Home Loans & Mortgages

Home Loan Lenders want the law changed to capture more of your financial details. Here’s a test of just how savvy a consumer you are: when was the last time you checked your credit file? For most of us, the answer would be never. Many people probably don’t even know there are two credit bureaus [...]

A bad credit rating can stay with you for up to seven years. So protect your credit worthiness at all costs. Try to stay calm if you are declined a mortgage because you have a bad credit rating. It is best to get a credit report way ahead of when you need it.
So do a credit check on yourself now and then get a credit report once a year, so you can check if your credit score has been affected in any way, and clear up any mistakes.

Protecting your credit rating from being white anted because of online identity theft has become an increasing concern of Facebook recently.Facebook and other social websites I realised that Facebook was a privacy and credit rating disaster waiting to happen, because too much of my personal data was been shown online for all and sundry to see and copy. Now it turns out that Facebook will sell this information on to marketers.I reached these credit identity theft and privacy concerns about