Refi second mortgage to pay off card debt

Paying off your credit card is only half the task. Don’t start the cycle over by creating new debt.

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Card payments apply to lower rate balances first and then to cash advances that take a higher rate.

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Choosing the right credit card rewards program can help a smart borrower get through the recession.

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Professional Home loan packages or ‘pro packs’ were once restricted to people with high income professions and qualifications such as doctors, lawyers, accountants and engineers and senior managers.
But now they’re available to any home buyer and, in some cases, require combined borrowings of just $150,000 to activate. As the average mortgage home loan is now around double [...]

Continue reading about Professional Pack Mortgage Home Loans. Has competition from non bank mortgage lenders eroded their meaning and even value?

If you are one of the many having trouble keeping those New Year’s resolution to save more and spend less, don’t worry, you are not alone.
A new survey shows that many Australians may be in the same boat.

One in five Australians will give up on their financial New Year’s resolutions by Easter with most saying that [...]

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