've…
  - Non-bank lenders' interest rate rort by: Rick Adlam
    February 12, 2012, 19:29
    DOZENS of non-bank lenders have failed to pass on successive interest rate cuts to borrowers as politicians ignore their greedy tactics.
  - Don't talk about the wallet by: Rick Adlam
    February 12, 2012, 07:14
    MONEY is one of the biggest taboo subjects in conversation between friends, according to Brisbane financial planner, author and mum Justine Davies.
  - House prices collapse in UK by: Rick Adlam
    February 11, 2012, 19:38
    Collapsing British house prices are plunging 60,000 home owners a month into negative equity. What will happen with their home loans?
  - Home buyers cautious despite the bigger first home owners grant by: Rick Adlam
    February 11, 2012, 07:16
    KEVIN Rudd's bold bid to lure first home buyers into the nation's sluggish housing and new home market has been greeted with caution by young investors, with…
  - 100 Point Mortgage Interest rate cut in February gains momentum as depression fear grips RBA by: Rick Adlam
    February 10, 2012, 19:12
    With the home loan and housing markets and residential home construction industry all plunging the Reserve Bank of Australia are now tipped to be lowering the…
  - Extra cash fails to lift home sales by: Rick Adlam
    February 9, 2012, 19:11
    KEVIN Rudd's recent bid to lure first-home buyers into the sluggish property market to buy a reduced price home, has been greeted with caution by young…
  - Banks to be Big Brother in credit report profiling by: Rick Adlam
    February 9, 2012, 07:16
    Banks over the last three years have let leading standards slip, in an effort to compete with non conforming lenders . This has lead to higher defaults and…
Category: Home Loans (117)
Home loan information, articles and posts on mortgage finance
- Super deal rethink for carers by: Rick Adlam
  May 19, 2012, 07:11
  THE Federal Government has been urged to start a superannuation scheme for carers after reports they would need to rely on welfare in retirement.
- Home Loans: will exit fee ban kill non-bank lenders? by: Rick Adlam
  May 18, 2012, 19:14
  Before the Global Financial Crisis, mortgage managers and non-bank lenders the were writing around one in six home loans. More importantly they were a threat…
- NAB latest to drop rates by: Rick Adlam
  May 18, 2012, 07:18
  A price war in Australia's mortgage home loan market is under way, with National Australia Bank following ANZ and Aussie Home Loans in reducing home loan…
- Crisis may have silver lining by: Rick Adlam
  May 17, 2012, 19:12
  AS HARD as it might seem now, leading sociologists are predicting some unexpected benefits may come out of the global economic meltdown.
- Home loan lenders want the biggest slice of your wallet by: Rick Adlam
  May 17, 2012, 07:13
  In the nineteen eigthies a local bank manager working out what I could afford to borrow divvied up my pay packet this way: "A third for the taxman, a third for…
- First home buyers grant increased three times for new homes and doubled for used homes by: Rick Adlam
  May 16, 2012, 07:13
  Kevin.Rudd's increase of the first home owners grant is about shoring up jobs and the economy, and increasing home loan activity for buyers and sellers.
- Council rules hit house costs by: Rick Adlam
  May 15, 2012, 19:12
  EXTRA rules imposed by local councils such as those on increased ceiling heights and noise protection can add as much as 14 per cent to home building costs.
- Rate cut may help with the rent by: Rick Adlam
  May 14, 2012, 19:15
  Tenants that rent homes across Australia look set for a short-term reprieve from rising rental prices, with analysts expecting landlords to pass on the…
- Interest Rates : Where did the RBA get it wrong? by: Rick Adlam
  May 11, 2012, 07:14
  When the RBA lifted interest rates in November last year I said at the time that it was one rate rise too many. The RBA was at the time focused more on getting…
- Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
  May 10, 2012, 07:15
  The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
- Home Loans: Are Choice being paid by the banks to do promos? by: Rick Adlam
  May 9, 2012, 19:19
  If you can get a better loan interest rate just by asking, what does that tell you about the bank? Its ripping all their clients off! So why would you continue…
- Thinking of fixing your home loan interest rate? by: Rick Adlam
  May 9, 2012, 07:11
  Should you fix your home loan interest rate at this time? These uncertain financial times have homeowners seeking security of a fixed interest rate.
- Construction Loans: new home sales & construction lending falls for third straight quarter by: Rick Adlam
  May 7, 2012, 07:11
  Construction loans have fallen steeply over the past 9 months, inline with new home sales. Australian Bureau of Statistics show that the number of new homes…
- Mortgage interest rates to trend upward by: Rick Adlam
  May 6, 2012, 19:12
  The Commonwealth Bank of Australia CEO gives his version of Banana-gate to signal mortgage rate increases. Whether you believe that the banks are paying more…
- Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
  May 5, 2012, 07:13
  The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
- Credit squeeze on home loan mortgage lending is not over yet by: Rick Adlam
  May 4, 2012, 07:12
  The global home loan credit squeeze is a "serious crisis" that is not over yet and will have an impact on government budgets, the IMF's outgoing head Rodrigo…
- Mortgage Lenders going green with a carbon neutral home loans by: Rick Adlam
  May 3, 2012, 07:17
  Mortgage Lenders Go Green by reducing and offsetting carbon emissions in home loan processing. Are you concerned about reducing your carbon footprint? …
- Developer in trouble by: Rick Adlam
  May 2, 2012, 07:11
  QUEENSLAND'S Environmental Protection Agency has charged developer Jarrod McCracken with eight counts of environmental damage.
- John Howard's blaming the states for home loan interest rate rises is seen as a desperate low act by Australian voters and State Pollies by: Rick Adlam
  May 1, 2012, 07:11
  The Federal Government's attempt to blame the states for home mortgage interest rate pressures is complete nonsense and smacks of political desperation, the…
- Mortgage shoppers and home buyers are choosing green home loans and energy smart homes. by: Rick Adlam
  April 30, 2012, 07:14
  Home buyer Shift. Archicentre's Victorian manager David Hallett says home buyers and home ownersÂ want to know whether they are buying an energy guzzler or…
- Mortgage Fees: Will mortgage "exit fee" ban undo homebuyers by: Rick Adlam
  April 29, 2012, 07:11
  Mortgage fees: The Australian Labor government is about to legislate against home loan exit fees. Is this good or bad news for new home buyers ? From July 2011…
- Home loan applications growth caused by first home buyers by: Rick Adlam
  April 28, 2012, 19:11
  First home buyers increase mortgage home loan approvals 10% as first home buyers grab home buying bargains.
- Credit Check: What you’ll discover in your credit report that can hurt you by: Rick Adlam
  April 27, 2012, 07:11
  A bad credit rating can stay with you for up to seven years. So protect your credit worthiness at all costs. Try to stay calm if you are declined a mortgage…
- Bendigo Bank wants to grow customer wealth business with wholesale mortgage home loan lender Adelaide Bank by: Rick Adlam
  April 26, 2012, 07:11
  Bendigo Bank wants to expand wealth management with its .2 billion bid for wholesale customer darling Adelaide Bank. Bendigo and Adelaide, which hold the…
- Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
  April 26, 2012, 07:11
  The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
- Using home loans to improve bad credit rating by: Rick Adlam
  April 25, 2012, 07:12
  I have seen a lot of articles about using a home loan to improve your bad credit. Some were OK, but many just don't make any sense. So I thought I had better…
- Home Loan Lenders: CBA Rated Worst Australian Mortgage Lender by: Rick Adlam
  April 24, 2012, 07:13
  Its official. People don't like big banks, and they love to hate the CBA The big four banks in my view are in a privileged position in the Australian…
- Home loan mortgage interest rate rise is not needed says Finance Minister by: Rick Adlam
  April 23, 2012, 19:12
  Finance Minister Nick Minchin has indicated he does not believe an expected hone loans mortgage interest rate rise this week is warranted. The Reserve Bank…
- Home Loans: Bank rate discount war unconvincing by: Rick Adlam
  April 18, 2012, 19:15
  Since the bagging of the banks by all sides of Australian politics last year, the Big Four lost creditability and market share as people thought they could do…
- Home buyers choosing variable rate not fixed rate home loans in a sign of lack of concern for home mortgage interest rate rises by: Rick Adlam
  April 17, 2012, 07:16
  Uptake of fixed interest rate home loans have fallen to the lowest rate in almost two years, but may rise again as fears escalate of an increase in interest…
- Home loan mortgage repayments set to soar by: Rick Adlam
  April 15, 2012, 07:14
  Home loan repayments are set to soar as rampant economic growth might force two mortgage interest rate rises within six months, pushing up mortgage repayments,…
- Free Mortgage service makes finding the best home home easy. Or does it? by: Rick Adlam
  April 14, 2012, 07:11
  Homes loans have become complicated Can you remember the days when comparing home loans was easy? I can. All you had to do was pick the one with the lowest…
- Discount interest rate war begins by: Rick Adlam
  April 11, 2012, 19:13
  NAB and Aussie Home Loans are the latest lenders to join the rush to cut rates, following ANZ's lead.
- US Congress says Show me the money trail and why to the US Treasury by: Rick Adlam
  April 10, 2012, 07:14
  The US congress panel is not happy with Henery Paulson's slap dash approach to giving out tax payer funded aid, including a multi-billion hand out to his…
- Rudd versus Abbott: verdict on Australia's Health Debate by: Rick Adlam
  April 9, 2012, 19:14
  In the Australian Health Debate today,Tony Abbott was so badly mauled by the Prime Minister Kevin Rudd its hard to see how he can survive as Leader of the…
- ANZ Virus warning for all ANZ bank customers, and all other banks by: Rick Adlam
  April 9, 2012, 07:11
  ANZ bank has warned customers to beware of a fraudulent website portal generated by a virus residing on the user's computer that generates a form requesting…
- US Congress says 'show me the money trail and why' to the US Treasury by: Rick Adlam
  April 8, 2012, 19:13
  A US congressional panel on Friday sharply criticised the Treasury for its handling of a $US700 billion ($A981 billion) financial bailout fund, as they moved…
- Facebook privacy and identity theft concerns by: Rick Adlam
  April 8, 2012, 07:14
  Protecting your credit rating from being white anted because of online identity theft has become an increasing concern of Facebook recently.Facebook and other…
- Home loan mortgage business underpinned by the Labor Government by: Rick Adlam
  April 7, 2012, 19:16
  Australia's Federal Labor Government plan to enter the home loan mortgage finance business will boost confidence in the non-bank mortgage sector and increase…
- Home loan rates tumble as RBA slashes cash rate by 1% by: Rick Adlam
  April 7, 2012, 07:14
  RBA cuts the cash rate by massive 1%pa and most of this will be passed on to mortgage borrowers.
- Overseas property investors pour cash into Queensland homes and land by: Rick Adlam
  April 6, 2012, 07:21
  Overseas residential property investors are pouring their spare cash into Queensland, Australia's 'Sunshine State', spending more than billion on Queensland…
- A falling housing market will keep the Australian Dream alive by: Rick Adlam
  April 5, 2012, 19:12
  As Victoria's housing values have plummeted about billion in the past six months, we need to ask why it is such a bad thing. Afterall the Sharemarket has…
- Home Loans: Why the RBA will leave rates by: Rick Adlam
  April 4, 2012, 19:27
  The Reserve Bank of Australia Board meets today to decide the fate of homeowners home loan rates, and whether to raise interest rates Our tip is that home…
- Nothing down and low deposit finance turns on first home buyers by: Rick Adlam
  April 4, 2012, 07:12
  Home buyers turn to no deposit and low-deposit mortgages Lowering home affordability means that first-time home buyers are cutting back on the size of their…
- Home loan points to cover in your will by: Rick Adlam
  April 3, 2012, 07:13
  Death is a delicate topic, one that many people avoid at a cost to those they leave behind. By not making a will, they are failing to protect what is…
- Home Loan demand growing more than expected. by: Rick Adlam
  April 2, 2012, 19:11
  Home loan demand in Australia is growing according to recent figures. More than 66,000 Australians took out a home loan in May, despite the rising cost of…
- Bad Credit Home Loans: Can you refinance your home when you have bad credit rating? by: Rick Adlam
  April 2, 2012, 07:13
  A lot of people are suffering from mortgage stress right now, and they need answers right now. They can't afford to wait for the Government to create competitio…
- Federal Government suggest home loan borrowers may require 20 percent deposit to curb defaults by: Rick Adlam
  April 1, 2012, 19:17
  If you are currently struggling to save 5% for a deposit on a home, a Federal inquiry into mortgage finance may recommend borrowers be required to put up a…
- 8 home loan application mistakes that can get your lenders approval by: Rick Adlam
  April 1, 2012, 07:19
  Just to give you a quick run down, the eight most common mistakes that I often discover in a home loan application are: 1. There are too many credit enquiry…
- WordPress theme special from Templatic by: Rick Adlam
  March 31, 2012, 07:20
  Problems with Templatic wordpress themes fixes. Just to let you know that Templatic have some great looking professional WordPress themes, I got mine to…
- Housing construction market recovery stalled by: Rick Adlam
  March 30, 2012, 19:22
  The residential housing construction slump is likely to last longer than initially predicted, with property developers now saying that building activity will…
- New Home Sales in US soar 16 percent, the biggest rise since 1993 by: Rick Adlam
  March 29, 2012, 19:13
  The U.S. Census Bureau and the Department of Housing and Urban Development said that sales of new detached residential homes soared 16.2 percent in comparison…
- Home loans launched at last with the help of WordPress by: Rick Adlam
  March 29, 2012, 07:19
  At last I found the time to use the domain http://home-loans.net.au , something that I had held on to for two years before doing something with it. My other…
- RBA Home Mortgage rates to stay on hold by: Rick Adlam
  March 28, 2012, 07:33
  In a shock move the board of the Reserve Bank of Australia has put off any interest rate increases for the time being. The reason seems to be that the Greedy…
- Bank fees: Big banks concerns over mortgage exit fee ban by: Rick Adlam
  March 27, 2012, 19:14
  In any event the ANZ and National Australia Bank have already scrapped mortgage exit fees, while Westpac Banking Group chief executive Gail Kelly told a…
- Is Sydney Australia's next property boomtown? by: Rick Adlam
  March 27, 2012, 07:24
  According to the Investors Club the average house price of a Sydney home could rise by 0,000 in the next two years. That could make buying a home a great…
- Property investors push first home buyers off their perch by: Rick Adlam
  March 26, 2012, 19:20
  Property is, and always has been, a solid long-term investment, but maybe not the bonanza it can be right at this point in time. So if you are thinking of…
- Home loans: QLD Floods wash away the dream of homeownership by: Rick Adlam
  March 26, 2012, 07:15
  Those that are in a position to buy right now, need to shop around and drive a hard bargain. There will be plenty out there right now. Remember what seems…
- Have home loan interest rates hit rock bottom, or is there more to go? by: Rick Adlam
  March 25, 2012, 19:26
  The fact is that the banks are not the home loan market, or the housing market; they represent a minor part of it, but they have an unfair amount of power, and…
- Are Mortgage Brokers honest with home buyers and refinancing homeowners? by: Rick Adlam
  March 25, 2012, 07:13
  If the Mortgage Broker explains to the customert that they are offering a no cost home loan service to them, because the lenders are paying them a commission…
- Jerry Seinfeld doing ads for local Australian mortgage home loan lender by: Rick Adlam
  March 24, 2012, 19:17
  Comedian and Sitcom Star Jerry Seinfeld is to appear in TV commercials for mortgage home loan lender Newcastle Greater Building Society.
- Home loan mortgage rates set to rise as NZ taxman bites banks. by: Rick Adlam
  March 24, 2012, 07:14
  Home loan mortgage rates set to rise as NZ taxman bites banks. Expect your mortgage intrerates to rise soon. Australia's major banks, may have to pay .8…
- First Home Buyer: Is the dream of homeownership over in the UK? by: Rick Adlam
  March 23, 2012, 19:18
  In the US the average first home buyer is 44 and in Australia it was approaching 38 years old, but recently fell as a boost to the First Home Owners Grant…
- Bank Fees: Westpac unhappy with Government plan to stop mortgage exit fees by: Rick Adlam
  March 23, 2012, 07:21
  Westpac chief executive, Gail Kelly is not happy with Government plans to ensure that all Australians are free to move their mortgages, and has hit out at…
- Home Loan Interest Rates: Will RBA relent on a June rate rise? by: Rick Adlam
  March 21, 2012, 19:16
  Australian homeowners and renters on hurting over mortgage rates, reduced family support, housing bubble concerns. Home buyers are disinterested. So…
- Home loan debts makes Middle class turn against John Howard as mortgage stress bites the 'belt. by: Rick Adlam
  March 18, 2012, 07:12
  Many Australians feel worse off than a year ago with some planning on switching votes to Kevin Rudd. Voters intend to punish the Government for recent…
- New home construction and housing sales down 12 percent on Last year by: Rick Adlam
  March 17, 2012, 07:17
  The Housing Industry Association says that new home construction and home sales dropped 0.8 per cent last month due to a big drop in the sale of units. The…
- Inflation puts pressure on home loan interest rates by: Rick Adlam
  March 13, 2012, 19:21
  The latest Consumer Price Index (CPI) figures show a quarterly rise in the cost of living of 1.9 per cent, raising the likelihood of another home loan interest…
- Three of the big four banks raise home loan mortgage interest rates by: Rick Adlam
  March 13, 2012, 07:24
  Three of Australia's "big four" banks have announced changes to home loan mortgage lending, credit card, business loans and deposit rates after Wednesday's…
- Bank Home Loan Wars: NAB goes after CBA and Westpac high rate clients by: Rick Adlam
  March 11, 2012, 19:12
  National Australia Bank is continuing its home loan assault on its bigger rivals by announcing the launch of new discount online home loans, designed and…
- Bank Fees: NAB to pay your home loan exit fees to switch by: Rick Adlam
  March 10, 2012, 07:29
  Big Bank wars tipped on exit fees to favour the mortgage borrower. The National Australia Bank is an also ran in mortgage home loan lending right now and…
- Home loan interest rate rise tipped for November by: Rick Adlam
  March 7, 2012, 19:13
  Economists say another interest rate rise is possible in November, as the United States economy retreats from the edge of a recession. Stronger than expected…
- Home Loans shock! A premium priced home loan from a savvy bank! by: Rick Adlam
  March 7, 2012, 07:13
  Home loan fact: Last year Wespac snared approaching 30% of all home loan mortgages in Australia. That's an outstanding volume by any measure. And now it wants…
- Labor and the Coalition are adding home loan interest rate pressures by promising tax cuts by: Rick Adlam
  March 6, 2012, 19:18
  The Australian Democrats are warning CPI figures released today highlight problems with the major parties' tax policies. The Consumer Price Index (CPI)…
- Home loan lending practices under parliamentary scrutiny by: Rick Adlam
  March 6, 2012, 07:29
  A federal parliamentary committee will host a public hearing in Canberra as part of its investigation into home lending practices. The House of Representatives…
- Reserve Bank of Australia raises mortgage interest rates 0.25% by: Rick Adlam
  March 5, 2012, 19:15
  Reserve Bank of Australia raised mortgage interest rates by 25 basis points to bring the official cash interest rate to 4.0 percent The Reserve Bank of…
- Home Loans: Would making home loans harder to get be better for home buyers? by: Rick Adlam
  March 4, 2012, 19:11
  The reason house prices are so high is that it has been easy for people to get into so much debt, increasing the pool of house buyers. To reduce the pool of…
- Mortgage Fees and Charges: Big Four Banks surrender to exit fees rage. by: Rick Adlam
  March 3, 2012, 19:21
  Having offered the cheapest standard variable mortgage rate of the four banks since December last year, the demise of exit fees would be welcomed by the…
- Mortgage Rate Rises: Home loans with lower rates that stay low for the life of the loan by: Rick Adlam
  March 1, 2012, 19:14
  We need real competition for our four major banks who have been writing over 90% of all loans in recent times. We all need to demand the introduction of a real…
- Mortgage Rates: Why Joe Hockey's Interest Rate Plan makes Wayne Swan look good by: Rick Adlam
  March 1, 2012, 07:13
  Politics and interest rates don't mix, but nobody seems to have told Joe Hockey that, so two can play that silly game. The Shadow Treasurer seems to have been…
- Home Loan Lenders: Mortgage Lenders proven strong by Fitch by: Rick Adlam
  February 29, 2012, 19:19
  Fitch Ratings found that Australia's mortgage lenders and mortgage insurers could handle a 40 percent overall drop in property values, coupled with a home…
- Mortgage Rates: expect a mortgage rate rise without the RBA by: Rick Adlam
  February 29, 2012, 07:22
  The major banks will have to raise mortgage interest rates, without the Reserve Bank moving rates sooner or later, and the RBA knows this. The RBA can now sit…
- Interest rates: Fixing our Mortgage and home buying problems by: Rick Adlam
  February 28, 2012, 07:11
  In that article I have suggested that Interest rates rises concerns for Australian home buyers and homeowners need to be addressed by the RBA and the Government…
- Interest rate rise before Christmas a possibility by: Rick Adlam
  February 23, 2012, 19:25
  Some experts are now saying that the Reserve Bank of Australia could raise interest rates as early as October. More of them agree that there maybe four…
- Home loans: Is your bank planning to raise your mortgage interest rates? by: Rick Adlam
  February 22, 2012, 07:13
  There has been a lot of talk over the last year about the major banks, headed by the Commonwealth Bank, looking for ways to jack up home loan interest rates…
- Why RBA will leave interest rates on hold by: Rick Adlam
  February 21, 2012, 19:14
  Mortgage home loan interest rates should stay low for the next few months as long as inflation is low, then interest rates should stay as is for home buyers…
- Mortgage interest rates to stay low by: Rick Adlam
  February 21, 2012, 07:16
  RBA will leave mortgage interest rates on hold for the rest of the year. Mr Mortgage predicts that home loan rates will stay as is till at least Feb 2011.…
- Interest rates to stay low for months by: Rick Adlam
  February 20, 2012, 19:11
  Australian homeowners blessed with a Goldilocks economy: not too hot for rates to rise, and not too cold to cause unemployment to be a concern. Over time the…
- Interest rates to stay low at Adelaide RBA meetup by: Rick Adlam
  February 20, 2012, 07:19
  More good news for mortgage payment strapped home owners! As we predicted in May 2010, the Reserve Bank of Australia will likely leave official interest rates…
- Rams Home Loans as part of the new mortgage landscape by: Rick Adlam
  February 19, 2012, 07:13
  Rams Home Loans are advertising low rates again for business again with sharp rates, after a dire year due to the Global Financial crisi
- China housing bubble could derail Australia's gravy train by: Rick Adlam
  February 16, 2012, 19:13
  Will China's housing market bubble burst Australia's economic buoyancy has depended in a large amount to the continued growth of the China economy and our…
- US Mortgage loan applications improve while Australia booms by: Rick Adlam
  February 16, 2012, 07:19
  Loan application rates of the US and Australia are trending up In the US improving predictions and mortgage loan applications moving up with new home sales…
- Mortgage relief for homeowners and home buyers as RBA to leave interest rates alone by: Rick Adlam
  February 15, 2012, 19:16
  With house prices falling and retailers struggling we don't need to have another mortgage or interest rate increase. Homeowners can't afford it and home buyers…
- Mortgage home loan growth creates a new debt crisis for homeowners by: Rick Adlam
  February 15, 2012, 07:16
  The RBA has new concerns over the average Australian debt level, which dropped last year is is now creeping up due to higher house prices and bigger mortgages…
- Brisbane & Gold Coast home loan/housing bubble unlikely to burst by: Rick Adlam
  February 14, 2012, 19:19
  House prices in Brisbane and the Gold Coast are still rising and the question that many people are asking is when will the house price and home loan finance…
- Home loan advertising blitz by mortgage banks attacked by: Rick Adlam
  February 13, 2012, 19:17
  A home loan advertising blitz encouraging first home buyers to spend the Federal Government's latest hand-out on their house deposit has been slammed as…
- Shop home loan smart to survive by: Rick Adlam
  February 13, 2012, 07:18
  IF you intend to survive the home loan financial storm, you have to shop smarter for your home loan. No matter what the latest crisis on Wall Street, you've…
- Non-bank lenders' interest rate rort by: Rick Adlam
  February 12, 2012, 19:29
  DOZENS of non-bank lenders have failed to pass on successive interest rate cuts to borrowers as politicians ignore their greedy tactics.
- Don't talk about the wallet by: Rick Adlam
  February 12, 2012, 07:14
  MONEY is one of the biggest taboo subjects in conversation between friends, according to Brisbane financial planner, author and mum Justine Davies.
- House prices collapse in UK by: Rick Adlam
  February 11, 2012, 19:38
  Collapsing British house prices are plunging 60,000 home owners a month into negative equity. What will happen with their home loans?
- Home buyers cautious despite the bigger first home owners grant by: Rick Adlam
  February 11, 2012, 07:16
  KEVIN Rudd's bold bid to lure first home buyers into the nation's sluggish housing and new home market has been greeted with caution by young investors, with…
- 100 Point Mortgage Interest rate cut in February gains momentum as depression fear grips RBA by: Rick Adlam
  February 10, 2012, 19:12
  With the home loan and housing markets and residential home construction industry all plunging the Reserve Bank of Australia are now tipped to be lowering the…
- Extra cash fails to lift home sales by: Rick Adlam
  February 9, 2012, 19:11
  KEVIN Rudd's recent bid to lure first-home buyers into the sluggish property market to buy a reduced price home, has been greeted with caution by young…
- Banks to be Big Brother in credit report profiling by: Rick Adlam
  February 9, 2012, 07:16
  Banks over the last three years have let leading standards slip, in an effort to compete with non conforming lenders . This has lead to higher defaults and…
- Category: Home Loan Mortgage Finance (20)
  Home loan information, articles and posts on mortgage finance
  - Home loan lenders want the biggest slice of your wallet by: Rick Adlam
    May 17, 2012, 07:13
    In the nineteen eigthies a local bank manager working out what I could afford to borrow divvied up my pay packet this way: "A third for the taxman, a third for…
  - Major regional home loan lender in industrial trouble. by: Rick Adlam
    May 14, 2012, 07:14
    The St George Bank, a regional Australian home loan lender, has it hands full with industrial relations trouble on its moves to sack local workers and…
  - Interest rates: CBA will raise interest rates without the RBA, and why its good news by: Rick Adlam
    May 10, 2012, 07:15
    The Reserve Bank is ready to pull the trigger on interest rates. Inflation is getting a bit on the high side and unemployment looks like falling even lower, so…
  - Big home loan seekers get the champagne treatment by: Rick Adlam
    May 1, 2012, 19:14
    Home loan seekers looking to borrow big dollars brings champagne treatment from banks, but many battlers wanting to secure a home have to take what they're…
  - Housing demand to move home values and mortgage loans higher by: Rick Adlam
    April 21, 2012, 19:11
    More than 63,300 people took a home home loan in March Owner occupied loans totalled .82bn Strong housing demand will boost house prices More than…
  - Home loan mortgage repayments set to soar by: Rick Adlam
    April 15, 2012, 07:14
    Home loan repayments are set to soar as rampant economic growth might force two mortgage interest rate rises within six months, pushing up mortgage repayments,…
  - Home loan mortgage business underpinned by the Labor Government by: Rick Adlam
    April 7, 2012, 19:16
    Australia's Federal Labor Government plan to enter the home loan mortgage finance business will boost confidence in the non-bank mortgage sector and increase…
  - House prises must fall, or mortgage rates will rise by: Rick Adlam
    April 3, 2012, 19:24
    Interest rates will have to rise further if the dip in inflation late last year is not sustained, the International Monetary Fund has warned. In its…
  - Federal Government suggest home loan borrowers may require 20 percent deposit to curb defaults by: Rick Adlam
    April 1, 2012, 19:17
    If you are currently struggling to save 5% for a deposit on a home, a Federal inquiry into mortgage finance may recommend borrowers be required to put up a…
  - Twitter Weekly Updates for 2011-03-13 by: Rick Adlam
    March 31, 2012, 19:20
    rebuilding aumex at http://aumex.com # Green Homes need to be sold on the money and get real http://homemate.com.au/building-process/green-homes-homebuyers-a…
  - Professional Pack Mortgage Home Loans. Has competition from non bank mortgage lenders eroded their meaning and even value? by: Rick Adlam
    March 30, 2012, 07:20
    Professional Home loan packages or 'pro packs' were once restricted to people with high income professions and qualifications such as doctors, lawyers,…
  - Australia's cost of housing is too high: Report by: Rick Adlam
    March 20, 2012, 19:12
    Housing affordability in Australia is dropping and is now among the worst in the world, a further sign that many state and local government polices are…
  - Home loan debts makes Middle class turn against John Howard as mortgage stress bites the 'belt. by: Rick Adlam
    March 18, 2012, 07:12
    Many Australians feel worse off than a year ago with some planning on switching votes to Kevin Rudd. Voters intend to punish the Government for recent…
  - Jobs driving mortgage home loan interest rates up by: Rick Adlam
    March 14, 2012, 07:14
    A recovering jobs market could be the trigger an interest-rate rise next month, or use tightening credit standards to curb housing demand.
  - Mortgage Stamp Duty to be dropped in Queensland Australia by: Rick Adlam
    March 8, 2012, 19:21
    Queensland will join other mainland states in abolishishing stamp duty on mortgages in Tuesday's Queensland State Budget, with an average 00 coming off the…
  - Home loan interest rate rise tipped for November by: Rick Adlam
    March 7, 2012, 19:13
    Economists say another interest rate rise is possible in November, as the United States economy retreats from the edge of a recession. Stronger than expected…
  - US Home Loans: Fannie Mae and Freddie Mac to be wound down by: Rick Adlam
    March 5, 2012, 07:17
    It has been reported that the Obama administration has proposed a hose -down of the US mortgage market that would limit the Government's role in supporting…
  - Mortgage Rates: RBA may lift rates next month or August by: Rick Adlam
    March 3, 2012, 07:11
    Mortgage Rates: RBA may lift rates next month, if not then August As the impact of rising fuel prices and the devastation of the floods hit Australian…
  - Rams Home Loans as part of the new mortgage landscape by: Rick Adlam
    February 19, 2012, 07:13
    Rams Home Loans are advertising low rates again for business again with sharp rates, after a dire year due to the Global Financial crisi
  - 100 Point Mortgage Interest rate cut in February gains momentum as depression fear grips RBA by: Rick Adlam
    February 10, 2012, 19:12
    With the home loan and housing markets and residential home construction industry all plunging the Reserve Bank of Australia are now tipped to be lowering the…
- Category: Low deposit mortgage (2)
  - Will the death of the "no deposit" home loan signal tighter Bank lending guidelines by: Rick Adlam
    May 5, 2012, 07:13
    The Commonwealth Bank Of Australia is the first bank in Australia to denounce the no deposit loan as not meeting their new tightened guidelines. But will that…
  - Nothing down and low deposit finance turns on first home buyers by: Rick Adlam
    April 4, 2012, 07:12
    Home buyers turn to no deposit and low-deposit mortgages Lowering home affordability means that first-time home buyers are cutting back on the size of their…
- Category: Bad Credit (3)
  - Using home loans to improve bad credit rating by: Rick Adlam
    April 25, 2012, 07:12
    I have seen a lot of articles about using a home loan to improve your bad credit. Some were OK, but many just don't make any sense. So I thought I had better…
  - First Home buyers: Avoid these mistakes buying your first home. by: Rick Adlam
    April 19, 2012, 07:12
    Being turned off by credit problems that are easily fixed Credit is getting harder to get for all applicants and especially for credit impaired. If you are a…
  - Bad Credit Home Loans: Can you refinance your home when you have bad credit rating? by: Rick Adlam
    April 2, 2012, 07:13
    A lot of people are suffering from mortgage stress right now, and they need answers right now. They can't afford to wait for the Government to create competitio…
- Category: Mortgage Exit Fees (4)
  - Home Loan Fees: Bank mortgage exit fees get political by: Rick Adlam
    May 8, 2012, 07:17
    Mortgage loan exit fees have become a way on chaining homeowners to their bank loans.
  - Interest rates: CBA cuts mortgage rate on "no-fee" discount home loan by: Rick Adlam
    April 26, 2012, 07:11
    The Commonwealth Bank of Australia has just dropped the home loan rate on its recently introduced ''no fee'' home loan offer to 7.11% in response to other…
  - Bank fees: Big banks concerns over mortgage exit fee ban by: Rick Adlam
    March 27, 2012, 19:14
    In any event the ANZ and National Australia Bank have already scrapped mortgage exit fees, while Westpac Banking Group chief executive Gail Kelly told a…
  - Bank Fees: Westpac unhappy with Government plan to stop mortgage exit fees by: Rick Adlam
    March 23, 2012, 07:21
    Westpac chief executive, Gail Kelly is not happy with Government plans to ensure that all Australians are free to move their mortgages, and has hit out at…
Category: News (8)
Home loan and housing news. This category deals with home loan and housing news for home buyers, homeowners and residential estate property investors.
- Mortgage Rates: Why the Banks are free to raise rates. by: Rick Adlam
  May 10, 2012, 19:13
  That brings up a few questions for the Prime Minister. So Julia Gillard, how will you sort out this mess? In particular.... How will you overturn the ability…
- Westpac plans to drop the BOM on parochial Victorians by: Rick Adlam
  April 15, 2012, 19:15
  After all Westpac has pulled itself from near bankruptcy in the early nineties to be a contender Australia's biggest bank. Mainly at the cost of its mortgage…
- Mortgage Rates: Forex markets switch from RBA interest rate to Melbourne Cup as a safer bet. by: Rick Adlam
  March 2, 2012, 07:24
  So now the Reserve Bank only has to sit on its hands a wait till things change, and maybe the big Banks will make good on their talk and raise their customers…
- First Home Buyers: Australia defies the house price gravity by: Rick Adlam
  February 27, 2012, 07:12
  Why First homebuyers aren't buying? Affordability! During the last 10-year period, house prices have risen highest in Perth and Brisbane, where home prices…
- Interest rates: The case for leaving rates on hold for home owners and home buyers by: Rick Adlam
  February 25, 2012, 19:18
  Many financial experts are saying that there is a 50% chance that mortgage rates will rise on the back of the RBA raising the official interest rates when it…
- Bank Fees & Charges: ANZ's plus 11 other Australia's Banks dirty little secret by: Rick Adlam
  February 25, 2012, 07:15
  Bank Customers sue 12 Australian Banks en masse on fees and charges Behind Australia's Banks' Record profits there is a swindle going on. Stealing cents to …
- Interest rates to stay low at Adelaide RBA meetup by: Rick Adlam
  February 20, 2012, 07:19
  More good news for mortgage payment strapped home owners! As we predicted in May 2010, the Reserve Bank of Australia will likely leave official interest rates…
- Category: Videos (1)
  - Aurora by: Rick Adlam
    May 11, 2012, 19:11
    Aurora & Home Lights I found this video clip of the Northern Lights by Terje inspirational. If you look you'll see the inviting home lights too.

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